Who Called From 239-207-2062?
Short answer: 239-207-2062 is a number used by Apex Recovery Services, LLC (Apex Recovery Services, LLC), a third-party collection agency based in Naples, Florida — florida consumer-collection-agency registration cca0701160, first approved 2007, lists this number as its telephone of record (naples, collier county, fl). They are almost certainly trying to collect a debt, most often credit card debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 239-207-2062?
The number 239-207-2062 is used by Apex Recovery Services, LLC (florida consumer-collection-agency registration cca0701160, first approved 2007, lists this number as its telephone of record (naples, collier county, fl)), a third-party collection agency in Naples, Florida. For the full company profile — ownership, history, and known aliases — see our complete Apex Recovery Services, LLC guide. This page focuses on the calls coming from 239-207-2062 specifically.
About this specific number
- 📞 Number: 239-207-2062 (area code 239, ending in 2062)
- 📍 Line type: Direct-dial — resolves to the Fort Myers area of Florida.
- 🏢 Operator: Apex Recovery Services, LLC, a third-party collection agency in Naples, Florida.
- 🔢 Related lines: Apex Recovery Services, LLC is documented using 1 number in our directory, so calls may also come from other digits.
239-207-2062 is a direct-dial number tied to the Fort Myers area of Florida, which is why the call may have appeared "local" on your caller ID even though Apex Recovery Services, LLC operates out of Naples, Florida.
Some carriers display 239-207-2062 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Apex Recovery Services, LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as:
Why Is Apex Recovery Services, LLC Calling Me From 239-207-2062?
In our directory, 239-207-2062 is tracked as a florida consumer-collection-agency registration cca0701160, first approved 2007, lists this number as its telephone of record (naples, collier county, fl) for Apex Recovery Services, LLC, which typically collects credit card debt, personal loans, retail accounts. A call from 239-207-2062 usually happens because:
- ✅ An original account (a credit card debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Apex Recovery Services, LLC to collect on behalf of the original creditor.
- ✅ Apex Recovery Services, LLC is now dialing you from 239-207-2062 and possibly other lines to reach a resolution.
Calls from 239-207-2062 often come right after a billing cycle closes. Some people report that 239-207-2062 calls once and hangs up, then tries again from a different Apex Recovery Services, LLC line hours later. A single missed call is not proof of a valid debt. When 239-207-2062 shows up on your caller ID, it is worth checking whether the Apex Recovery Services, LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Apex Recovery Services, LLC prove the credit card debt in writing first.
Important: a phone call — even from a real number like 239-207-2062 — does not prove you owe the debt, that the amount is correct, or that Apex Recovery Services, LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 239-207-2062
Anything you say to Apex Recovery Services, LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 239-207-2062 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Apex Recovery Services, LLC.
Don't agree to a payment on the spot
A single payment to Apex Recovery Services, LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 239-207-2062.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 239-207-2062. Any legitimate Apex Recovery Services, LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 239-207-2062 caller. If it truly is your Apex Recovery Services, LLC account, they should already have what they need and must prove it.
What To Do If 239-207-2062 Keeps Calling
Here are concrete next steps for this specific Apex Recovery Services, LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 239-207-2062 as a contact labeled "Apex Recovery Services, LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 239-207-2062 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Apex Recovery Services, LLC identify the original creditor behind the 239-207-2062 calls and the date the debt was opened.
Your Rights When Apex Recovery Services, LLC Calls From 239-207-2062
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Apex Recovery Services, LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Apex Recovery Services, LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 239-207-2062: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Apex Recovery Services, LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Apex Recovery Services, LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Apex Recovery Services, LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 239-207-2062
We investigate the specific Apex Recovery Services, LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Apex Recovery Services, LLC account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Apex Recovery Services, LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
239-207-2062 — Frequently Asked Questions
Who is calling me from 239-207-2062?
239-207-2062 is a direct-dial line associated with Apex Recovery Services, LLC (also seen as Apex Recovery Services, LLC), a third-party collection agency headquartered in Naples, Florida. The number resolves to the Fort Myers area of Florida. If you received a call from 239-207-2062 — often showing the last four digits 2062 on your screen — it is very likely Apex Recovery Services, LLC attempting to reach you about a debt they say you owe, most often credit card debt, personal loans, retail accounts.
Is 239-207-2062 a scam number?
Apex Recovery Services, LLC is a real, registered company, and 239-207-2062 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Apex Recovery Services, LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 239-207-2062?
You are not legally required to answer 239-207-2062 or call Apex Recovery Services, LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Apex Recovery Services, LLC must pause collection until it mails you proof of the debt.
Why is Apex Recovery Services, LLC calling me about credit card debt?
A call from 239-207-2062 usually means an original credit card debt went unpaid and was placed with Apex Recovery Services, LLC, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Apex Recovery Services, LLC from calling 239-207-2062?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Apex Recovery Services, LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 239-207-2062 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Apex Recovery Services, LLC is calling about?
Do not pay anything based on a call from 239-207-2062 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Apex Recovery Services, LLC
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