The Bank of Glen Burnie on Your Credit Report
In short: The Bank of Glen Burnie, based in Glen Burnie, Maryland, is a state-chartered commercial bank that is not a member of the Federal Reserve System. The charter behind FDIC certificate 16820 dates to August 17, 1949 — a mid-twentieth-century charter, old enough that early account history exists only on paper and migrated into digital systems later. As of the 06/30/2026 call report, The Bank of Glen Burnie held $395 million in assets and operated 6 FDIC-reported offices. The Bank of Glen Burnie is the furnisher of record on accounts it originates, so both the §623 route to the bank and the §611 route through the bureaus are open to you. Information that is inaccurate, incomplete, or unverifiable can be disputed under the FCRA. Outcomes depend on what the furnisher can verify, and results vary.
Who Bank of Glen Burnie actually is
Charter details above are from the FDIC BankFind public database.
What makes this creditor different
The Bank of Glen Burnie appears in FDIC records as certificate 16820 — $395 million in total assets, 6 offices, headquartered in Glen Burnie, Maryland, on a charter 77 years old as of 2026.
How Bank of Glen Burnie appears on your credit report
The Bank of Glen Burnie is an original creditor, not a collector, and that changes the mechanics. With 6 offices, the branch that opened the account is often still the fastest route to the original paperwork — ask for it by branch, not just by account number. Name the account by its last four digits and open date, state the one field you believe is wrong, and file the bureau dispute at the same time. Outcomes depend entirely on what the records show.
Names it may report under
Products that commonly show up
- ◆Consumer installment loans booked across its branch network
- ◆Mortgage and home-equity credit originated in Maryland
- ◆Consumer accounts originated across its 6 Maryland offices
Grounds to dispute a Bank of Glen Burnie entry
Each of these is a reason a Bank of Glen Burnie tradeline may be inaccurate or unverifiable. None of them assures removal — they are the angles worth checking on your own report.
- ◆Business loan with a personal guaranty reported on the individual's consumer file
- ◆Loan paid off at maturity still showing an open balance
- ◆Account settled with Bank of Glen Burnie still reporting the original charged-off balance
- ◆Account balance or credit limit reported incorrectly
- ◆Payment reported late when it was made inside the grace period
- ◆Date of first delinquency re-aged to extend how long it can report
- ◆Account still reporting as open after it was closed, or vice versa
- ◆Duplicate tradeline for the same account after an internal transfer
- ◆Account belongs to someone else with a similar name, or is the result of identity theft
Disputing an original creditor is not the same as disputing a collector
The Bank of Glen Burnie is an original creditor — the institution whose name was on the account when it was opened. That matters for two reasons. First, the FDCPA, which governs debt collectors, generally does not apply to a creditor collecting its own debt in its own name, so the “debt validation” request that works against a collection agency is not the right tool here. Second, as the furnisher of the tradeline, The Bank of Glen Burnie has direct obligations under FCRA §623 to investigate a dispute you send it and to correct or delete information it cannot verify as accurate.
Dispute with the bureaus — FCRA §611
File with Equifax, Experian and TransUnion. They must generally investigate within 30 days and tell the furnisher. Free, and you can do it yourself.
Dispute with the furnisher — FCRA §623
Send The Bank of Glen Burnie a direct written dispute. It must investigate and must not continue reporting information it knows is inaccurate. Keep copies and proof of delivery.
The Bank of Glen Burnie questions, answered
Is The Bank of Glen Burnie FDIC-insured, and what is its certificate number?
Yes — deposits are FDIC-insured under certificate 16820. That record lists The Bank of Glen Burnie as a state-chartered commercial bank that is not a member of the Federal Reserve System headquartered in Glen Burnie, MD, chartered August 17, 1949, with $395 million in assets across 6 FDIC-reported offices on the 06/30/2026 call report.
Who regulates The Bank of Glen Burnie, and where do I escalate if a dispute fails?
As a state-chartered commercial bank that is not a member of the Federal Reserve System, The Bank of Glen Burnie answers primarily to the FDIC and its state banking regulator. If both the §623 furnisher dispute and the §611 bureau dispute return verified while your own records say otherwise, you can file a CFPB complaint and, where warranted, pursue the private right of action under FCRA §§616–617. Both routes are free to you.
How many credit-card complaints does the CFPB show against The Bank of Glen Burnie?
No number is published here. When we queried the CFPB credit-card complaint data, no company key matched The Bank of Glen Burnie exactly, and we will not approximate one by partial-name matching — that routinely pulls in unrelated companies with similar names. Rather than imply a count we cannot source, we leave it out. The database is public and searchable at consumerfinance.gov.
How long can a Bank of Glen Burnie charge-off stay on my credit report?
The FCRA ceiling is roughly seven years measured from the date of first delinquency on the Bank of Glen Burnie account. Charging the balance off, selling it, or moving it to another servicer does not restart that clock. If the date of first delinquency moves forward, that is re-aging — itself an FCRA violation worth disputing.
What is the difference between disputing with The Bank of Glen Burnie and disputing with a collector?
The Bank of Glen Burnie is the original creditor and holds the underlying file — application, statements, posting history. A debt buyer or agency works from whatever data came across in the transfer, which is often a single summary line. A §623 dispute to Bank of Glen Burnie reaches the source documents instead.
Does The Bank of Glen Burnie report to all three credit bureaus?
There is no legal requirement to report to every bureau, and banks this size often do not. Compare all three files first. With Bank of Glen Burnie, a varying balance usually reflects different refresh dates; a varying account status or date of first delinquency is the real signal.
The Bank of Glen Burnie was acquired or changed names — why does my report show two accounts?
A single account showing twice is a classic conversion artifact. When Bank of Glen Burnie migrates an account between core systems or through an acquisition, the old and new furnisher names can both persist. Ask for deletion of the duplicate, not a closed-status update — a closed duplicate still counts against utilization. In this case the charter is a mid-twentieth-century charter, old enough that early account history exists only on paper and migrated into digital systems later.
Can I dispute The Bank of Glen Burnie reporting myself, without paying anyone?
Yes, and at no cost. Both the §611 bureau dispute and the §623 furnisher dispute are rights you already hold — no company is required to exercise them for you. Write to Bank of Glen Burnie naming the specific field you believe is wrong, copy the bureaus, and keep proof of mailing. Outcomes depend on what the records show and vary by account.
What should I check first on The Bank of Glen Burnie reporting?
Start with the date of first delinquency, then the account status, then the high balance or limit — those three drive both the seven-year clock and the scoring weight. Pull your own statements and check the Bank of Glen Burnie entry field by field. One documented error beats a broad removal request every time.
Other creditors on credit reports
This page is general information about consumer rights, not legal advice, and does not create an attorney-client relationship. Crowned Credit is not affiliated with, endorsed by, or sponsored by The Bank of Glen Burnie; company names are used only to identify the institution a consumer may see on a credit report. Crowned Credit does not promise any particular outcome; results vary by individual circumstances and by what a furnisher is able to verify. Accurate, verifiable information generally cannot be removed from a credit report. You have the right to dispute inaccurate information yourself, for free, directly with the credit bureaus and with the furnisher.
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