Who Called From 212-679-4025?
Short answer: 212-679-4025 is a number used by Retrieval-Masters Creditors Bureau, Inc. (Retrieval-Masters Creditors Bureau, Inc.), a medical debt collector based in Elmsford, NY — telephone of record on florida consumer-collection-agency registration cca9800602 (elmsford, ny). They are almost certainly trying to collect a debt, most often medical/healthcare debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 212-679-4025?
The number 212-679-4025 is used by Retrieval-Masters Creditors Bureau, Inc. (telephone of record on florida consumer-collection-agency registration cca9800602 (elmsford, ny)), a medical debt collector in Elmsford, NY. For the full company profile — ownership, history, and known aliases — see our complete Retrieval-Masters Creditors Bureau, Inc. guide. This page focuses on the calls coming from 212-679-4025 specifically.
About this specific number
- 📞 Number: 212-679-4025 (area code 212, ending in 4025)
- 📍 Line type: Direct-dial — resolves to Manhattan, New York City.
- 🏢 Operator: Retrieval-Masters Creditors Bureau, Inc., a medical debt collector in Elmsford, NY.
- 🔢 Related lines: Retrieval-Masters Creditors Bureau, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
212-679-4025 is a direct-dial number tied to Manhattan, New York City, which is why the call may have appeared "local" on your caller ID even though Retrieval-Masters Creditors Bureau, Inc. operates out of Elmsford, NY.
Some carriers display 212-679-4025 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Retrieval-Masters Creditors Bureau, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Retrieval-Masters Creditors Bureau, Inc., American Medical Collection Agency, AMCA.
Why Is Retrieval-Masters Creditors Bureau, Inc. Calling Me From 212-679-4025?
In our directory, 212-679-4025 is tracked as a telephone of record on florida consumer-collection-agency registration cca9800602 (elmsford, ny) for Retrieval-Masters Creditors Bureau, Inc., which typically collects medical/healthcare debt. A call from 212-679-4025 usually happens because:
- ✅ An original account (a medical/healthcare debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Retrieval-Masters Creditors Bureau, Inc. to collect on behalf of the original creditor.
- ✅ Retrieval-Masters Creditors Bureau, Inc. is now dialing you from 212-679-4025 and possibly other lines to reach a resolution.
Calls from 212-679-4025 often come right after a billing cycle closes. Some people report that 212-679-4025 calls once and hangs up, then tries again from a different Retrieval-Masters Creditors Bureau, Inc. line hours later. A single missed call is not proof of a valid debt. When 212-679-4025 shows up on your caller ID, it is worth checking whether the Retrieval-Masters Creditors Bureau, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Retrieval-Masters Creditors Bureau, Inc. prove the medical/healthcare debt in writing first.
Important: a phone call — even from a real number like 212-679-4025 — does not prove you owe the debt, that the amount is correct, or that Retrieval-Masters Creditors Bureau, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 212-679-4025
Anything you say to Retrieval-Masters Creditors Bureau, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 212-679-4025 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Retrieval-Masters Creditors Bureau, Inc..
Don't agree to a payment on the spot
A single payment to Retrieval-Masters Creditors Bureau, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 212-679-4025.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 212-679-4025. Any legitimate Retrieval-Masters Creditors Bureau, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 212-679-4025 caller. If it truly is your Retrieval-Masters Creditors Bureau, Inc. account, they should already have what they need and must prove it.
What To Do If 212-679-4025 Keeps Calling
Here are concrete next steps for this specific Retrieval-Masters Creditors Bureau, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 212-679-4025 as a contact labeled "Retrieval-Masters Creditors Bureau, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 212-679-4025 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Retrieval-Masters Creditors Bureau, Inc. identify the original creditor behind the 212-679-4025 calls and the date the debt was opened.
Your Rights When Retrieval-Masters Creditors Bureau, Inc. Calls From 212-679-4025
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Retrieval-Masters Creditors Bureau, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Retrieval-Masters Creditors Bureau, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 212-679-4025: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Retrieval-Masters Creditors Bureau, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Retrieval-Masters Creditors Bureau, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Retrieval-Masters Creditors Bureau, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 212-679-4025
We investigate the specific Retrieval-Masters Creditors Bureau, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Retrieval-Masters Creditors Bureau, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Retrieval-Masters Creditors Bureau, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
212-679-4025 — Frequently Asked Questions
Who is calling me from 212-679-4025?
212-679-4025 is a direct-dial line associated with Retrieval-Masters Creditors Bureau, Inc. (also seen as Retrieval-Masters Creditors Bureau, Inc.), a medical debt collector headquartered in Elmsford, NY and operating since 1977. The number resolves to Manhattan, New York City. If you received a call from 212-679-4025 — often showing the last four digits 4025 on your screen — it is very likely Retrieval-Masters Creditors Bureau, Inc. attempting to reach you about a debt they say you owe, most often medical/healthcare debt.
Is 212-679-4025 a scam number?
Retrieval-Masters Creditors Bureau, Inc. is a real, registered company, and 212-679-4025 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Retrieval-Masters Creditors Bureau, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 212-679-4025?
You are not legally required to answer 212-679-4025 or call Retrieval-Masters Creditors Bureau, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Retrieval-Masters Creditors Bureau, Inc. must pause collection until it mails you proof of the debt.
Why is Retrieval-Masters Creditors Bureau, Inc. calling me about medical/healthcare debt?
A call from 212-679-4025 usually means an original medical/healthcare debt went unpaid and was placed with Retrieval-Masters Creditors Bureau, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Retrieval-Masters Creditors Bureau, Inc. from calling 212-679-4025?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Retrieval-Masters Creditors Bureau, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 212-679-4025 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Retrieval-Masters Creditors Bureau, Inc. is calling about?
Do not pay anything based on a call from 212-679-4025 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Retrieval-Masters Creditors Bureau, Inc.
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