Who Called From 318-807-4500?
Short answer: 318-807-4500 is a number used by Coast Professional Inc (Coast Professional Inc), a third-party collection agency based in Geneseo, NY — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2088713-dca on file, address of record in west monroe, la. They are almost certainly trying to collect a debt, most often student loan debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 318-807-4500?
The number 318-807-4500 is used by Coast Professional Inc (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2088713-dca on file, address of record in west monroe, la), a third-party collection agency in Geneseo, NY. For the full company profile — ownership, history, and known aliases — see our complete Coast Professional Inc guide. This page focuses on the calls coming from 318-807-4500 specifically.
About this specific number
- 📞 Number: 318-807-4500 (area code 318, ending in 4500)
- 📍 Line type: Direct-dial — resolves to the 318 area code.
- 🏢 Operator: Coast Professional Inc, a third-party collection agency in Geneseo, NY.
- 🔢 Related lines: Coast Professional Inc is documented using 1 number in our directory, so calls may also come from other digits.
318-807-4500 is a direct-dial number tied to the 318 area code, which is why the call may have appeared "local" on your caller ID even though Coast Professional Inc operates out of Geneseo, NY.
Some carriers display 318-807-4500 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Coast Professional Inc.
On your caller ID, in voicemails, or in letters, this company can also appear as: Coast Professional Inc.
Why Is Coast Professional Inc Calling Me From 318-807-4500?
In our directory, 318-807-4500 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2088713-dca on file, address of record in west monroe, la for Coast Professional Inc, which typically collects student loan debt, government receivables. A call from 318-807-4500 usually happens because:
- ✅ An original account (a student loan debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Coast Professional Inc to collect on behalf of the original creditor.
- ✅ Coast Professional Inc is now dialing you from 318-807-4500 and possibly other lines to reach a resolution.
Calls from 318-807-4500 often come right after a billing cycle closes. Some people report that 318-807-4500 calls once and hangs up, then tries again from a different Coast Professional Inc line hours later. A single missed call is not proof of a valid debt. When 318-807-4500 shows up on your caller ID, it is worth checking whether the Coast Professional Inc account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Coast Professional Inc prove the student loan debt in writing first.
Important: a phone call — even from a real number like 318-807-4500 — does not prove you owe the debt, that the amount is correct, or that Coast Professional Inc can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 318-807-4500
Anything you say to Coast Professional Inc can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 318-807-4500 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Coast Professional Inc.
Don't agree to a payment on the spot
A single payment to Coast Professional Inc — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 318-807-4500.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 318-807-4500. Any legitimate Coast Professional Inc resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 318-807-4500 caller. If it truly is your Coast Professional Inc account, they should already have what they need and must prove it.
What To Do If 318-807-4500 Keeps Calling
Here are concrete next steps for this specific Coast Professional Inc line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 318-807-4500 as a contact labeled "Coast Professional Inc — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 318-807-4500 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Coast Professional Inc identify the original creditor behind the 318-807-4500 calls and the date the debt was opened.
Your Rights When Coast Professional Inc Calls From 318-807-4500
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Coast Professional Inc a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Coast Professional Inc reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 318-807-4500: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Coast Professional Inc stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Coast Professional Inc generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Coast Professional Inc from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 318-807-4500
We investigate the specific Coast Professional Inc account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Coast Professional Inc account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Coast Professional Inc. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
318-807-4500 — Frequently Asked Questions
Who is calling me from 318-807-4500?
318-807-4500 is a direct-dial line associated with Coast Professional Inc (also seen as Coast Professional Inc), a third-party collection agency headquartered in Geneseo, NY. The number resolves to the 318 area code. If you received a call from 318-807-4500 — often showing the last four digits 4500 on your screen — it is very likely Coast Professional Inc attempting to reach you about a debt they say you owe, most often student loan debt, government receivables.
Is 318-807-4500 a scam number?
Coast Professional Inc is a real, registered company, and 318-807-4500 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Coast Professional Inc, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 318-807-4500?
You are not legally required to answer 318-807-4500 or call Coast Professional Inc back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Coast Professional Inc must pause collection until it mails you proof of the debt.
Why is Coast Professional Inc calling me about student loan debt?
A call from 318-807-4500 usually means an original student loan debt went unpaid and was placed with Coast Professional Inc, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Coast Professional Inc from calling 318-807-4500?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Coast Professional Inc to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 318-807-4500 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Coast Professional Inc is calling about?
Do not pay anything based on a call from 318-807-4500 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Coast Professional Inc
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