Who Called From 412-937-0090?
Short answer: 412-937-0090 is a number used by Collection Management Company, PA (Collection Management Company, PA), a third-party collection agency based in Pittsburgh, PA — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2055183-dca on file, address of record in pittsburgh, pa. They are almost certainly trying to collect a debt, most often consumer loans. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 412-937-0090?
The number 412-937-0090 is used by Collection Management Company, PA (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2055183-dca on file, address of record in pittsburgh, pa), a third-party collection agency in Pittsburgh, PA. For the full company profile — ownership, history, and known aliases — see our complete Collection Management Company, PA guide. This page focuses on the calls coming from 412-937-0090 specifically.
About this specific number
- 📞 Number: 412-937-0090 (area code 412, ending in 0090)
- 📍 Line type: Direct-dial — resolves to the 412 area code.
- 🏢 Operator: Collection Management Company, PA, a third-party collection agency in Pittsburgh, PA.
- 🔢 Related lines: Collection Management Company, PA is documented using 1 number in our directory, so calls may also come from other digits.
412-937-0090 is a direct-dial number tied to the 412 area code, which is why the call may have appeared "local" on your caller ID even though Collection Management Company, PA operates out of Pittsburgh, PA.
Some carriers display 412-937-0090 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Collection Management Company, PA.
On your caller ID, in voicemails, or in letters, this company can also appear as: Collection Management Company, PA, CREDIT MANAGEMENT COMPANY, CMCP.
Why Is Collection Management Company, PA Calling Me From 412-937-0090?
In our directory, 412-937-0090 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2055183-dca on file, address of record in pittsburgh, pa for Collection Management Company, PA, which typically collects consumer loans, charged-off retail accounts. A call from 412-937-0090 usually happens because:
- ✅ An original account (a consumer loans, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Collection Management Company, PA to collect on behalf of the original creditor.
- ✅ Collection Management Company, PA is now dialing you from 412-937-0090 and possibly other lines to reach a resolution.
Calls from 412-937-0090 often come right after a billing cycle closes. Some people report that 412-937-0090 calls once and hangs up, then tries again from a different Collection Management Company, PA line hours later. A single missed call is not proof of a valid debt. When 412-937-0090 shows up on your caller ID, it is worth checking whether the Collection Management Company, PA account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Collection Management Company, PA prove the consumer loans in writing first.
Important: a phone call — even from a real number like 412-937-0090 — does not prove you owe the debt, that the amount is correct, or that Collection Management Company, PA can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 412-937-0090
Anything you say to Collection Management Company, PA can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 412-937-0090 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Collection Management Company, PA.
Don't agree to a payment on the spot
A single payment to Collection Management Company, PA — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 412-937-0090.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 412-937-0090. Any legitimate Collection Management Company, PA resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 412-937-0090 caller. If it truly is your Collection Management Company, PA account, they should already have what they need and must prove it.
What To Do If 412-937-0090 Keeps Calling
Here are concrete next steps for this specific Collection Management Company, PA line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 412-937-0090 as a contact labeled "Collection Management Company, PA — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 412-937-0090 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Collection Management Company, PA identify the original creditor behind the 412-937-0090 calls and the date the debt was opened.
Your Rights When Collection Management Company, PA Calls From 412-937-0090
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Collection Management Company, PA a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Collection Management Company, PA reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 412-937-0090: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Collection Management Company, PA stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Collection Management Company, PA generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Collection Management Company, PA from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 412-937-0090
We investigate the specific Collection Management Company, PA account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Collection Management Company, PA account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Collection Management Company, PA. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
412-937-0090 — Frequently Asked Questions
Who is calling me from 412-937-0090?
412-937-0090 is a direct-dial line associated with Collection Management Company, PA (also seen as Collection Management Company, PA), a third-party collection agency headquartered in Pittsburgh, PA. The number resolves to the 412 area code. If you received a call from 412-937-0090 — often showing the last four digits 0090 on your screen — it is very likely Collection Management Company, PA attempting to reach you about a debt they say you owe, most often consumer loans, charged-off retail accounts.
Is 412-937-0090 a scam number?
Collection Management Company, PA is a real, registered company, and 412-937-0090 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Collection Management Company, PA, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 412-937-0090?
You are not legally required to answer 412-937-0090 or call Collection Management Company, PA back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Collection Management Company, PA must pause collection until it mails you proof of the debt.
Why is Collection Management Company, PA calling me about consumer loans?
A call from 412-937-0090 usually means an original consumer loans went unpaid and was placed with Collection Management Company, PA, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Collection Management Company, PA from calling 412-937-0090?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Collection Management Company, PA to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 412-937-0090 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Collection Management Company, PA is calling about?
Do not pay anything based on a call from 412-937-0090 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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