Who Called From 404-566-4940?
Short answer: 404-566-4940 is a number used by MAXEX Clearing LLC (MAXEX Clearing LLC), a third-party collection agency based in Atlanta, GA — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2046418-dca on file, address of record in atlanta, ga. They are almost certainly trying to collect a debt, most often mortgage debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 404-566-4940?
The number 404-566-4940 is used by MAXEX Clearing LLC (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2046418-dca on file, address of record in atlanta, ga), a third-party collection agency in Atlanta, GA. For the full company profile — ownership, history, and known aliases — see our complete MAXEX Clearing LLC guide. This page focuses on the calls coming from 404-566-4940 specifically.
About this specific number
- 📞 Number: 404-566-4940 (area code 404, ending in 4940)
- 📍 Line type: Direct-dial — resolves to the 404 area code.
- 🏢 Operator: MAXEX Clearing LLC, a third-party collection agency in Atlanta, GA.
- 🔢 Related lines: MAXEX Clearing LLC is documented using 1 number in our directory, so calls may also come from other digits.
404-566-4940 is a direct-dial number tied to the 404 area code, which is why the call may have appeared "local" on your caller ID even though MAXEX Clearing LLC operates out of Atlanta, GA.
Some carriers display 404-566-4940 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from MAXEX Clearing LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: MAXEX Clearing LLC.
Why Is MAXEX Clearing LLC Calling Me From 404-566-4940?
In our directory, 404-566-4940 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2046418-dca on file, address of record in atlanta, ga for MAXEX Clearing LLC, which typically collects mortgage debt. A call from 404-566-4940 usually happens because:
- ✅ An original account (a mortgage debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with MAXEX Clearing LLC to collect on behalf of the original creditor.
- ✅ MAXEX Clearing LLC is now dialing you from 404-566-4940 and possibly other lines to reach a resolution.
Calls from 404-566-4940 often come right after a billing cycle closes. Some people report that 404-566-4940 calls once and hangs up, then tries again from a different MAXEX Clearing LLC line hours later. A single missed call is not proof of a valid debt. When 404-566-4940 shows up on your caller ID, it is worth checking whether the MAXEX Clearing LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make MAXEX Clearing LLC prove the mortgage debt in writing first.
Important: a phone call — even from a real number like 404-566-4940 — does not prove you owe the debt, that the amount is correct, or that MAXEX Clearing LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 404-566-4940
Anything you say to MAXEX Clearing LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 404-566-4940 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from MAXEX Clearing LLC.
Don't agree to a payment on the spot
A single payment to MAXEX Clearing LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 404-566-4940.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 404-566-4940. Any legitimate MAXEX Clearing LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 404-566-4940 caller. If it truly is your MAXEX Clearing LLC account, they should already have what they need and must prove it.
What To Do If 404-566-4940 Keeps Calling
Here are concrete next steps for this specific MAXEX Clearing LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 404-566-4940 as a contact labeled "MAXEX Clearing LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 404-566-4940 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that MAXEX Clearing LLC identify the original creditor behind the 404-566-4940 calls and the date the debt was opened.
Your Rights When MAXEX Clearing LLC Calls From 404-566-4940
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send MAXEX Clearing LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If MAXEX Clearing LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 404-566-4940: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that MAXEX Clearing LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, MAXEX Clearing LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars MAXEX Clearing LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 404-566-4940
We investigate the specific MAXEX Clearing LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the MAXEX Clearing LLC account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to MAXEX Clearing LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
404-566-4940 — Frequently Asked Questions
Who is calling me from 404-566-4940?
404-566-4940 is a direct-dial line associated with MAXEX Clearing LLC (also seen as MAXEX Clearing LLC), a third-party collection agency headquartered in Atlanta, GA. The number resolves to the 404 area code. If you received a call from 404-566-4940 — often showing the last four digits 4940 on your screen — it is very likely MAXEX Clearing LLC attempting to reach you about a debt they say you owe, most often mortgage debt.
Is 404-566-4940 a scam number?
MAXEX Clearing LLC is a real, registered company, and 404-566-4940 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like MAXEX Clearing LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 404-566-4940?
You are not legally required to answer 404-566-4940 or call MAXEX Clearing LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, MAXEX Clearing LLC must pause collection until it mails you proof of the debt.
Why is MAXEX Clearing LLC calling me about mortgage debt?
A call from 404-566-4940 usually means an original mortgage debt went unpaid and was placed with MAXEX Clearing LLC, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop MAXEX Clearing LLC from calling 404-566-4940?
Yes. The FDCPA lets you send a written cease-and-desist demand telling MAXEX Clearing LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 404-566-4940 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt MAXEX Clearing LLC is calling about?
Do not pay anything based on a call from 404-566-4940 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About MAXEX Clearing LLC
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