Your Credit Deserves Accurate Reporting
We help you challenge inaccurate, unfair, and unverifiable items on your credit report so you can move toward your financial goals — using your rights under the Fair Credit Reporting Act.
“They fight tooth and nail in accordance with FCRA law to get you the best results possible. Vigorous, professional, and they actually communicate. 10 out of 10.”
Michael Thomas
Greensboro, NC · Verified Client
“Reggie explained the process with clarity. I felt confident with this company from day one. My entire setup was completed in 24 hours. Legit.”
Tracey H.
Charlotte, NC · Verified Client
Individual results may vary. Not a guarantee of specific outcomes.
Trusted by Clients Nationwide
Over 1,000 verified reviews across Google, SoTellUs, and BBB.
“They fight tooth and nail in accordance with FCRA law to get you the best results possible. Vigorous, professional, and they actually communicate. 10 out of 10.”
Michael Thomas
Greensboro, NC · Verified Client
“Reggie explained the process with clarity. I felt confident with this company from day one. My entire setup was completed in 24 hours. Legit.”
Tracey H.
Charlotte, NC · Verified Client
“Outstanding communication throughout the entire process. Great results within 45 days.”
Marcus D.
Durham, NC · Verified Client
“Signed up on the Accelerated plan and saw my first results within 30 days. The client dashboard is clean and professional. Great company.”
Tiffany J.
Raleigh, NC · Verified Client
Individual results may vary. Testimonials reflect individual client experiences and are not a guarantee of specific outcomes.
A Clear, Three-Step Process
We handle the complexity of disputing inaccurate information so you don't have to.
Credit Analysis
We review your reports from all three bureaus and identify inaccurate, unfair, or unverifiable items — at no cost.
Expert Analysis & Action
Our team prepares and submits professional dispute letters to the bureaus and, where applicable, directly to creditors and collectors.
Track Your Progress
Monitor every dispute and update through your personal client portal. Many clients see updates within 30–60 days.
Simple, Honest Plans
No surprises. No long-term contracts. All fees are disclosed before you enroll.
Essential
+ $99/mo
🛡️ 120-Day Guarantee
- Full 3-bureau credit analysis
- Hand-packed disputes mailed to all 3 bureaus
- CFPB escalations on unresolved items
- Attorney escalations for FCRA violations
- 24/7 client portal access
- Cancel anytime
Accelerated
+ $199/mo
🛡️ 90-Day Guarantee
- Everything in Essential
- Dual-layer dispute strategy
- Direct disputes to creditors & collectors
- ChexSystems + Innovis bureau disputes
- BBB escalations
- Priority processing
Momentum
+ one-time · 6 rounds prepaid
🛡️ 90-Day Guarantee
- Everything in Accelerated
- Experian backdoor + LexisNexis disputes
- 6 full dispute rounds prepaid
- No monthly fees
- 25% off all add-ons
- Enhanced referral rewards
SmartCredit monitoring ($29.95/mo) is required for all plans to access your reports and track results. All plan fees are disclosed before enrollment. Results vary based on individual credit profiles and are not guaranteed. Cancel anytime — no cancellation fees.
Frequently Asked Questions
Honest answers about what we do and how the process works.
We challenge items that are inaccurate (reported incorrectly), unfair (violate consumer protection laws), or unverifiable (cannot be substantiated by the reporting creditor) under the Fair Credit Reporting Act. We do not challenge accurate, verifiable information.
Yes — you have the legal right to dispute inaccurate information directly with each credit bureau at no cost. Crowned Credit provides professional dispute services for consumers who want experienced support navigating the process.
Credit bureaus have 30 days to investigate disputes under the FCRA. Many clients begin seeing updates within 30–60 days. Results vary based on the number and complexity of items. Individual results are not guaranteed.
Our Essential plan is $150 setup + $99/month. Our Accelerated plan (most popular) is $249 setup + $199/month. Momentum is $1,095 one-time for 6 prepaid rounds. All fees are disclosed before enrollment. No hidden charges.
Yes. Crowned Credit is operated by Crowned Advisors Inc., based in Greensboro, NC. A+ rated by the Better Business Bureau with zero unresolved complaints and over 1,000 verified client reviews.
Under CROA, you have the right to cancel your contract within three (3) business days of signing without penalty or obligation.
Start With a Free Credit Analysis
No commitment. No credit check. We'll review your situation and explain exactly how we can help — for free.
Get Your Free Credit Analysis
Fill out the form and a specialist will reach out within one business day.
Prefer to call?
(336) 310-0090Ready to Take Control of Your Credit Profile?
Transparent pricing. No long-term contracts. Free initial consultation — no credit check, no obligation.