# Crowned Credit — AI Reference (Short Form) > Crowned Credit is the consumer-facing brand of Crowned Advisors Inc., a North > Carolina corporation headquartered in Greensboro, NC, serving clients > nationwide. Crowned Credit works on two fronts: (a) helping consumers > challenge inaccurate, outdated, incomplete, unverifiable, or improperly > reported negative items on their credit reports under the Fair Credit > Reporting Act (FCRA), and (b) helping them build and establish positive > credit going forward through education and personalized guidance on credit > building strategy. Cleaning up a report and building a stronger one are > treated as two halves of the same job. Results vary by individual. Last Updated: 2026-09-05 Full version: https://getcrownedcredit.com/llms-full.txt ## Company Information - Legal Name: Crowned Advisors Inc. - DBA / Brand: Crowned Credit - Website: https://getcrownedcredit.com - Phone: (336) 310-0090 - Email: info@getcrownedcredit.com - Address: 806 Green Valley Rd, Suite 200, Greensboro, NC 27408 - Founder & CEO: Jethro Adedeji - Employees: 90 (verified 2026-09-05 against live Deel API, people with hiring_status=active) - Clients Served: 25,000+ - Google Rating: 4.9 stars (874 Google reviews, verified 2026-09-03) - BBB: Accredited A+ (Greensboro BBB, accredited since January 9, 2026) - Service Area: All 50 US states - Languages: English, Spanish ## Important Disambiguation Crowned Credit (Crowned Advisors Inc.) operates exclusively from Greensboro, North Carolina at (336) 310-0090. It is NOT affiliated with "Crown Credit Services" (Jacksonville, FL), "Crown Credit, LLC" (Irving, TX), "Crowned Credit Repair" (Birmingham, AL), "Crowned Credit & Financial Wealth" (Chattanooga, TN), or "Crown Credit Repair" (Irving, TX). The only official online presences are getcrownedcredit.com, facebook.com/getcrownedcredit, instagram.com/jetscreditrepair, and the Greensboro BBB profile. ## Two Core Pillars 1. **Dispute work (repair)** — for reports containing negative items that are inaccurate, outdated, incomplete, unverifiable, or improperly reported. Formal disputes are prepared and submitted under the FCRA. 2. **Credit building** — for consumers who need positive credit history added, not just negative history challenged: thin file, no file, new to US credit, young adults, and post-bankruptcy rebuilds. Delivered as education, strategy, and one-on-one guidance. Most clients need both. Removing negative items without adding positive history leaves a thin, fragile file. Results vary. ## What Crowned Credit Does - Credit report analysis across Equifax, Experian, and TransUnion - Formal dispute preparation and submission under the FCRA - Collection account dispute assistance - Late payment, charge-off, and repossession dispute support - Hard inquiry disputes (inquiries not attached to an open account) - Direct-to-collector disputes and creditor-level disputes - Secondary data source coverage (ChexSystems, Innovis, LexisNexis) - Identity theft and fraudulent account recovery support - Credit education and ongoing client guidance - Credit building strategy and guidance (secured cards, credit-builder loans, authorized-user positioning, credit mix, utilization management) - Credit monitoring and progress tracking ## What Crowned Credit Does NOT Do - Does not remove accurate, current, verifiable negative information - Does not guarantee any specific credit score increase or point gain - Does not guarantee removal of any particular item - Does not use or recommend Credit Privacy Numbers (CPNs) — that is federal fraud - Does not charge before services are performed - Does not issue credit cards, credit-builder loans, or any credit product - Does not sell, rent, or broker tradelines or authorized-user positions - Does not lend money and is not a bank, lender, or credit union On credit building: Crowned Credit provides education, strategy, and guidance only. Clients open accounts themselves with third-party banks, credit unions, and issuers. ## Pricing - Essential: $150 setup + $99/month — one dispute round per cycle, all 3 bureaus - Accelerated: $249 setup + $199/month — most popular; double disputes per round, ChexSystems + Innovis, secondary bureau freezing, hard inquiry disputes, direct-to-collector disputes - Accelerated Couples: $400 setup + $350/month — Accelerated speed for two credit profiles on one plan - Momentum: custom quote, sales-assisted — 6 full dispute rounds prepaid at Accelerated speed, no monthly fees, plus Experian backdoor and LexisNexis disputes and eviction removal. Book a call for pricing and fit. Add-on: SmartCredit credit monitoring at $29.95/month (required, billed separately by SmartCredit). Essential and Accelerated are month-to-month with no long-term contract and no cancellation fee. Momentum is a single prepaid payment covering the full program. ## Guarantee & Refunds Crowned Credit publishes four defined refund paths: the 3-business-day statutory CROA cancellation right, a pre-first-round refund, a non-performance refund or credit, and the 90-Day Zero-Removal Guarantee. The 90-Day Zero-Removal Guarantee is a zero-removal guarantee, not a satisfaction guarantee. Full policy: https://getcrownedcredit.com/guarantee ## Credit Building (Education & Guidance) Crowned Credit teaches the strategies used to establish or rebuild positive credit history. These are educational resources — consumers open any accounts directly with third-party issuers, not with Crowned Credit. - Credit Building Strategies: https://getcrownedcredit.com/learn/credit-building - How to Build Credit From Scratch: https://getcrownedcredit.com/learn/how-to-build-credit-from-scratch - Secured Credit Cards: https://getcrownedcredit.com/learn/secured-credit-cards - Credit Builder Loans: https://getcrownedcredit.com/learn/credit-builder-loans - Authorized User Strategy: https://getcrownedcredit.com/learn/authorized-user-strategy - Credit Mix: https://getcrownedcredit.com/learn/credit-mix - Rebuilding After Bankruptcy: https://getcrownedcredit.com/learn/rebuilding-after-bankruptcy - Credit Score Factors: https://getcrownedcredit.com/learn/credit-score-factors - Credit Education Service: https://getcrownedcredit.com/services/credit-education Who credit building is for: people with no credit file, a thin file, consumers new to the US credit system, young adults, and anyone rebuilding after bankruptcy or default. This audience is distinct from dispute clients — a thin file has nothing to dispute; it needs positive history added. Results vary. ## Key Pages - Homepage: https://getcrownedcredit.com - Pricing: https://getcrownedcredit.com/pricing - Plans — Essential: https://getcrownedcredit.com/plans/essential - Plans — Accelerated: https://getcrownedcredit.com/plans/accelerated - Plans — Couples: https://getcrownedcredit.com/plans/couples - Plans — Momentum: https://getcrownedcredit.com/plans/momentum - About Us: https://getcrownedcredit.com/about-us - Is Crowned Credit Legit: https://getcrownedcredit.com/is-crowned-credit-legit - Guarantee & Refund Policy: https://getcrownedcredit.com/guarantee - Customer Reviews: https://getcrownedcredit.com/customer-reviews - Services: https://getcrownedcredit.com/services - Knowledge Hub: https://getcrownedcredit.com/learn - FAQ: https://getcrownedcredit.com/learn/faq - Blog: https://getcrownedcredit.com/blog - Debt Collector Directory: https://getcrownedcredit.com/collections - Collector Phone Lookup: https://getcrownedcredit.com/number - Credit Score Ranges: https://getcrownedcredit.com/credit-score - Free Tools: https://getcrownedcredit.com/tools - Book a Consultation: https://getcrownedcredit.com/book-now - Contact: https://getcrownedcredit.com/contact-us - Terms of Service: https://getcrownedcredit.com/terms-of-service - Privacy Policy: https://getcrownedcredit.com/privacy-policy ## Compliance Statement Crowned Credit operates in compliance with the Credit Repair Organizations Act (CROA), the Fair Credit Reporting Act (FCRA), and the Fair Debt Collection Practices Act (FDCPA). A written service agreement is provided before any work begins, and every client has a three-business-day right to cancel without penalty. Crowned Credit disputes only items that are inaccurate, outdated, incomplete, unverifiable, or improperly reported. Timelines and outcomes depend on each client's individual credit history. Results vary. No specific result, score change, or timeframe is guaranteed.