Who Called From 425-776-9797?
Short answer: 425-776-9797 is a number used by Audit & Adjustment Company, Inc. (Audit & Adjustment Company, Inc.), a third-party collection agency based in Lynnwood, WA — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2044104-dca on file, address of record in lynnwood, wa. They are almost certainly trying to collect a debt, most often utility debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 425-776-9797?
The number 425-776-9797 is used by Audit & Adjustment Company, Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2044104-dca on file, address of record in lynnwood, wa), a third-party collection agency in Lynnwood, WA. For the full company profile — ownership, history, and known aliases — see our complete Audit & Adjustment Company, Inc. guide. This page focuses on the calls coming from 425-776-9797 specifically.
About this specific number
- 📞 Number: 425-776-9797 (area code 425, ending in 9797)
- 📍 Line type: Direct-dial — resolves to the 425 area code.
- 🏢 Operator: Audit & Adjustment Company, Inc., a third-party collection agency in Lynnwood, WA.
- 🔢 Related lines: Audit & Adjustment Company, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
425-776-9797 is a direct-dial number tied to the 425 area code, which is why the call may have appeared "local" on your caller ID even though Audit & Adjustment Company, Inc. operates out of Lynnwood, WA.
Some carriers display 425-776-9797 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Audit & Adjustment Company, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Audit & Adjustment Company, Inc., AACI.
Why Is Audit & Adjustment Company, Inc. Calling Me From 425-776-9797?
In our directory, 425-776-9797 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2044104-dca on file, address of record in lynnwood, wa for Audit & Adjustment Company, Inc., which typically collects utility debt, telecom debt. A call from 425-776-9797 usually happens because:
- ✅ An original account (a utility debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Audit & Adjustment Company, Inc. to collect on behalf of the original creditor.
- ✅ Audit & Adjustment Company, Inc. is now dialing you from 425-776-9797 and possibly other lines to reach a resolution.
Calls from 425-776-9797 often come right after a billing cycle closes. Some people report that 425-776-9797 calls once and hangs up, then tries again from a different Audit & Adjustment Company, Inc. line hours later. A single missed call is not proof of a valid debt. When 425-776-9797 shows up on your caller ID, it is worth checking whether the Audit & Adjustment Company, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Audit & Adjustment Company, Inc. prove the utility debt in writing first.
Important: a phone call — even from a real number like 425-776-9797 — does not prove you owe the debt, that the amount is correct, or that Audit & Adjustment Company, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 425-776-9797
Anything you say to Audit & Adjustment Company, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 425-776-9797 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Audit & Adjustment Company, Inc..
Don't agree to a payment on the spot
A single payment to Audit & Adjustment Company, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 425-776-9797.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 425-776-9797. Any legitimate Audit & Adjustment Company, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 425-776-9797 caller. If it truly is your Audit & Adjustment Company, Inc. account, they should already have what they need and must prove it.
What To Do If 425-776-9797 Keeps Calling
Here are concrete next steps for this specific Audit & Adjustment Company, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 425-776-9797 as a contact labeled "Audit & Adjustment Company, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 425-776-9797 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Audit & Adjustment Company, Inc. identify the original creditor behind the 425-776-9797 calls and the date the debt was opened.
Your Rights When Audit & Adjustment Company, Inc. Calls From 425-776-9797
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Audit & Adjustment Company, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Audit & Adjustment Company, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 425-776-9797: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Audit & Adjustment Company, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Audit & Adjustment Company, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Audit & Adjustment Company, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 425-776-9797
We investigate the specific Audit & Adjustment Company, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Audit & Adjustment Company, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Audit & Adjustment Company, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
425-776-9797 — Frequently Asked Questions
Who is calling me from 425-776-9797?
425-776-9797 is a direct-dial line associated with Audit & Adjustment Company, Inc. (also seen as Audit & Adjustment Company, Inc.), a third-party collection agency headquartered in Lynnwood, WA. The number resolves to the 425 area code. If you received a call from 425-776-9797 — often showing the last four digits 9797 on your screen — it is very likely Audit & Adjustment Company, Inc. attempting to reach you about a debt they say you owe, most often utility debt, telecom debt.
Is 425-776-9797 a scam number?
Audit & Adjustment Company, Inc. is a real, registered company, and 425-776-9797 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Audit & Adjustment Company, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 425-776-9797?
You are not legally required to answer 425-776-9797 or call Audit & Adjustment Company, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Audit & Adjustment Company, Inc. must pause collection until it mails you proof of the debt.
Why is Audit & Adjustment Company, Inc. calling me about utility debt?
A call from 425-776-9797 usually means an original utility debt went unpaid and was placed with Audit & Adjustment Company, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Audit & Adjustment Company, Inc. from calling 425-776-9797?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Audit & Adjustment Company, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 425-776-9797 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Audit & Adjustment Company, Inc. is calling about?
Do not pay anything based on a call from 425-776-9797 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Audit & Adjustment Company, Inc.
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