Is Keith D. Weiner & Associates Co., L.P.A. on Your Credit Report?
Short answer: Keith D. Weiner & Associates Co., L.P.A. (Keith Weiner & Associates) is a real, legitimate collection law firm based in Cleveland, Ohio, operating since 1985. It is not a scam — but a legitimate collector can still report a debt that is inaccurate, unverified, past the statute of limitations, or not even yours. You have the right to demand proof before you pay a cent.
Who Is Keith D. Weiner & Associates Co., L.P.A.?
Keith D. Weiner & Associates Co., L.P.A. is a Cleveland, Ohio law firm that pursues consumer, commercial and governmental claims across several Midwestern states. A collection law firm is still a debt collector under the Fair Debt Collection Practices Act, so the right to request written validation of a debt applies to its letters in the same way.
You may also see this company on your report or in letters as: Keith Weiner & Associates, KWA, Keith D. Weiner and Associates.
What most people don't know about Keith Weiner & Associates:
Licence CCA0900583 has been on Florida's books since 11 June 2004, and the address the firm registered — 1100 Superior Avenue East in Cleveland, Cuyahoga County — is the same address it publishes as its mailing address today, suite 1100. The firm's own site dates the practice to 1985, describes it as having begun as a small creditors'-rights practice, and lists brick-and-mortar offices beyond Ohio in Milwaukee, Louisville, Morgantown and Indianapolis. It groups its work into five named areas: collections, bankruptcy, eviction, replevin and litigation. Replevin is the one worth knowing — it is a court action to recover specific property rather than money, so a letter from this firm does not always concern a cash balance.
Why Is Keith Weiner & Associates on My Credit Report?
Keith D. Weiner & Associates Co., L.P.A. typically collects consumer claims, commercial claims, governmental claims. A collection like this usually lands on your report because:
- ✅ An original account (a consumer claims, for example) went unpaid and was charged off.
- ✅ The account was placed with Keith D. Weiner & Associates Co., L.P.A. to collect on behalf of the original creditor.
- ✅ Keith D. Weiner & Associates Co., L.P.A. furnished the account to one or more of the three credit bureaus (Equifax, Experian, TransUnion).
Important: a collection account on its own does not prove you owe the debt or that the amount is correct. That's where your rights come in.
Your Rights When Keith Weiner & Associates Contacts You
Federal law — the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) — gives you powerful tools. Here is the playbook we use at Crowned Credit.
1. Debt Validation (FDCPA §809)
Within 30 days of first contact, send Keith Weiner & Associates a written debt-validation letter. They must prove the debt is yours, the amount is correct, and they have the legal right to collect. If they can't, they must stop collecting and it should come off your report.
2. Dispute With the Bureaus (FCRA §611)
You can dispute the Keith Weiner & Associates tradeline directly with Equifax, Experian, and TransUnion. The bureaus have 30 days to investigate. If the account can't be verified, the law requires it be deleted or corrected.
3. Cease-and-Desist
You can demand in writing that Keith Weiner & Associates stop contacting you. They can still report and sue, but they must stop calls and letters — useful for stopping harassment while you build your case.
4. Pay-for-Delete (in writing only)
If the debt is valid and yours, you may negotiate to pay in exchange for deletion of the tradeline. Never pay on a verbal promise — get the pay-for-delete agreement in writing first.
5. Statute of Limitations
Every state has a time limit on how long a collector can sue you for a debt. If the debt is "time-barred," Keith Weiner & Associates can still ask for payment but generally cannot win a lawsuit — and making a payment can dangerously restart the clock.
6. Protection From Harassment
The FDCPA bars Keith Weiner & Associates from calling at unreasonable hours, threatening you, or lying. Every violation is potential leverage — and may entitle you to damages.
How Crowned Credit Helps With Keith Weiner & Associates
We don't send cookie-cutter form letters. We investigate the specific account, assert every applicable right, and work it with all three bureaus and the collector directly.
Review & Validate
We pull all three bureau reports, find every error on the Keith Weiner & Associates entry, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and the collector. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor deletions in real time and coach you on rebuilding once inaccurate items are addressed.
See our transparent pricing — no long-term contracts.
Keith D. Weiner & Associates Co., L.P.A. — Frequently Asked Questions
Is Keith D. Weiner & Associates Co., L.P.A. a scam or a legitimate company?
Keith D. Weiner & Associates Co., L.P.A. is a real, registered collection law firm headquartered in Cleveland, Ohio, in business since 1985. It is a legitimate business — but "legitimate company" does not mean the specific debt it's reporting is accurate, validated, or even yours. Scammers do sometimes impersonate well-known collectors like Keith Weiner & Associates, so always demand written validation before paying anything.
Why is Keith D. Weiner & Associates Co., L.P.A. on my credit report?
Keith D. Weiner & Associates Co., L.P.A. is a Cleveland, Ohio law firm that pursues consumer, commercial and governmental claims across several Midwestern states. A collection law firm is still a debt collector under the Fair Debt Collection Practices Act, so the right to request written validation of a debt applies to its letters in the same way. It most commonly collects consumer claims, commercial claims, governmental claims. It likely appeared after an original account went unpaid and was placed with them for collection. Licence CCA0900583 has been on Florida's books since 11 June 2004, and the address the firm registered — 1100 Superior Avenue East in Cleveland, Cuyahoga County — is the same address it publishes as its mailing address today, suite 1100. The firm's own site dates the practice to 1985, describes it as having begun as a small creditors'-rights practice, and lists brick-and-mortar offices beyond Ohio in Milwaukee, Louisville, Morgantown and Indianapolis. It groups its work into five named areas: collections, bankruptcy, eviction, replevin and litigation. Replevin is the one worth knowing — it is a court action to recover specific property rather than money, so a letter from this firm does not always concern a cash balance.
Can Keith D. Weiner & Associates Co., L.P.A. be removed from my credit report?
Yes — inaccurate, unverifiable, or improperly reported Keith Weiner & Associates collection accounts can be removed. Under the FCRA, the credit bureaus must investigate your dispute, and if Keith D. Weiner & Associates Co., L.P.A. cannot verify the debt, it must come off your report. Crowned Credit reviews the account for errors, demands debt validation, and disputes it with all three bureaus.
Should I pay Keith D. Weiner & Associates Co., L.P.A. or dispute it first?
Do not pay before you validate. Once you confirm a collection is yours, accurate, and within the statute of limitations, you may consider a pay-for-delete agreement in writing. But paying an unverified or time-barred debt can restart the clock and lock in a negative entry. Get a free assessment before you send any money to Keith Weiner & Associates.
How long can Keith D. Weiner & Associates Co., L.P.A. report this debt?
Most negative collection accounts can remain on your credit report for up to seven years from the original delinquency date — not from when Keith D. Weiner & Associates Co., L.P.A. acquired or began collecting it. If the account is being "re-aged" to look newer, that is a reporting violation you can dispute.
Will Keith D. Weiner & Associates Co., L.P.A. sue me?
Some collectors and debt buyers do file lawsuits, especially before the statute of limitations expires. If you are served, do not ignore it. Validate the debt, check whether it is time-barred in your state, and get help. Because this type of entity is more likely to litigate, acting early matters.
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