Is Simon Meyrowitz & Meyrowitz, P.C. on Your Credit Report?
Short answer: Simon Meyrowitz & Meyrowitz, P.C. (Simon Meyrowitz & Meyrowitz, P.C.) is a real, legitimate collection law firm based in New York, NY. It is not a scam — but a legitimate collector can still report a debt that is inaccurate, unverified, past the statute of limitations, or not even yours. You have the right to demand proof before you pay a cent.
Who Is Simon Meyrowitz & Meyrowitz, P.C.?
Simon Meyrowitz & Meyrowitz, P.C. is a collection law firm that pursues consumer accounts through legal channels, including demand letters and, in some cases, lawsuits, headquartered in New York, NY. It is licensed to operate as a debt collection agency in New York City under license number 2045321-DCA, a public record maintained by the New York City Department of Consumer Affairs (predecessor to DCWP).
You may also see this company on your report or in letters as: Simon Meyrowitz & Meyrowitz, P.C., SMMPC.
What most people don't know about Simon Meyrowitz & Meyrowitz, P.C.:
Simon Meyrowitz & Meyrowitz, P.C. holds an active New York City debt-collection license (No. 2045321-DCA) on file with the New York City Department of Consumer Affairs (predecessor to DCWP), listing its address of record in New York, NY (Manhattan). That license status is a verifiable starting point: if a caller claims to represent Simon Meyrowitz & Meyrowitz, P.C. but cannot confirm this license or provide written validation of the specific debt, that is a red flag worth documenting before you pay anything.
Why Is Simon Meyrowitz & Meyrowitz, P.C. on My Credit Report?
Simon Meyrowitz & Meyrowitz, P.C. typically collects credit card debt, consumer loans. A collection like this usually lands on your report because:
- ✅ An original account (a credit card debt, for example) went unpaid and was charged off.
- ✅ The account was placed with Simon Meyrowitz & Meyrowitz, P.C. to collect on behalf of the original creditor.
- ✅ Simon Meyrowitz & Meyrowitz, P.C. furnished the account to one or more of the three credit bureaus (Equifax, Experian, TransUnion).
Important: a collection account on its own does not prove you owe the debt or that the amount is correct. That's where your rights come in.
Your Rights When Simon Meyrowitz & Meyrowitz, P.C. Contacts You
Federal law — the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) — gives you powerful tools. Here is the playbook we use at Crowned Credit.
1. Debt Validation (FDCPA §809)
Within 30 days of first contact, send Simon Meyrowitz & Meyrowitz, P.C. a written debt-validation letter. They must prove the debt is yours, the amount is correct, and they have the legal right to collect. If they can't, they must stop collecting and it should come off your report.
2. Dispute With the Bureaus (FCRA §611)
You can dispute the Simon Meyrowitz & Meyrowitz, P.C. tradeline directly with Equifax, Experian, and TransUnion. The bureaus have 30 days to investigate. If the account can't be verified, the law requires it be deleted or corrected.
3. Cease-and-Desist
You can demand in writing that Simon Meyrowitz & Meyrowitz, P.C. stop contacting you. They can still report and sue, but they must stop calls and letters — useful for stopping harassment while you build your case.
4. Pay-for-Delete (in writing only)
If the debt is valid and yours, you may negotiate to pay in exchange for deletion of the tradeline. Never pay on a verbal promise — get the pay-for-delete agreement in writing first.
5. Statute of Limitations
Every state has a time limit on how long a collector can sue you for a debt. If the debt is "time-barred," Simon Meyrowitz & Meyrowitz, P.C. can still ask for payment but generally cannot win a lawsuit — and making a payment can dangerously restart the clock.
6. Protection From Harassment
The FDCPA bars Simon Meyrowitz & Meyrowitz, P.C. from calling at unreasonable hours, threatening you, or lying. Every violation is potential leverage — and may entitle you to damages.
How Crowned Credit Helps With Simon Meyrowitz & Meyrowitz, P.C.
We don't send cookie-cutter form letters. We investigate the specific account, assert every applicable right, and work it with all three bureaus and the collector directly.
Review & Validate
We pull all three bureau reports, find every error on the Simon Meyrowitz & Meyrowitz, P.C. entry, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and the collector. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor deletions in real time and coach you on rebuilding once inaccurate items are addressed.
See our transparent pricing — no long-term contracts.
Simon Meyrowitz & Meyrowitz, P.C. — Frequently Asked Questions
Is Simon Meyrowitz & Meyrowitz, P.C. a scam or a legitimate company?
Simon Meyrowitz & Meyrowitz, P.C. is a real, registered collection law firm headquartered in New York, NY. It is a legitimate business — but "legitimate company" does not mean the specific debt it's reporting is accurate, validated, or even yours. Scammers do sometimes impersonate well-known collectors like Simon Meyrowitz & Meyrowitz, P.C., so always demand written validation before paying anything.
Why is Simon Meyrowitz & Meyrowitz, P.C. on my credit report?
Simon Meyrowitz & Meyrowitz, P.C. is a collection law firm that pursues consumer accounts through legal channels, including demand letters and, in some cases, lawsuits, headquartered in New York, NY. It is licensed to operate as a debt collection agency in New York City under license number 2045321-DCA, a public record maintained by the New York City Department of Consumer Affairs (predecessor to DCWP). It most commonly collects credit card debt, consumer loans. It likely appeared after an original account went unpaid and was placed with them for collection. Simon Meyrowitz & Meyrowitz, P.C. holds an active New York City debt-collection license (No. 2045321-DCA) on file with the New York City Department of Consumer Affairs (predecessor to DCWP), listing its address of record in New York, NY (Manhattan). That license status is a verifiable starting point: if a caller claims to represent Simon Meyrowitz & Meyrowitz, P.C. but cannot confirm this license or provide written validation of the specific debt, that is a red flag worth documenting before you pay anything.
Can Simon Meyrowitz & Meyrowitz, P.C. be removed from my credit report?
Yes — inaccurate, unverifiable, or improperly reported Simon Meyrowitz & Meyrowitz, P.C. collection accounts can be removed. Under the FCRA, the credit bureaus must investigate your dispute, and if Simon Meyrowitz & Meyrowitz, P.C. cannot verify the debt, it must come off your report. Crowned Credit reviews the account for errors, demands debt validation, and disputes it with all three bureaus.
Should I pay Simon Meyrowitz & Meyrowitz, P.C. or dispute it first?
Do not pay before you validate. Once you confirm a collection is yours, accurate, and within the statute of limitations, you may consider a pay-for-delete agreement in writing. But paying an unverified or time-barred debt can restart the clock and lock in a negative entry. Get a free assessment before you send any money to Simon Meyrowitz & Meyrowitz, P.C..
How long can Simon Meyrowitz & Meyrowitz, P.C. report this debt?
Most negative collection accounts can remain on your credit report for up to seven years from the original delinquency date — not from when Simon Meyrowitz & Meyrowitz, P.C. acquired or began collecting it. If the account is being "re-aged" to look newer, that is a reporting violation you can dispute.
Will Simon Meyrowitz & Meyrowitz, P.C. sue me?
Some collectors and debt buyers do file lawsuits, especially before the statute of limitations expires. If you are served, do not ignore it. Validate the debt, check whether it is time-barred in your state, and get help. Because this type of entity is more likely to litigate, acting early matters.
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