Is Gordon, Aylworth & Tami on Your Credit Report?
Short answer: Gordon, Aylworth & Tami (Gordon Aylworth Tami) is a real, legitimate collection law firm based in Portland, OR, operating since 1996. It is not a scam — but a legitimate collector can still report a debt that is inaccurate, unverified, past the statute of limitations, or not even yours. You have the right to demand proof before you pay a cent.
Who Is Gordon, Aylworth & Tami?
Gordon, Aylworth & Tami, P.C. is an Oregon collection law firm litigating credit card, medical, and consumer-loan accounts in the Pacific Northwest.
You may also see this company on your report or in letters as: Gordon Aylworth Tami, GAT, Gordon Aylworth & Tami PC.
What most people don't know about Gordon Aylworth Tami:
Gordon, Aylworth & Tami is a Pacific Northwest collection law firm that files consumer suits in Oregon and Washington — proper service and the statute of limitations are the defenses most often raised, and a written answer prevents a default judgment.
Why Is Gordon Aylworth Tami on My Credit Report?
Gordon, Aylworth & Tami typically collects credit card debt, medical debt, consumer loans. A collection like this usually lands on your report because:
- ✅ An original account (a credit card debt, for example) went unpaid and was charged off.
- ✅ The account was placed with Gordon, Aylworth & Tami to collect on behalf of the original creditor.
- ✅ Gordon, Aylworth & Tami furnished the account to one or more of the three credit bureaus (Equifax, Experian, TransUnion).
Important: a collection account on its own does not prove you owe the debt or that the amount is correct. That's where your rights come in.
Your Rights When Gordon Aylworth Tami Contacts You
Federal law — the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) — gives you powerful tools. Here is the playbook we use at Crowned Credit.
1. Debt Validation (FDCPA §809)
Within 30 days of first contact, send Gordon Aylworth Tami a written debt-validation letter. They must prove the debt is yours, the amount is correct, and they have the legal right to collect. If they can't, they must stop collecting and it should come off your report.
2. Dispute With the Bureaus (FCRA §611)
You can dispute the Gordon Aylworth Tami tradeline directly with Equifax, Experian, and TransUnion. The bureaus have 30 days to investigate. If the account can't be verified, the law requires it be deleted or corrected.
3. Cease-and-Desist
You can demand in writing that Gordon Aylworth Tami stop contacting you. They can still report and sue, but they must stop calls and letters — useful for stopping harassment while you build your case.
4. Pay-for-Delete (in writing only)
If the debt is valid and yours, you may negotiate to pay in exchange for deletion of the tradeline. Never pay on a verbal promise — get the pay-for-delete agreement in writing first.
5. Statute of Limitations
Every state has a time limit on how long a collector can sue you for a debt. If the debt is "time-barred," Gordon Aylworth Tami can still ask for payment but generally cannot win a lawsuit — and making a payment can dangerously restart the clock.
6. Protection From Harassment
The FDCPA bars Gordon Aylworth Tami from calling at unreasonable hours, threatening you, or lying. Every violation is potential leverage — and may entitle you to damages.
How Crowned Credit Helps With Gordon Aylworth Tami
We don't send cookie-cutter form letters. We investigate the specific account, assert every applicable right, and work it with all three bureaus and the collector directly.
Review & Validate
We pull all three bureau reports, find every error on the Gordon Aylworth Tami entry, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and the collector. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor deletions in real time and coach you on rebuilding once inaccurate items are addressed.
See our transparent pricing — no long-term contracts.
Gordon, Aylworth & Tami — Frequently Asked Questions
Is Gordon, Aylworth & Tami a scam or a legitimate company?
Gordon, Aylworth & Tami is a real, registered collection law firm headquartered in Portland, OR, in business since 1996. It is a legitimate business — but "legitimate company" does not mean the specific debt it's reporting is accurate, validated, or even yours. Scammers do sometimes impersonate well-known collectors like Gordon Aylworth Tami, so always demand written validation before paying anything.
Why is Gordon, Aylworth & Tami on my credit report?
Gordon, Aylworth & Tami, P.C. is an Oregon collection law firm litigating credit card, medical, and consumer-loan accounts in the Pacific Northwest. It most commonly collects credit card debt, medical debt, consumer loans. It likely appeared after an original account went unpaid and was placed with them for collection. Gordon, Aylworth & Tami is a Pacific Northwest collection law firm that files consumer suits in Oregon and Washington — proper service and the statute of limitations are the defenses most often raised, and a written answer prevents a default judgment.
Can Gordon, Aylworth & Tami be removed from my credit report?
Yes — inaccurate, unverifiable, or improperly reported Gordon Aylworth Tami collection accounts can be removed. Under the FCRA, the credit bureaus must investigate your dispute, and if Gordon, Aylworth & Tami cannot verify the debt, it must come off your report. Crowned Credit reviews the account for errors, demands debt validation, and disputes it with all three bureaus.
Should I pay Gordon, Aylworth & Tami or dispute it first?
Do not pay before you validate. Once you confirm a collection is yours, accurate, and within the statute of limitations, you may consider a pay-for-delete agreement in writing. But paying an unverified or time-barred debt can restart the clock and lock in a negative entry. Get a free assessment before you send any money to Gordon Aylworth Tami.
How long can Gordon, Aylworth & Tami report this debt?
Most negative collection accounts can remain on your credit report for up to seven years from the original delinquency date — not from when Gordon, Aylworth & Tami acquired or began collecting it. If the account is being "re-aged" to look newer, that is a reporting violation you can dispute.
Will Gordon, Aylworth & Tami sue me?
Some collectors and debt buyers do file lawsuits, especially before the statute of limitations expires. If you are served, do not ignore it. Validate the debt, check whether it is time-barred in your state, and get help. Because this type of entity is more likely to litigate, acting early matters.
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