Who Called From 313-355-1170?
Short answer: 313-355-1170 is a number used by Lighthouse Recovery LLC (Lighthouse Recovery LLC), a collection law firm based in Denver, CO — documented consumer line (public directory record). They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 313-355-1170?
The number 313-355-1170 is used by Lighthouse Recovery LLC (documented consumer line (public directory record)), a collection law firm in Denver, CO. For the full company profile — ownership, history, and known aliases — see our complete Lighthouse Recovery LLC guide. This page focuses on the calls coming from 313-355-1170 specifically.
About this specific number
- 📞 Number: 313-355-1170 (area code 313, ending in 1170)
- 📍 Line type: Direct-dial — resolves to Detroit, Michigan.
- 🏢 Operator: Lighthouse Recovery LLC, a collection law firm in Denver, CO.
- 🔢 Related lines: Lighthouse Recovery LLC is documented using 1 number in our directory, so calls may also come from other digits.
313-355-1170 is a direct-dial number tied to Detroit, Michigan, which is why the call may have appeared "local" on your caller ID even though Lighthouse Recovery LLC operates out of Denver, CO.
Some carriers display 313-355-1170 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Lighthouse Recovery LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: Lighthouse Recovery LLC.
Why Is Lighthouse Recovery LLC Calling Me From 313-355-1170?
In our directory, 313-355-1170 is tracked as a documented consumer line (public directory record) for Lighthouse Recovery LLC, which typically collects consumer accounts. A call from 313-355-1170 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Lighthouse Recovery LLC to collect on behalf of the original creditor.
- ✅ Lighthouse Recovery LLC is now dialing you from 313-355-1170 and possibly other lines to reach a resolution.
Calls from 313-355-1170 often come right after a billing cycle closes. Some people report that 313-355-1170 calls once and hangs up, then tries again from a different Lighthouse Recovery LLC line hours later. A single missed call is not proof of a valid debt. When 313-355-1170 shows up on your caller ID, it is worth checking whether the Lighthouse Recovery LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Lighthouse Recovery LLC prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 313-355-1170 — does not prove you owe the debt, that the amount is correct, or that Lighthouse Recovery LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 313-355-1170
Anything you say to Lighthouse Recovery LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 313-355-1170 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Lighthouse Recovery LLC.
Don't agree to a payment on the spot
A single payment to Lighthouse Recovery LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 313-355-1170.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 313-355-1170. Any legitimate Lighthouse Recovery LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 313-355-1170 caller. If it truly is your Lighthouse Recovery LLC account, they should already have what they need and must prove it.
What To Do If 313-355-1170 Keeps Calling
Here are concrete next steps for this specific Lighthouse Recovery LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 313-355-1170 as a contact labeled "Lighthouse Recovery LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 313-355-1170 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Lighthouse Recovery LLC identify the original creditor behind the 313-355-1170 calls and the date the debt was opened.
Your Rights When Lighthouse Recovery LLC Calls From 313-355-1170
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Lighthouse Recovery LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Lighthouse Recovery LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 313-355-1170: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Lighthouse Recovery LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Lighthouse Recovery LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Lighthouse Recovery LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 313-355-1170
We investigate the specific Lighthouse Recovery LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Lighthouse Recovery LLC account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Lighthouse Recovery LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
313-355-1170 — Frequently Asked Questions
Who is calling me from 313-355-1170?
313-355-1170 is a direct-dial line associated with Lighthouse Recovery LLC (also seen as Lighthouse Recovery LLC), a collection law firm headquartered in Denver, CO. The number resolves to Detroit, Michigan. If you received a call from 313-355-1170 — often showing the last four digits 1170 on your screen — it is very likely Lighthouse Recovery LLC attempting to reach you about a debt they say you owe, most often consumer accounts.
Is 313-355-1170 a scam number?
Lighthouse Recovery LLC is a real, registered company, and 313-355-1170 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Lighthouse Recovery LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 313-355-1170?
You are not legally required to answer 313-355-1170 or call Lighthouse Recovery LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Lighthouse Recovery LLC must pause collection until it mails you proof of the debt.
Why is Lighthouse Recovery LLC calling me about consumer accounts?
A call from 313-355-1170 usually means an original consumer accounts went unpaid and was placed with Lighthouse Recovery LLC, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Lighthouse Recovery LLC from calling 313-355-1170?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Lighthouse Recovery LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 313-355-1170 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Lighthouse Recovery LLC is calling about?
Do not pay anything based on a call from 313-355-1170 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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