Who Called From 205-313-2633?
Short answer: 205-313-2633 is a number used by Maury Cobb, Attorney at Law, LLC (Maury Cobb Attorney at Law), a collection law firm based in Birmingham, AL — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2002110-dca on file, address of record in birmingham, al. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 205-313-2633?
The number 205-313-2633 is used by Maury Cobb, Attorney at Law, LLC (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2002110-dca on file, address of record in birmingham, al), a collection law firm in Birmingham, AL. For the full company profile — ownership, history, and known aliases — see our complete Maury Cobb, Attorney at Law, LLC guide. This page focuses on the calls coming from 205-313-2633 specifically.
About this specific number
- 📞 Number: 205-313-2633 (area code 205, ending in 2633)
- 📍 Line type: Direct-dial — resolves to the 205 area code.
- 🏢 Operator: Maury Cobb, Attorney at Law, LLC, a collection law firm in Birmingham, AL.
- 🔢 Related lines: Maury Cobb, Attorney at Law, LLC is documented using 1 number in our directory, so calls may also come from other digits.
205-313-2633 is a direct-dial number tied to the 205 area code, which is why the call may have appeared "local" on your caller ID even though Maury Cobb, Attorney at Law, LLC operates out of Birmingham, AL.
Some carriers display 205-313-2633 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Maury Cobb, Attorney at Law, LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: Maury Cobb Attorney at Law, Law Offices of Maury Cobb.
Why Is Maury Cobb Attorney at Law Calling Me From 205-313-2633?
In our directory, 205-313-2633 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2002110-dca on file, address of record in birmingham, al for Maury Cobb, Attorney at Law, LLC, which typically collects consumer accounts, retail/telecom debt. A call from 205-313-2633 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Maury Cobb, Attorney at Law, LLC to collect on behalf of the original creditor.
- ✅ Maury Cobb, Attorney at Law, LLC is now dialing you from 205-313-2633 and possibly other lines to reach a resolution.
Calls from 205-313-2633 often come right after a billing cycle closes. Some people report that 205-313-2633 calls once and hangs up, then tries again from a different Maury Cobb, Attorney at Law, LLC line hours later. A single missed call is not proof of a valid debt. When 205-313-2633 shows up on your caller ID, it is worth checking whether the Maury Cobb, Attorney at Law, LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Maury Cobb, Attorney at Law, LLC prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 205-313-2633 — does not prove you owe the debt, that the amount is correct, or that Maury Cobb, Attorney at Law, LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 205-313-2633
Anything you say to Maury Cobb Attorney at Law can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 205-313-2633 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Maury Cobb, Attorney at Law, LLC.
Don't agree to a payment on the spot
A single payment to Maury Cobb, Attorney at Law, LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 205-313-2633.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 205-313-2633. Any legitimate Maury Cobb, Attorney at Law, LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 205-313-2633 caller. If it truly is your Maury Cobb, Attorney at Law, LLC account, they should already have what they need and must prove it.
What To Do If 205-313-2633 Keeps Calling
Here are concrete next steps for this specific Maury Cobb, Attorney at Law, LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 205-313-2633 as a contact labeled "Maury Cobb, Attorney at Law, LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 205-313-2633 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Maury Cobb, Attorney at Law, LLC identify the original creditor behind the 205-313-2633 calls and the date the debt was opened.
Your Rights When Maury Cobb Attorney at Law Calls From 205-313-2633
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Maury Cobb Attorney at Law a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Maury Cobb, Attorney at Law, LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 205-313-2633: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Maury Cobb, Attorney at Law, LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Maury Cobb Attorney at Law generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Maury Cobb Attorney at Law from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 205-313-2633
We investigate the specific Maury Cobb, Attorney at Law, LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Maury Cobb Attorney at Law account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Maury Cobb, Attorney at Law, LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
205-313-2633 — Frequently Asked Questions
Who is calling me from 205-313-2633?
205-313-2633 is a direct-dial line associated with Maury Cobb, Attorney at Law, LLC (also seen as Maury Cobb Attorney at Law), a collection law firm headquartered in Birmingham, AL. The number resolves to the 205 area code. If you received a call from 205-313-2633 — often showing the last four digits 2633 on your screen — it is very likely Maury Cobb, Attorney at Law, LLC attempting to reach you about a debt they say you owe, most often consumer accounts, retail/telecom debt.
Is 205-313-2633 a scam number?
Maury Cobb, Attorney at Law, LLC is a real, registered company, and 205-313-2633 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Maury Cobb Attorney at Law, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 205-313-2633?
You are not legally required to answer 205-313-2633 or call Maury Cobb, Attorney at Law, LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Maury Cobb, Attorney at Law, LLC must pause collection until it mails you proof of the debt.
Why is Maury Cobb, Attorney at Law, LLC calling me about consumer accounts?
A call from 205-313-2633 usually means an original consumer accounts went unpaid and was placed with Maury Cobb, Attorney at Law, LLC, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Maury Cobb, Attorney at Law, LLC from calling 205-313-2633?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Maury Cobb, Attorney at Law, LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 205-313-2633 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Maury Cobb, Attorney at Law, LLC is calling about?
Do not pay anything based on a call from 205-313-2633 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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