Is Healthcare Revenue Recovery Group LLC on Your Credit Report?
Short answer: Healthcare Revenue Recovery Group LLC (Hrrg, Ars Account Resolution Services) is a real, legitimate medical debt collector based in Sunrise, Florida. It is not a scam — but a legitimate collector can still report a debt that is inaccurate, unverified, past the statute of limitations, or not even yours. You have the right to demand proof before you pay a cent.
Who Is Healthcare Revenue Recovery Group LLC?
With its office in Sunrise, Florida, Healthcare Revenue Recovery Group LLC pursues consumer accounts after the creditor has charged them off. Charge-off is an accounting step by the creditor, not proof the amount claimed is correct.
You may also see this company on your report or in letters as: Hrrg, Ars Account Resolution Services.
What most people don't know about Hrrg, Ars Account Resolution Services:
Licence CCA0900844 is the Florida consumer collection agency (CCA) registration filed by Healthcare Revenue Recovery Group LLC, and the address of record on it is Sunrise, Florida. The filing places the office in Broward County. Florida first approved the registration in November 2005, and the current approved status took effect in November 2025. The same filing registers the trade name HRRG, ARS ACCOUNT RESOLUTION SERVICES — that is often the wording that actually shows up on a letter or a credit-report tradeline, rather than the legal name. This company name does not appear in the CFPB's debt-collection complaint data, which means the state licence is currently the only public record describing it. Judge any letter on what it can document, not on reputation. A registration running back to 2005 means the name can appear on long-standing files as well as recent placements.
Why Is Hrrg, Ars Account Resolution Services on My Credit Report?
Healthcare Revenue Recovery Group LLC typically collects healthcare receivables, ambulance and er bills, dental and specialty balances. A collection like this usually lands on your report because:
- ✅ An original account (a healthcare receivables, for example) went unpaid and was charged off.
- ✅ The account was placed with Healthcare Revenue Recovery Group LLC to collect on behalf of the original creditor.
- ✅ Healthcare Revenue Recovery Group LLC furnished the account to one or more of the three credit bureaus (Equifax, Experian, TransUnion).
Important: a collection account on its own does not prove you owe the debt or that the amount is correct. That's where your rights come in.
Your Rights When Hrrg, Ars Account Resolution Services Contacts You
Federal law — the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) — gives you powerful tools. Here is the playbook we use at Crowned Credit.
1. Debt Validation (FDCPA §809)
Within 30 days of first contact, send Hrrg, Ars Account Resolution Services a written debt-validation letter. They must prove the debt is yours, the amount is correct, and they have the legal right to collect. If they can't, they must stop collecting and it should come off your report.
2. Dispute With the Bureaus (FCRA §611)
You can dispute the Hrrg, Ars Account Resolution Services tradeline directly with Equifax, Experian, and TransUnion. The bureaus have 30 days to investigate. If the account can't be verified, the law requires it be deleted or corrected.
3. Cease-and-Desist
You can demand in writing that Hrrg, Ars Account Resolution Services stop contacting you. They can still report and sue, but they must stop calls and letters — useful for stopping harassment while you build your case.
4. Pay-for-Delete (in writing only)
If the debt is valid and yours, you may negotiate to pay in exchange for deletion of the tradeline. Never pay on a verbal promise — get the pay-for-delete agreement in writing first.
5. Statute of Limitations
Every state has a time limit on how long a collector can sue you for a debt. If the debt is "time-barred," Hrrg, Ars Account Resolution Services can still ask for payment but generally cannot win a lawsuit — and making a payment can dangerously restart the clock.
6. Protection From Harassment
The FDCPA bars Hrrg, Ars Account Resolution Services from calling at unreasonable hours, threatening you, or lying. Every violation is potential leverage — and may entitle you to damages.
How Crowned Credit Helps With Hrrg, Ars Account Resolution Services
We don't send cookie-cutter form letters. We investigate the specific account, assert every applicable right, and work it with all three bureaus and the collector directly.
Review & Validate
We pull all three bureau reports, find every error on the Hrrg, Ars Account Resolution Services entry, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and the collector. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor deletions in real time and coach you on rebuilding once inaccurate items are addressed.
See our transparent pricing — no long-term contracts.
Healthcare Revenue Recovery Group LLC — Frequently Asked Questions
Is Healthcare Revenue Recovery Group LLC a scam or a legitimate company?
Healthcare Revenue Recovery Group LLC is a real, registered medical debt collector headquartered in Sunrise, Florida. It is a legitimate business — but "legitimate company" does not mean the specific debt it's reporting is accurate, validated, or even yours. Scammers do sometimes impersonate well-known collectors like Hrrg, Ars Account Resolution Services, so always demand written validation before paying anything.
Why is Healthcare Revenue Recovery Group LLC on my credit report?
With its office in Sunrise, Florida, Healthcare Revenue Recovery Group LLC pursues consumer accounts after the creditor has charged them off. Charge-off is an accounting step by the creditor, not proof the amount claimed is correct. It most commonly collects healthcare receivables, ambulance and er bills, dental and specialty balances. It likely appeared after an original account went unpaid and was placed with them for collection. Licence CCA0900844 is the Florida consumer collection agency (CCA) registration filed by Healthcare Revenue Recovery Group LLC, and the address of record on it is Sunrise, Florida. The filing places the office in Broward County. Florida first approved the registration in November 2005, and the current approved status took effect in November 2025. The same filing registers the trade name HRRG, ARS ACCOUNT RESOLUTION SERVICES — that is often the wording that actually shows up on a letter or a credit-report tradeline, rather than the legal name. This company name does not appear in the CFPB's debt-collection complaint data, which means the state licence is currently the only public record describing it. Judge any letter on what it can document, not on reputation. A registration running back to 2005 means the name can appear on long-standing files as well as recent placements.
Can Healthcare Revenue Recovery Group LLC be removed from my credit report?
Yes — inaccurate, unverifiable, or improperly reported Hrrg, Ars Account Resolution Services collection accounts can be removed. Under the FCRA, the credit bureaus must investigate your dispute, and if Healthcare Revenue Recovery Group LLC cannot verify the debt, it must come off your report. Crowned Credit reviews the account for errors, demands debt validation, and disputes it with all three bureaus.
Should I pay Healthcare Revenue Recovery Group LLC or dispute it first?
Do not pay before you validate. Once you confirm a collection is yours, accurate, and within the statute of limitations, you may consider a pay-for-delete agreement in writing. But paying an unverified or time-barred debt can restart the clock and lock in a negative entry. Get a free assessment before you send any money to Hrrg, Ars Account Resolution Services.
How long can Healthcare Revenue Recovery Group LLC report this debt?
Most negative collection accounts can remain on your credit report for up to seven years from the original delinquency date — not from when Healthcare Revenue Recovery Group LLC acquired or began collecting it. If the account is being "re-aged" to look newer, that is a reporting violation you can dispute.
Will Healthcare Revenue Recovery Group LLC sue me?
Some collectors and debt buyers do file lawsuits, especially before the statute of limitations expires. If you are served, do not ignore it. Validate the debt, check whether it is time-barred in your state, and get help. Most third-party agencies focus on collection rather than litigation, but you should still respond to any legal notice.
Other Collection Agencies on Your Report?
Local to North Carolina? We help residents statewide:
Ready to Improve Your Credit Score?
Take the first step towards financial freedom today. Schedule your free consultation with our credit repair experts.