Get Your Free Equifax Report & Check It for FCRA Violations
Your credit report can legally be pulled for free — and errors on it may be worth more than you think. Pull your Equifax report, submit it below, and our legal partners will review it for Fair Credit Reporting Act (FCRA) violations. If your report may qualify, that can mean potential deletions of inaccurate items and up to $1,000 in potential legal compensation.
Crowned Credit works with an independent attorney network. We are not a law firm. Eligibility depends on review; results vary. No specific outcome or compensation is guaranteed.
⭐ Live in one of these 9 states? This is your opportunity.
The FCRA review program is currently open to residents of these nine states. If that's you, we strongly encourage you to order your Equifax report so our legal team can review it — there's no cost to you to find out if you may qualify.
Not in these states? You can still submit your report below — we'll let you know what options may be available to you.
How to Pull Your Free Equifax Report
It takes about 10 minutes on the official government-authorized site. Follow these steps, then upload your report below.
- 1
Go to the official free site
Visit AnnualCreditReport.com — the only website authorized by federal law to provide your free annual credit reports. No credit card is ever required.
- 2
Fill in your personal information
Enter your name, current address, date of birth, and Social Security number. This is the official, federally-authorized free site, so it's safe to provide this information to verify your identity.
- 3
Select all three bureaus (Equifax, Experian & TransUnion)
Request all three reports — Equifax, Experian, and TransUnion. Our legal program reviews the Equifax report for FCRA violations, but pulling all three gives our team the fullest picture of your credit and strengthens your file.
Important for TransUnion: when you save or export your TransUnion report, make sure it's in landscape format (wide orientation) so the full report details are captured correctly. - 4
Answer the identity-verification questions
You'll answer a few security questions about your credit history (e.g. “Which of these addresses have you lived at?”). Answer carefully to unlock your report instantly online.
- 5
Download and save your report as a PDF
Once your reports load, download or print-to-PDF and save each one to your device. You'll upload them below so our legal partners can review them. Remember: save your TransUnion report in landscape (wide) format so all the details come through clearly.
🛟 Can't verify online?
Sometimes the site can't verify your identity automatically. If that happens, you can request your report by phone or mail. Call 1-877-322-8228 (the official AnnualCreditReport line) and ask specifically for your Equifax report. Once it arrives, snap a clear photo or scan and upload it below.
Submit Your Equifax Report
Downloaded your Equifax report? Upload it here and our legal partners will review it for potential FCRA violations. It only takes a minute.
Frequently Asked Questions
Is AnnualCreditReport.com really safe and free?
Yes. AnnualCreditReport.com is the only website authorized by federal law to provide your free annual credit reports from Equifax, Experian, and TransUnion. It never asks for a credit card. Avoid look-alike sites with similar names — they may charge you or sign you up for paid services.
Why do you need my Equifax report specifically?
Our Annual Credit Report Violation Program focuses on the Equifax report for the legal team's FCRA review. If violations are found and pursued, resulting deletions often carry over to TransUnion and Experian through settlement — but the review starts with Equifax.
Do I qualify?
The program is currently focused on residents of nine states: Florida, North Carolina, New York, New Jersey, Alabama, Georgia, Maryland, Texas, and Connecticut. If you live in one of these states, you're strongly encouraged to submit your Equifax report. Eligibility ultimately depends on our legal partners' review of your report.
What happens after I submit my report?
Our team confirms receipt, then our legal partners review your Equifax report for potential FCRA violations. If your report may qualify, we'll reach out to explain your options — including potential deletions of inaccurate items and up to $1,000 in potential legal compensation. Results vary and are never guaranteed.
Your report is free. Finding out if it qualifies is too.
Pull your Equifax report, submit it, and let our legal partners do the heavy lifting. If your report may qualify, that could mean removed inaccuracies and up to $1,000 in potential legal compensation — with no upfront cost to find out.
Crowned Credit is not a law firm and does not provide legal advice. Reviews are performed by an independent attorney network. Eligibility depends on review; results and any compensation vary and are not guaranteed. This page is an eligibility and intake guide.
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