Who Called From 248-930-8456?
Short answer: 248-930-8456 is a number used by Starmark Financial, LLC (Starmark Financial), a debt buyer based in Deerfield Beach, FL — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2099758-dca on file, address of record in deerfield beach, fl. They are almost certainly trying to collect a debt, most often charged-off consumer debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 248-930-8456?
The number 248-930-8456 is used by Starmark Financial, LLC (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2099758-dca on file, address of record in deerfield beach, fl), a debt buyer in Deerfield Beach, FL. For the full company profile — ownership, history, and known aliases — see our complete Starmark Financial, LLC guide. This page focuses on the calls coming from 248-930-8456 specifically.
About this specific number
- 📞 Number: 248-930-8456 (area code 248, ending in 8456)
- 📍 Line type: Direct-dial — resolves to the 248 area code.
- 🏢 Operator: Starmark Financial, LLC, a debt buyer in Deerfield Beach, FL.
- 🔢 Related lines: Starmark Financial, LLC is documented using 1 number in our directory, so calls may also come from other digits.
248-930-8456 is a direct-dial number tied to the 248 area code, which is why the call may have appeared "local" on your caller ID even though Starmark Financial, LLC operates out of Deerfield Beach, FL.
Some carriers display 248-930-8456 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Starmark Financial, LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: Starmark Financial, Starmark.
Why Is Starmark Financial Calling Me From 248-930-8456?
In our directory, 248-930-8456 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2099758-dca on file, address of record in deerfield beach, fl for Starmark Financial, LLC, which typically collects charged-off consumer debt, fintech debt. A call from 248-930-8456 usually happens because:
- ✅ An original account (a charged-off consumer debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was sold to Starmark Financial, LLC, which now owns the debt and is trying to collect the full balance.
- ✅ Starmark Financial, LLC is now dialing you from 248-930-8456 and possibly other lines to reach a resolution.
Calls from 248-930-8456 often come right after a billing cycle closes. Some people report that 248-930-8456 calls once and hangs up, then tries again from a different Starmark Financial, LLC line hours later. A single missed call is not proof of a valid debt. When 248-930-8456 shows up on your caller ID, it is worth checking whether the Starmark Financial, LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Starmark Financial, LLC prove the charged-off consumer debt in writing first.
Important: a phone call — even from a real number like 248-930-8456 — does not prove you owe the debt, that the amount is correct, or that Starmark Financial, LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 248-930-8456
Anything you say to Starmark Financial can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 248-930-8456 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Starmark Financial, LLC.
Don't agree to a payment on the spot
A single payment to Starmark Financial, LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 248-930-8456.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 248-930-8456. Any legitimate Starmark Financial, LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 248-930-8456 caller. If it truly is your Starmark Financial, LLC account, they should already have what they need and must prove it.
What To Do If 248-930-8456 Keeps Calling
Here are concrete next steps for this specific Starmark Financial, LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 248-930-8456 as a contact labeled "Starmark Financial, LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 248-930-8456 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Starmark Financial, LLC identify the original creditor behind the 248-930-8456 calls and the date the debt was opened.
Your Rights When Starmark Financial Calls From 248-930-8456
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Starmark Financial a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Starmark Financial, LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 248-930-8456: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Starmark Financial, LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Starmark Financial generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Starmark Financial from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 248-930-8456
We investigate the specific Starmark Financial, LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Starmark Financial account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Starmark Financial, LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
248-930-8456 — Frequently Asked Questions
Who is calling me from 248-930-8456?
248-930-8456 is a direct-dial line associated with Starmark Financial, LLC (also seen as Starmark Financial), a debt buyer headquartered in Deerfield Beach, FL. The number resolves to the 248 area code. If you received a call from 248-930-8456 — often showing the last four digits 8456 on your screen — it is very likely Starmark Financial, LLC attempting to reach you about a debt they say you owe, most often charged-off consumer debt, fintech debt.
Is 248-930-8456 a scam number?
Starmark Financial, LLC is a real, registered company, and 248-930-8456 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Starmark Financial, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 248-930-8456?
You are not legally required to answer 248-930-8456 or call Starmark Financial, LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Starmark Financial, LLC must pause collection until it mails you proof of the debt.
Why is Starmark Financial, LLC calling me about charged-off consumer debt?
A call from 248-930-8456 usually means an original charged-off consumer debt went unpaid and was sold to Starmark Financial, LLC, which now owns the balance and dials this line to collect it. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Starmark Financial, LLC from calling 248-930-8456?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Starmark Financial, LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 248-930-8456 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Starmark Financial, LLC is calling about?
Do not pay anything based on a call from 248-930-8456 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Starmark Financial, LLC
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