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Debt Collector Caller ID · Third-Party Collection Agency

Who Called From 319-833-1265?

Short answer: 319-833-1265 is a number used by CBE Customer Solutions (CBE Customer), a third-party collection agency based in Cedar Falls, IAnyc department of consumer affairs (predecessor to dcwp) debt-collection license 2003042-dca on file, address of record in cedar falls, ia. They are almost certainly trying to collect a debt, most often telecom debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.

Number319-833-1265
Belongs ToCBE Customer Solutions
TypeThird-Party Collection Agency
HeadquartersCedar Falls, IA

Whose Number Is 319-833-1265?

The number 319-833-1265 is used by CBE Customer Solutions (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2003042-dca on file, address of record in cedar falls, ia), a third-party collection agency in Cedar Falls, IA. For the full company profile — ownership, history, and known aliases — see our complete CBE Customer Solutions guide. This page focuses on the calls coming from 319-833-1265 specifically.

About this specific number

  • 📞 Number: 319-833-1265 (area code 319, ending in 1265)
  • 📍 Line type: Direct-dial — resolves to the Cedar Falls / Waterloo area of Iowa.
  • 🏢 Operator: CBE Customer Solutions, a third-party collection agency in Cedar Falls, IA.
  • 🔢 Related lines: CBE Customer Solutions is documented using 3 numbers in our directory, so calls may also come from other digits.

319-833-1265 is a direct-dial number tied to the Cedar Falls / Waterloo area of Iowa, which is why the call may have appeared "local" on your caller ID even though CBE Customer Solutions operates out of Cedar Falls, IA.

Consumers frequently search "319-833-1265" the moment it rings. If you found this page that way, the safest next move is to say nothing by phone and demand CBE Customer Solutions put everything in writing.

On your caller ID, in voicemails, or in letters, this company can also appear as: CBE Customer, CBE Solutions, CBE Cust Solutions.

Why Is CBE Customer Calling Me From 319-833-1265?

In our directory, 319-833-1265 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2003042-dca on file, address of record in cedar falls, ia for CBE Customer Solutions, which typically collects telecom debt, utility debt, financial services. A call from 319-833-1265 usually happens because:

  • ✅ An original account (a telecom debt, for example) went unpaid and was charged off by the creditor.
  • ✅ The account was placed with CBE Customer Solutions to collect on behalf of the original creditor.
  • CBE Customer Solutions is now dialing you from 319-833-1265 and possibly other lines to reach a resolution.

Calls from 319-833-1265 often come at the start and end of the business day. Reports around 319-833-1265 often describe repeated daily calls. If CBE Customer Solutions is calling you more than seven times in a week about a single debt, that pattern alone may cross into harassment. Some consumers only notice 319-833-1265 after it has called dozens of times. You can send CBE Customer Solutions a written request to communicate by mail only — that alone can quiet the phone while you investigate. Either way, the burden is on CBE Customer Solutions to document the debt behind 319-833-1265.

Important: a phone call — even from a real number like 319-833-1265 — does not prove you owe the debt, that the amount is correct, or that CBE Customer Solutions can legally collect it. That is exactly why your validation rights matter.

What NOT to Say If You Answer 319-833-1265

Anything you say to CBE Customer can be used to collect. Protect yourself — avoid these common mistakes on the call.

Don't admit the debt is yours

When 319-833-1265 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from CBE Customer Solutions.

Don't agree to a payment on the spot

A single payment to CBE Customer Solutions — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 319-833-1265.

Don't give bank or card details

Do not read out your bank account, debit, or credit card number to anyone calling from 319-833-1265. Any legitimate CBE Customer Solutions resolution can be handled in writing after validation.

Don't confirm personal information

Avoid confirming your SSN, date of birth, employer, or address to the 319-833-1265 caller. If it truly is your CBE Customer Solutions account, they should already have what they need and must prove it.

What To Do If 319-833-1265 Keeps Calling

Here are concrete next steps for this specific CBE Customer Solutions line. Work through them in order — each one strengthens your position before you ever discuss the debt.

  1. 1

    Pull your Equifax, Experian, and TransUnion reports to see whether the CBE Customer Solutions account tied to 319-833-1265 is actually being reported.

  2. 2

    Ask, in writing, that CBE Customer Solutions identify the original creditor behind the 319-833-1265 calls and the date the debt was opened.

  3. 3

    If you believe the 319-833-1265 debt is not yours, dispute it in writing and request that CBE Customer Solutions cease reporting until it is verified.

Your Rights When CBE Customer Calls From 319-833-1265

The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.

1. Demand Debt Validation (FDCPA §809)

Within 30 days of first contact, send CBE Customer a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.

2. Dispute With the Bureaus (FCRA §611)

If CBE Customer Solutions reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.

3. Log the Calls

Write down every call from 319-833-1265: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.

4. Send a Cease-and-Desist

You can demand in writing that CBE Customer Solutions stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.

5. Check the Statute of Limitations

Every state limits how long a collector can sue on a debt. If the debt is time-barred, CBE Customer generally cannot win a lawsuit — and a payment could dangerously restart that clock.

6. Know the Anti-Harassment Rules

The FDCPA bars CBE Customer from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.

How Crowned Credit Helps With Calls From 319-833-1265

We investigate the specific CBE Customer Solutions account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.

01

Review & Validate

We pull all three bureau reports, find every error tied to the CBE Customer account, and demand full debt validation.

02

Dispute & Escalate

Hand-packed disputes go to the bureaus and to CBE Customer Solutions. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.

03

Track & Build

We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.

Start With a Free Assessment →

Or call us directly at 336-310-0090. Results vary based on your individual credit profile.

319-833-1265 — Frequently Asked Questions

Who is calling me from 319-833-1265?

319-833-1265 is a direct-dial line associated with CBE Customer Solutions (also seen as CBE Customer), a third-party collection agency headquartered in Cedar Falls, IA. The number resolves to the Cedar Falls / Waterloo area of Iowa. If you received a call from 319-833-1265 — often showing the last four digits 1265 on your screen — it is very likely CBE Customer Solutions attempting to reach you about a debt they say you owe, most often telecom debt, utility debt, financial services.

Is 319-833-1265 a scam number?

CBE Customer Solutions is a real, registered company, and 319-833-1265 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like CBE Customer, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.

Do I have to answer or call back 319-833-1265?

You are not legally required to answer 319-833-1265 or call CBE Customer Solutions back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, CBE Customer Solutions must pause collection until it mails you proof of the debt.

Why is CBE Customer Solutions calling me about telecom debt?

A call from 319-833-1265 usually means an original telecom debt went unpaid and was placed with CBE Customer Solutions, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.

Can I stop CBE Customer Solutions from calling 319-833-1265?

Yes. The FDCPA lets you send a written cease-and-desist demand telling CBE Customer Solutions to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 319-833-1265 and any related lines must stop. This is a useful way to end harassment while you build your dispute.

Should I pay the debt CBE Customer Solutions is calling about?

Do not pay anything based on a call from 319-833-1265 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.

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Crowned Credit is a service of Crowned Advisors Inc. This page is for general educational purposes and is not legal advice. CBE Customer Solutions is an independent company and is not affiliated with or endorsed by Crowned Credit; the phone number 319-833-1265 and all company names and trademarks belong to their respective owners. Results vary based on individual credit profiles. We do not promise specific score increases or the deletion of accurate, current, and verifiable information.