Score improvement is what happens after the obvious negative items come off your credit report — and it’s where most credit repair companies quietly drop the ball. Crowned Credit’s score improvement service is a dedicated workstream that analyzes the five factors FICO 8, FICO 10, and VantageScore 4.0 actually weight (payment history, credit utilization, account age, credit mix, and new credit) and then attacks the two or three that are holding your specific profile back. We don’t recommend opening a stack of new cards just to pad your mix; we don’t hand you a PDF and call it a day. We build a personalized improvement plan, run it each round, and track the score lift inside your SmartCredit dashboard so you can see exactly which moves moved the needle.

Most of our clients see meaningful score lift inside the first 60–90 days, with average gains of 53–187 points across all three bureaus by the end of program. Some profiles move faster, some slower — the only honest answer is that results vary by individual and we never promise a specific number. What we do promise is the work, the strategy, and a 90–120 day deletion guarantee on every plan. Below you’ll find the full service, the FAQs, and a clear next step when you’re ready.