Who Called From 407-628-9300?
Short answer: 407-628-9300 is a number used by Brown & Joseph, LLC (Brown and Joseph), a third-party collection agency based in Itasca, IL — telephone of record on florida consumer-collection-agency registration cca0300542 (itasca, il). They are almost certainly trying to collect a debt, most often commercial/business-to-business debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 407-628-9300?
The number 407-628-9300 is used by Brown & Joseph, LLC (telephone of record on florida consumer-collection-agency registration cca0300542 (itasca, il)), a third-party collection agency in Itasca, IL. For the full company profile — ownership, history, and known aliases — see our complete Brown & Joseph, LLC guide. This page focuses on the calls coming from 407-628-9300 specifically.
About this specific number
- 📞 Number: 407-628-9300 (area code 407, ending in 9300)
- 📍 Line type: Direct-dial — resolves to the Orlando area of Florida.
- 🏢 Operator: Brown & Joseph, LLC, a third-party collection agency in Itasca, IL.
- 🔢 Related lines: Brown & Joseph, LLC is documented using 1 number in our directory, so calls may also come from other digits.
407-628-9300 is a direct-dial number tied to the Orlando area of Florida, which is why the call may have appeared "local" on your caller ID even though Brown & Joseph, LLC operates out of Itasca, IL.
Some carriers display 407-628-9300 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Brown & Joseph, LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: Brown and Joseph, Brown & Joseph, Ltd.
Why Is Brown and Joseph Calling Me From 407-628-9300?
In our directory, 407-628-9300 is tracked as a telephone of record on florida consumer-collection-agency registration cca0300542 (itasca, il) for Brown & Joseph, LLC, which typically collects commercial/business-to-business debt. A call from 407-628-9300 usually happens because:
- ✅ An original account (a commercial/business-to-business debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Brown & Joseph, LLC to collect on behalf of the original creditor.
- ✅ Brown & Joseph, LLC is now dialing you from 407-628-9300 and possibly other lines to reach a resolution.
Calls from 407-628-9300 often come right after a billing cycle closes. Some people report that 407-628-9300 calls once and hangs up, then tries again from a different Brown & Joseph, LLC line hours later. A single missed call is not proof of a valid debt. When 407-628-9300 shows up on your caller ID, it is worth checking whether the Brown & Joseph, LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Brown & Joseph, LLC prove the commercial/business-to-business debt in writing first.
Important: a phone call — even from a real number like 407-628-9300 — does not prove you owe the debt, that the amount is correct, or that Brown & Joseph, LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 407-628-9300
Anything you say to Brown and Joseph can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 407-628-9300 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Brown & Joseph, LLC.
Don't agree to a payment on the spot
A single payment to Brown & Joseph, LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 407-628-9300.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 407-628-9300. Any legitimate Brown & Joseph, LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 407-628-9300 caller. If it truly is your Brown & Joseph, LLC account, they should already have what they need and must prove it.
What To Do If 407-628-9300 Keeps Calling
Here are concrete next steps for this specific Brown & Joseph, LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 407-628-9300 as a contact labeled "Brown & Joseph, LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 407-628-9300 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Brown & Joseph, LLC identify the original creditor behind the 407-628-9300 calls and the date the debt was opened.
Your Rights When Brown and Joseph Calls From 407-628-9300
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Brown and Joseph a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Brown & Joseph, LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 407-628-9300: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Brown & Joseph, LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Brown and Joseph generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Brown and Joseph from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 407-628-9300
We investigate the specific Brown & Joseph, LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Brown and Joseph account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Brown & Joseph, LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
407-628-9300 — Frequently Asked Questions
Who is calling me from 407-628-9300?
407-628-9300 is a direct-dial line associated with Brown & Joseph, LLC (also seen as Brown and Joseph), a third-party collection agency headquartered in Itasca, IL and operating since 1996. The number resolves to the Orlando area of Florida. If you received a call from 407-628-9300 — often showing the last four digits 9300 on your screen — it is very likely Brown & Joseph, LLC attempting to reach you about a debt they say you owe, most often commercial/business-to-business debt.
Is 407-628-9300 a scam number?
Brown & Joseph, LLC is a real, registered company, and 407-628-9300 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Brown and Joseph, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 407-628-9300?
You are not legally required to answer 407-628-9300 or call Brown & Joseph, LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Brown & Joseph, LLC must pause collection until it mails you proof of the debt.
Why is Brown & Joseph, LLC calling me about commercial/business-to-business debt?
A call from 407-628-9300 usually means an original commercial/business-to-business debt went unpaid and was placed with Brown & Joseph, LLC, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Brown & Joseph, LLC from calling 407-628-9300?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Brown & Joseph, LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 407-628-9300 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Brown & Joseph, LLC is calling about?
Do not pay anything based on a call from 407-628-9300 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Brown & Joseph, LLC
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