Who Called From 305-453-6023?
Short answer: 305-453-6023 is a number used by Pendrick Capital Partners (Pendrick), a debt buyer based in Vienna, VA — key west, fl office line. They are almost certainly trying to collect a debt, most often medical debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 305-453-6023?
The number 305-453-6023 is used by Pendrick Capital Partners (key west, fl office line), a debt buyer in Vienna, VA. For the full company profile — ownership, history, and known aliases — see our complete Pendrick Capital Partners guide. This page focuses on the calls coming from 305-453-6023 specifically.
About this specific number
- 📞 Number: 305-453-6023 (area code 305, ending in 6023)
- 📍 Line type: Direct-dial — resolves to the Miami / Key West area of Florida.
- 🏢 Operator: Pendrick Capital Partners, a debt buyer in Vienna, VA.
- 🔢 Related lines: Pendrick Capital Partners is documented using 2 numbers in our directory, so calls may also come from other digits.
305-453-6023 is a direct-dial number tied to the Miami / Key West area of Florida, which is why the call may have appeared "local" on your caller ID even though Pendrick Capital Partners operates out of Vienna, VA.
305-453-6023 may rotate with other Pendrick Capital Partners lines during a single collection campaign, so blocking one number rarely stops the calls entirely.
On your caller ID, in voicemails, or in letters, this company can also appear as: Pendrick, Pendrick Capital, Pendrick Capital Partners LLC.
Why Is Pendrick Calling Me From 305-453-6023?
In our directory, 305-453-6023 is tracked as a key west, fl office line for Pendrick Capital Partners, which typically collects medical debt, hospital bills, healthcare receivables. A call from 305-453-6023 usually happens because:
- ✅ An original account (a medical debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was sold to Pendrick Capital Partners, which now owns the debt and is trying to collect the full balance.
- ✅ Pendrick Capital Partners is now dialing you from 305-453-6023 and possibly other lines to reach a resolution.
Calls from 305-453-6023 often come in waves over several weeks. A number of consumers say 305-453-6023 left a vague voicemail asking them to "call back regarding an important business matter" without naming Pendrick Capital Partners. Under the FDCPA, a collector must meaningfully disclose who it is. Text messages and emails sometimes accompany calls from 305-453-6023. Every channel Pendrick Capital Partners uses is bound by the same FDCPA rules, so keep copies of all of them as potential evidence. In short, a ring from 305-453-6023 is a prompt to check your rights, not to pay.
Important: a phone call — even from a real number like 305-453-6023 — does not prove you owe the debt, that the amount is correct, or that Pendrick Capital Partners can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 305-453-6023
Anything you say to Pendrick can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 305-453-6023 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Pendrick Capital Partners.
Don't agree to a payment on the spot
A single payment to Pendrick Capital Partners — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 305-453-6023.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 305-453-6023. Any legitimate Pendrick Capital Partners resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 305-453-6023 caller. If it truly is your Pendrick Capital Partners account, they should already have what they need and must prove it.
What To Do If 305-453-6023 Keeps Calling
Here are concrete next steps for this specific Pendrick Capital Partners line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Send Pendrick Capital Partners a written debt-validation letter within 30 days of the first call from 305-453-6023 and keep the certified-mail receipt.
- 2
If 305-453-6023 calls before 8am or after 9pm your local time, note the exact timestamp; that window is off-limits under the FDCPA.
- 3
Block 305-453-6023 on your device, but remember that Pendrick Capital Partners may simply switch to another line — so pair blocking with a written request.
Your Rights When Pendrick Calls From 305-453-6023
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Pendrick a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Pendrick Capital Partners reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 305-453-6023: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Pendrick Capital Partners stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Pendrick generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Pendrick from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 305-453-6023
We investigate the specific Pendrick Capital Partners account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Pendrick account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Pendrick Capital Partners. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
305-453-6023 — Frequently Asked Questions
Who is calling me from 305-453-6023?
305-453-6023 is a direct-dial line associated with Pendrick Capital Partners (also seen as Pendrick), a debt buyer headquartered in Vienna, VA and operating since 2011. The number resolves to the Miami / Key West area of Florida. If you received a call from 305-453-6023 — often showing the last four digits 6023 on your screen — it is very likely Pendrick Capital Partners attempting to reach you about a debt they say you owe, most often medical debt, hospital bills, healthcare receivables.
Is 305-453-6023 a scam number?
Pendrick Capital Partners is a real, registered company, and 305-453-6023 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Pendrick, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 305-453-6023?
You are not legally required to answer 305-453-6023 or call Pendrick Capital Partners back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Pendrick Capital Partners must pause collection until it mails you proof of the debt.
Why is Pendrick Capital Partners calling me about medical debt?
A call from 305-453-6023 usually means an original medical debt went unpaid and was sold to Pendrick Capital Partners, which now owns the balance and dials this line to collect it. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Pendrick Capital Partners from calling 305-453-6023?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Pendrick Capital Partners to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 305-453-6023 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Pendrick Capital Partners is calling about?
Do not pay anything based on a call from 305-453-6023 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Pendrick Capital Partners
Other phone numbers used by Pendrick Capital Partners:
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