Who Called From 302-476-6140?
Short answer: 302-476-6140 is a number used by Recovery Services International, Inc. (Recovery Services International, Inc.), a third-party collection agency based in Wilmington, DE — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1095070-dca on file, address of record in wilmington, de. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 302-476-6140?
The number 302-476-6140 is used by Recovery Services International, Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1095070-dca on file, address of record in wilmington, de), a third-party collection agency in Wilmington, DE. For the full company profile — ownership, history, and known aliases — see our complete Recovery Services International, Inc. guide. This page focuses on the calls coming from 302-476-6140 specifically.
About this specific number
- 📞 Number: 302-476-6140 (area code 302, ending in 6140)
- 📍 Line type: Direct-dial — resolves to the 302 area code.
- 🏢 Operator: Recovery Services International, Inc., a third-party collection agency in Wilmington, DE.
- 🔢 Related lines: Recovery Services International, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
302-476-6140 is a direct-dial number tied to the 302 area code, which is why the call may have appeared "local" on your caller ID even though Recovery Services International, Inc. operates out of Wilmington, DE.
Some carriers display 302-476-6140 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Recovery Services International, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Recovery Services International, Inc., RSII.
Why Is Recovery Services International, Inc. Calling Me From 302-476-6140?
In our directory, 302-476-6140 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1095070-dca on file, address of record in wilmington, de for Recovery Services International, Inc., which typically collects consumer accounts, retail debt. A call from 302-476-6140 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Recovery Services International, Inc. to collect on behalf of the original creditor.
- ✅ Recovery Services International, Inc. is now dialing you from 302-476-6140 and possibly other lines to reach a resolution.
Calls from 302-476-6140 often come right after a billing cycle closes. Some people report that 302-476-6140 calls once and hangs up, then tries again from a different Recovery Services International, Inc. line hours later. A single missed call is not proof of a valid debt. When 302-476-6140 shows up on your caller ID, it is worth checking whether the Recovery Services International, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Recovery Services International, Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 302-476-6140 — does not prove you owe the debt, that the amount is correct, or that Recovery Services International, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 302-476-6140
Anything you say to Recovery Services International, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 302-476-6140 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Recovery Services International, Inc..
Don't agree to a payment on the spot
A single payment to Recovery Services International, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 302-476-6140.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 302-476-6140. Any legitimate Recovery Services International, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 302-476-6140 caller. If it truly is your Recovery Services International, Inc. account, they should already have what they need and must prove it.
What To Do If 302-476-6140 Keeps Calling
Here are concrete next steps for this specific Recovery Services International, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 302-476-6140 as a contact labeled "Recovery Services International, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 302-476-6140 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Recovery Services International, Inc. identify the original creditor behind the 302-476-6140 calls and the date the debt was opened.
Your Rights When Recovery Services International, Inc. Calls From 302-476-6140
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Recovery Services International, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Recovery Services International, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 302-476-6140: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Recovery Services International, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Recovery Services International, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Recovery Services International, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 302-476-6140
We investigate the specific Recovery Services International, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Recovery Services International, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Recovery Services International, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
302-476-6140 — Frequently Asked Questions
Who is calling me from 302-476-6140?
302-476-6140 is a direct-dial line associated with Recovery Services International, Inc. (also seen as Recovery Services International, Inc.), a third-party collection agency headquartered in Wilmington, DE. The number resolves to the 302 area code. If you received a call from 302-476-6140 — often showing the last four digits 6140 on your screen — it is very likely Recovery Services International, Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 302-476-6140 a scam number?
Recovery Services International, Inc. is a real, registered company, and 302-476-6140 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Recovery Services International, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 302-476-6140?
You are not legally required to answer 302-476-6140 or call Recovery Services International, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Recovery Services International, Inc. must pause collection until it mails you proof of the debt.
Why is Recovery Services International, Inc. calling me about consumer accounts?
A call from 302-476-6140 usually means an original consumer accounts went unpaid and was placed with Recovery Services International, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Recovery Services International, Inc. from calling 302-476-6140?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Recovery Services International, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 302-476-6140 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Recovery Services International, Inc. is calling about?
Do not pay anything based on a call from 302-476-6140 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Recovery Services International, Inc.
Local to North Carolina? We help residents statewide:
Ready to Improve Your Credit Score?
Take the first step towards financial freedom today. Schedule your free consultation with our credit repair experts.