Who Called From 267-443-6331?
Short answer: 267-443-6331 is a number used by National Credit Adjusters (NCA), a debt buyer based in Hutchinson, KS — documented consumer line (money.com/debt-collector-directory structured directory data). They are almost certainly trying to collect a debt, most often payday loan debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 267-443-6331?
The number 267-443-6331 is used by National Credit Adjusters (documented consumer line (money.com/debt-collector-directory structured directory data)), a debt buyer in Hutchinson, KS. For the full company profile — ownership, history, and known aliases — see our complete National Credit Adjusters guide. This page focuses on the calls coming from 267-443-6331 specifically.
About this specific number
- 📞 Number: 267-443-6331 (area code 267, ending in 6331)
- 📍 Line type: Direct-dial — resolves to the 267 area code.
- 🏢 Operator: National Credit Adjusters, a debt buyer in Hutchinson, KS.
- 🔢 Related lines: National Credit Adjusters is documented using 4 numbers in our directory, so calls may also come from other digits.
267-443-6331 is a direct-dial number tied to the 267 area code, which is why the call may have appeared "local" on your caller ID even though National Credit Adjusters operates out of Hutchinson, KS.
Whether 267-443-6331 reaches you by call, voicemail, or text, every contact from National Credit Adjusters is covered by the FDCPA — so keep a dated log of each one.
On your caller ID, in voicemails, or in letters, this company can also appear as: NCA, National Credit Adjusters LLC, Nat'l Credit Adjusters.
Why Is NCA Calling Me From 267-443-6331?
In our directory, 267-443-6331 is tracked as a documented consumer line (money.com/debt-collector-directory structured directory data) for National Credit Adjusters, which typically collects payday loan debt, installment loans, charged-off loans. A call from 267-443-6331 usually happens because:
- ✅ An original account (a payday loan debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was sold to National Credit Adjusters, which now owns the debt and is trying to collect the full balance.
- ✅ National Credit Adjusters is now dialing you from 267-443-6331 and possibly other lines to reach a resolution.
Calls from 267-443-6331 often come shortly after an account is charged off. Because 267-443-6331 is linked to National Credit Adjusters, the debt behind the call is frequently one that has already changed hands or aged for years — meaning documentation gaps are common and worth challenging. A call from 267-443-6331 that threatens arrest, wage garnishment "today," or immediate legal action is a red flag. National Credit Adjusters must follow due process, and threats of that kind can themselves be FDCPA violations. Remember: you control the timeline once you put your 267-443-6331 response in writing.
Important: a phone call — even from a real number like 267-443-6331 — does not prove you owe the debt, that the amount is correct, or that National Credit Adjusters can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 267-443-6331
Anything you say to NCA can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 267-443-6331 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from National Credit Adjusters.
Don't agree to a payment on the spot
A single payment to National Credit Adjusters — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 267-443-6331.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 267-443-6331. Any legitimate National Credit Adjusters resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 267-443-6331 caller. If it truly is your National Credit Adjusters account, they should already have what they need and must prove it.
What To Do If 267-443-6331 Keeps Calling
Here are concrete next steps for this specific National Credit Adjusters line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Do not return the call to 267-443-6331 until you have the account details in writing — a call-back can be treated as engagement.
- 2
Block 267-443-6331 on your device, but remember that National Credit Adjusters may simply switch to another line — so pair blocking with a written request.
- 3
Save 267-443-6331 as a contact labeled "National Credit Adjusters — do not answer" so you can screen future calls with confidence.
Your Rights When NCA Calls From 267-443-6331
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send NCA a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If National Credit Adjusters reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 267-443-6331: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that National Credit Adjusters stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, NCA generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars NCA from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 267-443-6331
We investigate the specific National Credit Adjusters account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the NCA account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to National Credit Adjusters. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
267-443-6331 — Frequently Asked Questions
Who is calling me from 267-443-6331?
267-443-6331 is a direct-dial line associated with National Credit Adjusters (also seen as NCA), a debt buyer headquartered in Hutchinson, KS and operating since 2001. The number resolves to the 267 area code. If you received a call from 267-443-6331 — often showing the last four digits 6331 on your screen — it is very likely National Credit Adjusters attempting to reach you about a debt they say you owe, most often payday loan debt, installment loans, charged-off loans.
Is 267-443-6331 a scam number?
National Credit Adjusters is a real, registered company, and 267-443-6331 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like NCA, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 267-443-6331?
You are not legally required to answer 267-443-6331 or call National Credit Adjusters back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, National Credit Adjusters must pause collection until it mails you proof of the debt.
Why is National Credit Adjusters calling me about payday loan debt?
A call from 267-443-6331 usually means an original payday loan debt went unpaid and was sold to National Credit Adjusters, which now owns the balance and dials this line to collect it. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop National Credit Adjusters from calling 267-443-6331?
Yes. The FDCPA lets you send a written cease-and-desist demand telling National Credit Adjusters to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 267-443-6331 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt National Credit Adjusters is calling about?
Do not pay anything based on a call from 267-443-6331 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About National Credit Adjusters
Other phone numbers used by National Credit Adjusters:
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