Who Called From 423-400-1059?
Short answer: 423-400-1059 is a number used by Yendo Auto Servicing LLC (Yendo Auto Servicing LLC), a third-party collection agency based in Dallas, TX — nyc department of consumer and worker protection (dcwp) debt-collection license 2132189-dcwp on file, address of record in dallas, tx. They are almost certainly trying to collect a debt, most often auto deficiency balances. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 423-400-1059?
The number 423-400-1059 is used by Yendo Auto Servicing LLC (nyc department of consumer and worker protection (dcwp) debt-collection license 2132189-dcwp on file, address of record in dallas, tx), a third-party collection agency in Dallas, TX. For the full company profile — ownership, history, and known aliases — see our complete Yendo Auto Servicing LLC guide. This page focuses on the calls coming from 423-400-1059 specifically.
About this specific number
- 📞 Number: 423-400-1059 (area code 423, ending in 1059)
- 📍 Line type: Direct-dial — resolves to the 423 area code.
- 🏢 Operator: Yendo Auto Servicing LLC, a third-party collection agency in Dallas, TX.
- 🔢 Related lines: Yendo Auto Servicing LLC is documented using 1 number in our directory, so calls may also come from other digits.
423-400-1059 is a direct-dial number tied to the 423 area code, which is why the call may have appeared "local" on your caller ID even though Yendo Auto Servicing LLC operates out of Dallas, TX.
Some carriers display 423-400-1059 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Yendo Auto Servicing LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: Yendo Auto Servicing LLC.
Why Is Yendo Auto Servicing LLC Calling Me From 423-400-1059?
In our directory, 423-400-1059 is tracked as a nyc department of consumer and worker protection (dcwp) debt-collection license 2132189-dcwp on file, address of record in dallas, tx for Yendo Auto Servicing LLC, which typically collects auto deficiency balances, consumer loans. A call from 423-400-1059 usually happens because:
- ✅ An original account (a auto deficiency balances, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Yendo Auto Servicing LLC to collect on behalf of the original creditor.
- ✅ Yendo Auto Servicing LLC is now dialing you from 423-400-1059 and possibly other lines to reach a resolution.
Calls from 423-400-1059 often come right after a billing cycle closes. Some people report that 423-400-1059 calls once and hangs up, then tries again from a different Yendo Auto Servicing LLC line hours later. A single missed call is not proof of a valid debt. When 423-400-1059 shows up on your caller ID, it is worth checking whether the Yendo Auto Servicing LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Yendo Auto Servicing LLC prove the auto deficiency balances in writing first.
Important: a phone call — even from a real number like 423-400-1059 — does not prove you owe the debt, that the amount is correct, or that Yendo Auto Servicing LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 423-400-1059
Anything you say to Yendo Auto Servicing LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 423-400-1059 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Yendo Auto Servicing LLC.
Don't agree to a payment on the spot
A single payment to Yendo Auto Servicing LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 423-400-1059.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 423-400-1059. Any legitimate Yendo Auto Servicing LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 423-400-1059 caller. If it truly is your Yendo Auto Servicing LLC account, they should already have what they need and must prove it.
What To Do If 423-400-1059 Keeps Calling
Here are concrete next steps for this specific Yendo Auto Servicing LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 423-400-1059 as a contact labeled "Yendo Auto Servicing LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 423-400-1059 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Yendo Auto Servicing LLC identify the original creditor behind the 423-400-1059 calls and the date the debt was opened.
Your Rights When Yendo Auto Servicing LLC Calls From 423-400-1059
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Yendo Auto Servicing LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Yendo Auto Servicing LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 423-400-1059: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Yendo Auto Servicing LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Yendo Auto Servicing LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Yendo Auto Servicing LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 423-400-1059
We investigate the specific Yendo Auto Servicing LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Yendo Auto Servicing LLC account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Yendo Auto Servicing LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
423-400-1059 — Frequently Asked Questions
Who is calling me from 423-400-1059?
423-400-1059 is a direct-dial line associated with Yendo Auto Servicing LLC (also seen as Yendo Auto Servicing LLC), a third-party collection agency headquartered in Dallas, TX. The number resolves to the 423 area code. If you received a call from 423-400-1059 — often showing the last four digits 1059 on your screen — it is very likely Yendo Auto Servicing LLC attempting to reach you about a debt they say you owe, most often auto deficiency balances, consumer loans.
Is 423-400-1059 a scam number?
Yendo Auto Servicing LLC is a real, registered company, and 423-400-1059 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Yendo Auto Servicing LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 423-400-1059?
You are not legally required to answer 423-400-1059 or call Yendo Auto Servicing LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Yendo Auto Servicing LLC must pause collection until it mails you proof of the debt.
Why is Yendo Auto Servicing LLC calling me about auto deficiency balances?
A call from 423-400-1059 usually means an original auto deficiency balances went unpaid and was placed with Yendo Auto Servicing LLC, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Yendo Auto Servicing LLC from calling 423-400-1059?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Yendo Auto Servicing LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 423-400-1059 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Yendo Auto Servicing LLC is calling about?
Do not pay anything based on a call from 423-400-1059 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Yendo Auto Servicing LLC
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