Who Called From 319-833-1095?
Short answer: 319-833-1095 is a number used by The CBE Group Inc (CBE Group Inc), a third-party collection agency based in Cedar Falls, IA — direct office line (cedar falls, ia). They are almost certainly trying to collect a debt, most often student loans. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 319-833-1095?
The number 319-833-1095 is used by The CBE Group Inc (direct office line (cedar falls, ia)), a third-party collection agency in Cedar Falls, IA. For the full company profile — ownership, history, and known aliases — see our complete The CBE Group Inc guide. This page focuses on the calls coming from 319-833-1095 specifically.
About this specific number
- 📞 Number: 319-833-1095 (area code 319, ending in 1095)
- 📍 Line type: Direct-dial — resolves to the Cedar Falls / Waterloo area of Iowa.
- 🏢 Operator: The CBE Group Inc, a third-party collection agency in Cedar Falls, IA.
- 🔢 Related lines: The CBE Group Inc is documented using 1 number in our directory, so calls may also come from other digits.
319-833-1095 is a direct-dial number tied to the Cedar Falls / Waterloo area of Iowa, which is why the call may have appeared "local" on your caller ID even though The CBE Group Inc operates out of Cedar Falls, IA.
Some carriers display 319-833-1095 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from The CBE Group Inc.
On your caller ID, in voicemails, or in letters, this company can also appear as: CBE Group Inc, CBE Group, TCG.
Why Is CBE Group Inc Calling Me From 319-833-1095?
In our directory, 319-833-1095 is tracked as a direct office line (cedar falls, ia) for The CBE Group Inc, which typically collects student loans, government receivables, telecom debt. A call from 319-833-1095 usually happens because:
- ✅ An original account (a student loans, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with The CBE Group Inc to collect on behalf of the original creditor.
- ✅ The CBE Group Inc is now dialing you from 319-833-1095 and possibly other lines to reach a resolution.
Calls from 319-833-1095 often come right after a billing cycle closes. Some people report that 319-833-1095 calls once and hangs up, then tries again from a different The CBE Group Inc line hours later. A single missed call is not proof of a valid debt. When 319-833-1095 shows up on your caller ID, it is worth checking whether the The CBE Group Inc account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make The CBE Group Inc prove the student loans in writing first.
Important: a phone call — even from a real number like 319-833-1095 — does not prove you owe the debt, that the amount is correct, or that The CBE Group Inc can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 319-833-1095
Anything you say to CBE Group Inc can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 319-833-1095 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from The CBE Group Inc.
Don't agree to a payment on the spot
A single payment to The CBE Group Inc — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 319-833-1095.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 319-833-1095. Any legitimate The CBE Group Inc resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 319-833-1095 caller. If it truly is your The CBE Group Inc account, they should already have what they need and must prove it.
What To Do If 319-833-1095 Keeps Calling
Here are concrete next steps for this specific The CBE Group Inc line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 319-833-1095 as a contact labeled "The CBE Group Inc — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 319-833-1095 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that The CBE Group Inc identify the original creditor behind the 319-833-1095 calls and the date the debt was opened.
Your Rights When CBE Group Inc Calls From 319-833-1095
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send CBE Group Inc a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If The CBE Group Inc reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 319-833-1095: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that The CBE Group Inc stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, CBE Group Inc generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars CBE Group Inc from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 319-833-1095
We investigate the specific The CBE Group Inc account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the CBE Group Inc account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to The CBE Group Inc. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
319-833-1095 — Frequently Asked Questions
Who is calling me from 319-833-1095?
319-833-1095 is a direct-dial line associated with The CBE Group Inc (also seen as CBE Group Inc), a third-party collection agency headquartered in Cedar Falls, IA and operating since 1933. The number resolves to the Cedar Falls / Waterloo area of Iowa. If you received a call from 319-833-1095 — often showing the last four digits 1095 on your screen — it is very likely The CBE Group Inc attempting to reach you about a debt they say you owe, most often student loans, government receivables, telecom debt.
Is 319-833-1095 a scam number?
The CBE Group Inc is a real, registered company, and 319-833-1095 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like CBE Group Inc, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 319-833-1095?
You are not legally required to answer 319-833-1095 or call The CBE Group Inc back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, The CBE Group Inc must pause collection until it mails you proof of the debt.
Why is The CBE Group Inc calling me about student loans?
A call from 319-833-1095 usually means an original student loans went unpaid and was placed with The CBE Group Inc, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop The CBE Group Inc from calling 319-833-1095?
Yes. The FDCPA lets you send a written cease-and-desist demand telling The CBE Group Inc to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 319-833-1095 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt The CBE Group Inc is calling about?
Do not pay anything based on a call from 319-833-1095 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About The CBE Group Inc
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