Who Called From 425-681-0445?
Short answer: 425-681-0445 is a number used by Property Receivables Corp (Property Receivables Corp), a third-party collection agency based in Renton, WA — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2111431-dca on file, address of record in renton, wa. They are almost certainly trying to collect a debt, most often consumer loans. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 425-681-0445?
The number 425-681-0445 is used by Property Receivables Corp (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2111431-dca on file, address of record in renton, wa), a third-party collection agency in Renton, WA. For the full company profile — ownership, history, and known aliases — see our complete Property Receivables Corp guide. This page focuses on the calls coming from 425-681-0445 specifically.
About this specific number
- 📞 Number: 425-681-0445 (area code 425, ending in 0445)
- 📍 Line type: Direct-dial — resolves to the 425 area code.
- 🏢 Operator: Property Receivables Corp, a third-party collection agency in Renton, WA.
- 🔢 Related lines: Property Receivables Corp is documented using 1 number in our directory, so calls may also come from other digits.
425-681-0445 is a direct-dial number tied to the 425 area code, which is why the call may have appeared "local" on your caller ID even though Property Receivables Corp operates out of Renton, WA.
Some carriers display 425-681-0445 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Property Receivables Corp.
On your caller ID, in voicemails, or in letters, this company can also appear as: Property Receivables Corp, CollectTech,Revanew365, PRC.
Why Is Property Receivables Corp Calling Me From 425-681-0445?
In our directory, 425-681-0445 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2111431-dca on file, address of record in renton, wa for Property Receivables Corp, which typically collects consumer loans, charged-off retail accounts. A call from 425-681-0445 usually happens because:
- ✅ An original account (a consumer loans, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Property Receivables Corp to collect on behalf of the original creditor.
- ✅ Property Receivables Corp is now dialing you from 425-681-0445 and possibly other lines to reach a resolution.
Calls from 425-681-0445 often come right after a billing cycle closes. Some people report that 425-681-0445 calls once and hangs up, then tries again from a different Property Receivables Corp line hours later. A single missed call is not proof of a valid debt. When 425-681-0445 shows up on your caller ID, it is worth checking whether the Property Receivables Corp account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Property Receivables Corp prove the consumer loans in writing first.
Important: a phone call — even from a real number like 425-681-0445 — does not prove you owe the debt, that the amount is correct, or that Property Receivables Corp can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 425-681-0445
Anything you say to Property Receivables Corp can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 425-681-0445 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Property Receivables Corp.
Don't agree to a payment on the spot
A single payment to Property Receivables Corp — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 425-681-0445.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 425-681-0445. Any legitimate Property Receivables Corp resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 425-681-0445 caller. If it truly is your Property Receivables Corp account, they should already have what they need and must prove it.
What To Do If 425-681-0445 Keeps Calling
Here are concrete next steps for this specific Property Receivables Corp line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 425-681-0445 as a contact labeled "Property Receivables Corp — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 425-681-0445 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Property Receivables Corp identify the original creditor behind the 425-681-0445 calls and the date the debt was opened.
Your Rights When Property Receivables Corp Calls From 425-681-0445
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Property Receivables Corp a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Property Receivables Corp reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 425-681-0445: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Property Receivables Corp stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Property Receivables Corp generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Property Receivables Corp from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 425-681-0445
We investigate the specific Property Receivables Corp account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Property Receivables Corp account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Property Receivables Corp. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
425-681-0445 — Frequently Asked Questions
Who is calling me from 425-681-0445?
425-681-0445 is a direct-dial line associated with Property Receivables Corp (also seen as Property Receivables Corp), a third-party collection agency headquartered in Renton, WA. The number resolves to the 425 area code. If you received a call from 425-681-0445 — often showing the last four digits 0445 on your screen — it is very likely Property Receivables Corp attempting to reach you about a debt they say you owe, most often consumer loans, charged-off retail accounts.
Is 425-681-0445 a scam number?
Property Receivables Corp is a real, registered company, and 425-681-0445 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Property Receivables Corp, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 425-681-0445?
You are not legally required to answer 425-681-0445 or call Property Receivables Corp back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Property Receivables Corp must pause collection until it mails you proof of the debt.
Why is Property Receivables Corp calling me about consumer loans?
A call from 425-681-0445 usually means an original consumer loans went unpaid and was placed with Property Receivables Corp, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Property Receivables Corp from calling 425-681-0445?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Property Receivables Corp to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 425-681-0445 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Property Receivables Corp is calling about?
Do not pay anything based on a call from 425-681-0445 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Property Receivables Corp
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