Who Called From 423-586-7613?
Short answer: 423-586-7613 is a number used by Account Resolution Team, Inc. (Account Resolution Team, Inc.), a third-party collection agency based in Morristown, TN — nyc department of consumer and worker protection (dcwp) debt-collection license 2133988-dcwp on file, address of record in morristown, tn. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 423-586-7613?
The number 423-586-7613 is used by Account Resolution Team, Inc. (nyc department of consumer and worker protection (dcwp) debt-collection license 2133988-dcwp on file, address of record in morristown, tn), a third-party collection agency in Morristown, TN. For the full company profile — ownership, history, and known aliases — see our complete Account Resolution Team, Inc. guide. This page focuses on the calls coming from 423-586-7613 specifically.
About this specific number
- 📞 Number: 423-586-7613 (area code 423, ending in 7613)
- 📍 Line type: Direct-dial — resolves to the 423 area code.
- 🏢 Operator: Account Resolution Team, Inc., a third-party collection agency in Morristown, TN.
- 🔢 Related lines: Account Resolution Team, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
423-586-7613 is a direct-dial number tied to the 423 area code, which is why the call may have appeared "local" on your caller ID even though Account Resolution Team, Inc. operates out of Morristown, TN.
Some carriers display 423-586-7613 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Account Resolution Team, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Account Resolution Team, Inc..
Why Is Account Resolution Team, Inc. Calling Me From 423-586-7613?
In our directory, 423-586-7613 is tracked as a nyc department of consumer and worker protection (dcwp) debt-collection license 2133988-dcwp on file, address of record in morristown, tn for Account Resolution Team, Inc., which typically collects consumer accounts, retail debt. A call from 423-586-7613 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Account Resolution Team, Inc. to collect on behalf of the original creditor.
- ✅ Account Resolution Team, Inc. is now dialing you from 423-586-7613 and possibly other lines to reach a resolution.
Calls from 423-586-7613 often come right after a billing cycle closes. Some people report that 423-586-7613 calls once and hangs up, then tries again from a different Account Resolution Team, Inc. line hours later. A single missed call is not proof of a valid debt. When 423-586-7613 shows up on your caller ID, it is worth checking whether the Account Resolution Team, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Account Resolution Team, Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 423-586-7613 — does not prove you owe the debt, that the amount is correct, or that Account Resolution Team, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 423-586-7613
Anything you say to Account Resolution Team, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 423-586-7613 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Account Resolution Team, Inc..
Don't agree to a payment on the spot
A single payment to Account Resolution Team, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 423-586-7613.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 423-586-7613. Any legitimate Account Resolution Team, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 423-586-7613 caller. If it truly is your Account Resolution Team, Inc. account, they should already have what they need and must prove it.
What To Do If 423-586-7613 Keeps Calling
Here are concrete next steps for this specific Account Resolution Team, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 423-586-7613 as a contact labeled "Account Resolution Team, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 423-586-7613 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Account Resolution Team, Inc. identify the original creditor behind the 423-586-7613 calls and the date the debt was opened.
Your Rights When Account Resolution Team, Inc. Calls From 423-586-7613
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Account Resolution Team, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Account Resolution Team, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 423-586-7613: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Account Resolution Team, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Account Resolution Team, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Account Resolution Team, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 423-586-7613
We investigate the specific Account Resolution Team, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Account Resolution Team, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Account Resolution Team, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
423-586-7613 — Frequently Asked Questions
Who is calling me from 423-586-7613?
423-586-7613 is a direct-dial line associated with Account Resolution Team, Inc. (also seen as Account Resolution Team, Inc.), a third-party collection agency headquartered in Morristown, TN. The number resolves to the 423 area code. If you received a call from 423-586-7613 — often showing the last four digits 7613 on your screen — it is very likely Account Resolution Team, Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 423-586-7613 a scam number?
Account Resolution Team, Inc. is a real, registered company, and 423-586-7613 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Account Resolution Team, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 423-586-7613?
You are not legally required to answer 423-586-7613 or call Account Resolution Team, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Account Resolution Team, Inc. must pause collection until it mails you proof of the debt.
Why is Account Resolution Team, Inc. calling me about consumer accounts?
A call from 423-586-7613 usually means an original consumer accounts went unpaid and was placed with Account Resolution Team, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Account Resolution Team, Inc. from calling 423-586-7613?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Account Resolution Team, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 423-586-7613 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Account Resolution Team, Inc. is calling about?
Do not pay anything based on a call from 423-586-7613 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Account Resolution Team, Inc.
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