Who Called From 209-858-3500?
Short answer: 209-858-3500 is a number used by Diversified Collection Services Inc. (Diversified Collection Services Inc.), a third-party collection agency based in Livermore, CA — documented consumer line (public directory record). They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 209-858-3500?
The number 209-858-3500 is used by Diversified Collection Services Inc. (documented consumer line (public directory record)), a third-party collection agency in Livermore, CA. For the full company profile — ownership, history, and known aliases — see our complete Diversified Collection Services Inc. guide. This page focuses on the calls coming from 209-858-3500 specifically.
About this specific number
- 📞 Number: 209-858-3500 (area code 209, ending in 3500)
- 📍 Line type: Direct-dial — resolves to the 209 area code.
- 🏢 Operator: Diversified Collection Services Inc., a third-party collection agency in Livermore, CA.
- 🔢 Related lines: Diversified Collection Services Inc. is documented using 1 number in our directory, so calls may also come from other digits.
209-858-3500 is a direct-dial number tied to the 209 area code, which is why the call may have appeared "local" on your caller ID even though Diversified Collection Services Inc. operates out of Livermore, CA.
Some carriers display 209-858-3500 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Diversified Collection Services Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Diversified Collection Services Inc..
Why Is Diversified Collection Services Inc. Calling Me From 209-858-3500?
In our directory, 209-858-3500 is tracked as a documented consumer line (public directory record) for Diversified Collection Services Inc., which typically collects consumer accounts. A call from 209-858-3500 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Diversified Collection Services Inc. to collect on behalf of the original creditor.
- ✅ Diversified Collection Services Inc. is now dialing you from 209-858-3500 and possibly other lines to reach a resolution.
Calls from 209-858-3500 often come right after a billing cycle closes. Some people report that 209-858-3500 calls once and hangs up, then tries again from a different Diversified Collection Services Inc. line hours later. A single missed call is not proof of a valid debt. When 209-858-3500 shows up on your caller ID, it is worth checking whether the Diversified Collection Services Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Diversified Collection Services Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 209-858-3500 — does not prove you owe the debt, that the amount is correct, or that Diversified Collection Services Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 209-858-3500
Anything you say to Diversified Collection Services Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 209-858-3500 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Diversified Collection Services Inc..
Don't agree to a payment on the spot
A single payment to Diversified Collection Services Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 209-858-3500.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 209-858-3500. Any legitimate Diversified Collection Services Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 209-858-3500 caller. If it truly is your Diversified Collection Services Inc. account, they should already have what they need and must prove it.
What To Do If 209-858-3500 Keeps Calling
Here are concrete next steps for this specific Diversified Collection Services Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 209-858-3500 as a contact labeled "Diversified Collection Services Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 209-858-3500 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Diversified Collection Services Inc. identify the original creditor behind the 209-858-3500 calls and the date the debt was opened.
Your Rights When Diversified Collection Services Inc. Calls From 209-858-3500
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Diversified Collection Services Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Diversified Collection Services Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 209-858-3500: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Diversified Collection Services Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Diversified Collection Services Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Diversified Collection Services Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 209-858-3500
We investigate the specific Diversified Collection Services Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Diversified Collection Services Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Diversified Collection Services Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
209-858-3500 — Frequently Asked Questions
Who is calling me from 209-858-3500?
209-858-3500 is a direct-dial line associated with Diversified Collection Services Inc. (also seen as Diversified Collection Services Inc.), a third-party collection agency headquartered in Livermore, CA. The number resolves to the 209 area code. If you received a call from 209-858-3500 — often showing the last four digits 3500 on your screen — it is very likely Diversified Collection Services Inc. attempting to reach you about a debt they say you owe, most often consumer accounts.
Is 209-858-3500 a scam number?
Diversified Collection Services Inc. is a real, registered company, and 209-858-3500 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Diversified Collection Services Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 209-858-3500?
You are not legally required to answer 209-858-3500 or call Diversified Collection Services Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Diversified Collection Services Inc. must pause collection until it mails you proof of the debt.
Why is Diversified Collection Services Inc. calling me about consumer accounts?
A call from 209-858-3500 usually means an original consumer accounts went unpaid and was placed with Diversified Collection Services Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Diversified Collection Services Inc. from calling 209-858-3500?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Diversified Collection Services Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 209-858-3500 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Diversified Collection Services Inc. is calling about?
Do not pay anything based on a call from 209-858-3500 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Diversified Collection Services Inc.
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