Every month with inaccurate items on your report is money out of your pocket — in higher rates, denied loans, and missed opportunities. Our specialists fight back. Fast.
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30-Day satisfaction guarantee — if you're not seeing progress, we'll work for free until you do
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The average lifetime premium a person with poor credit pays in higher interest rates — on mortgages, car loans, and credit cards — compared to someone with excellent credit.
How It Works
We review your credit reports from all three bureaus and identify areas of opportunity.
Our specialists challenge inaccurate, unverifiable, and questionable items on your behalf.
Monitor updates as we work to improve your credit profile and move you toward your goals.
Why Us
45+ specialists with deep industry knowledge dedicated to every client.
We work with Equifax, Experian, TransUnion, and Innovis for full coverage.
Thousands of inaccurate items challenged on behalf of our clients nationwide.
Questions
We review your credit reports from all three bureaus, identify inaccurate or questionable items, and challenge them on your behalf through a proven, legally compliant process.
Timelines vary. Many clients see updates within 30–45 days. The full process typically spans several months depending on credit history complexity.
Yes. Challenging inaccurate information on your credit report is fully legal and protected under the Fair Credit Reporting Act (FCRA).
Just your name, phone number, and email. We'll guide you through everything from there.
Every day you wait costs you money — choose your plan now and let's get to work.
Client Outcomes
Individual results vary based on credit profile. Not a guarantee of specific outcomes.
Choose Your Plan
Compare plans side by side and find the right fit
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| Disputes with all 3 bureaus | ✓ | ✓ | ✓ |
| Full 3-bureau credit analysis | ✓ | ✓ | ✓ |
| 24/7 client portal access | ✓ | ✓ | ✓ |
| 90-day money-back guarantee | ✓ | ✓ | ✓ |
| Disputes per round | 1x | 2x | 2x |
| Priority processing | ✗ | ✓ | ✓ |
| Direct disputes to debt collectors | ✗ | ✓ | ✓ |
| Bankruptcy disputes to LexisNexis | ✗ | ✓ | ✓ |
| ChexSystems disputes | ✗ | ✓ | ✓ |
| Innovis bureau disputes | ✗ | ✓ | ✓ |
| EWS banking disputes | ✗ | ✗ | ✓ |
| 6 prepaid rounds (no monthly fees) | ✗ | ✗ | ✓ |
| VIP savings on add-ons | ✗ | ✗ | 25% off |
| Enhanced referral rewards | ✗ | ✗ | ✓ |
| Timeline to initial results | 30-60 days | 30-60 days | 30-60 days |
| Best suited for | Simple profiles | Most clients | Complex cases |
Results vary based on individual credit profiles and are not guaranteed.
Success Stories
"I was skeptical at first, but Crowned Credit completely changed my financial life. Professional, transparent, and they actually delivered."
"After years of struggling, I finally found a company that knows what they're doing. My case manager kept me informed every step of the way."
"Best investment I've ever made. I qualified for my first home within months. I recommend Crowned Credit to everyone I know."
Individual results may vary. Not a guarantee of specific outcomes.
More Questions
All plans include disputes with all three major bureaus, a dedicated case manager, and progress reports. Higher tiers add priority processing, inquiry removal, goodwill campaigns, and more.
Yes. Essential and Accelerated are month-to-month with no contracts. Momentum is a one-time payment covering 6 dispute rounds.
Many clients see updates within 30–45 days. Most see significant improvements within 3–6 months, though results vary by individual credit profile.
Yes. We work with Equifax, Experian, TransUnion, and Innovis, plus direct communications with creditors and collection agencies.
The math is brutal: poor credit costs the average American $200K+ in extra interest over a lifetime. That's your money. Take it back.