Who Called From 407-264-4500?
Short answer: 407-264-4500 is a number used by International Collection Agency, L.L.C (International Collection Agency, L.L.C), a third-party collection agency based in Ocoee, Florida — florida consumer-collection-agency registration cca0900630, first approved 2002, gives this line as the telephone of record (ocoee, orange county, fl). They are almost certainly trying to collect a debt, most often defaulted consumer loans. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 407-264-4500?
The number 407-264-4500 is used by International Collection Agency, L.L.C (florida consumer-collection-agency registration cca0900630, first approved 2002, gives this line as the telephone of record (ocoee, orange county, fl)), a third-party collection agency in Ocoee, Florida. For the full company profile — ownership, history, and known aliases — see our complete International Collection Agency, L.L.C guide. This page focuses on the calls coming from 407-264-4500 specifically.
About this specific number
- 📞 Number: 407-264-4500 (area code 407, ending in 4500)
- 📍 Line type: Direct-dial — resolves to the Orlando area of Florida.
- 🏢 Operator: International Collection Agency, L.L.C, a third-party collection agency in Ocoee, Florida.
- 🔢 Related lines: International Collection Agency, L.L.C is documented using 1 number in our directory, so calls may also come from other digits.
407-264-4500 is a direct-dial number tied to the Orlando area of Florida, which is why the call may have appeared "local" on your caller ID even though International Collection Agency, L.L.C operates out of Ocoee, Florida.
Some carriers display 407-264-4500 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from International Collection Agency, L.L.C.
On your caller ID, in voicemails, or in letters, this company can also appear as:
Why Is International Collection Agency, L.L.C Calling Me From 407-264-4500?
In our directory, 407-264-4500 is tracked as a florida consumer-collection-agency registration cca0900630, first approved 2002, gives this line as the telephone of record (ocoee, orange county, fl) for International Collection Agency, L.L.C, which typically collects defaulted consumer loans, credit card debt, utility arrears. A call from 407-264-4500 usually happens because:
- ✅ An original account (a defaulted consumer loans, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with International Collection Agency, L.L.C to collect on behalf of the original creditor.
- ✅ International Collection Agency, L.L.C is now dialing you from 407-264-4500 and possibly other lines to reach a resolution.
Calls from 407-264-4500 often come right after a billing cycle closes. Some people report that 407-264-4500 calls once and hangs up, then tries again from a different International Collection Agency, L.L.C line hours later. A single missed call is not proof of a valid debt. When 407-264-4500 shows up on your caller ID, it is worth checking whether the International Collection Agency, L.L.C account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make International Collection Agency, L.L.C prove the defaulted consumer loans in writing first.
Important: a phone call — even from a real number like 407-264-4500 — does not prove you owe the debt, that the amount is correct, or that International Collection Agency, L.L.C can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 407-264-4500
Anything you say to International Collection Agency, L.L.C can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 407-264-4500 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from International Collection Agency, L.L.C.
Don't agree to a payment on the spot
A single payment to International Collection Agency, L.L.C — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 407-264-4500.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 407-264-4500. Any legitimate International Collection Agency, L.L.C resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 407-264-4500 caller. If it truly is your International Collection Agency, L.L.C account, they should already have what they need and must prove it.
What To Do If 407-264-4500 Keeps Calling
Here are concrete next steps for this specific International Collection Agency, L.L.C line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 407-264-4500 as a contact labeled "International Collection Agency, L.L.C — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 407-264-4500 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that International Collection Agency, L.L.C identify the original creditor behind the 407-264-4500 calls and the date the debt was opened.
Your Rights When International Collection Agency, L.L.C Calls From 407-264-4500
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send International Collection Agency, L.L.C a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If International Collection Agency, L.L.C reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 407-264-4500: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that International Collection Agency, L.L.C stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, International Collection Agency, L.L.C generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars International Collection Agency, L.L.C from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 407-264-4500
We investigate the specific International Collection Agency, L.L.C account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the International Collection Agency, L.L.C account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to International Collection Agency, L.L.C. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
407-264-4500 — Frequently Asked Questions
Who is calling me from 407-264-4500?
407-264-4500 is a direct-dial line associated with International Collection Agency, L.L.C (also seen as International Collection Agency, L.L.C), a third-party collection agency headquartered in Ocoee, Florida. The number resolves to the Orlando area of Florida. If you received a call from 407-264-4500 — often showing the last four digits 4500 on your screen — it is very likely International Collection Agency, L.L.C attempting to reach you about a debt they say you owe, most often defaulted consumer loans, credit card debt, utility arrears.
Is 407-264-4500 a scam number?
International Collection Agency, L.L.C is a real, registered company, and 407-264-4500 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like International Collection Agency, L.L.C, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 407-264-4500?
You are not legally required to answer 407-264-4500 or call International Collection Agency, L.L.C back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, International Collection Agency, L.L.C must pause collection until it mails you proof of the debt.
Why is International Collection Agency, L.L.C calling me about defaulted consumer loans?
A call from 407-264-4500 usually means an original defaulted consumer loans went unpaid and was placed with International Collection Agency, L.L.C, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop International Collection Agency, L.L.C from calling 407-264-4500?
Yes. The FDCPA lets you send a written cease-and-desist demand telling International Collection Agency, L.L.C to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 407-264-4500 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt International Collection Agency, L.L.C is calling about?
Do not pay anything based on a call from 407-264-4500 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About International Collection Agency, L.L.C
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