Who Called From 435-787-8435?
Short answer: 435-787-8435 is a number used by Advanced Call Center Technologies (Advanced Call Center Technologies), a third-party collection agency based in American Fork, UT — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2058204-dca on file, address of record in logan, ut. They are almost certainly trying to collect a debt, most often retail debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 435-787-8435?
The number 435-787-8435 is used by Advanced Call Center Technologies (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2058204-dca on file, address of record in logan, ut), a third-party collection agency in American Fork, UT. For the full company profile — ownership, history, and known aliases — see our complete Advanced Call Center Technologies guide. This page focuses on the calls coming from 435-787-8435 specifically.
About this specific number
- 📞 Number: 435-787-8435 (area code 435, ending in 8435)
- 📍 Line type: Direct-dial — resolves to the 435 area code.
- 🏢 Operator: Advanced Call Center Technologies, a third-party collection agency in American Fork, UT.
- 🔢 Related lines: Advanced Call Center Technologies is documented using 4 numbers in our directory, so calls may also come from other digits.
435-787-8435 is a direct-dial number tied to the 435 area code, which is why the call may have appeared "local" on your caller ID even though Advanced Call Center Technologies operates out of American Fork, UT.
Whether 435-787-8435 reaches you by call, voicemail, or text, every contact from Advanced Call Center Technologies is covered by the FDCPA — so keep a dated log of each one.
On your caller ID, in voicemails, or in letters, this company can also appear as: Advanced Call Center Technologies.
Why Is Advanced Call Center Technologies Calling Me From 435-787-8435?
In our directory, 435-787-8435 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2058204-dca on file, address of record in logan, ut for Advanced Call Center Technologies, which typically collects retail debt, telecom debt. A call from 435-787-8435 usually happens because:
- ✅ An original account (a retail debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Advanced Call Center Technologies to collect on behalf of the original creditor.
- ✅ Advanced Call Center Technologies is now dialing you from 435-787-8435 and possibly other lines to reach a resolution.
Calls from 435-787-8435 often come shortly after an account is charged off. Because 435-787-8435 is linked to Advanced Call Center Technologies, the debt behind the call is frequently one that has already changed hands or aged for years — meaning documentation gaps are common and worth challenging. A call from 435-787-8435 that threatens arrest, wage garnishment "today," or immediate legal action is a red flag. Advanced Call Center Technologies must follow due process, and threats of that kind can themselves be FDCPA violations. Remember: you control the timeline once you put your 435-787-8435 response in writing.
Important: a phone call — even from a real number like 435-787-8435 — does not prove you owe the debt, that the amount is correct, or that Advanced Call Center Technologies can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 435-787-8435
Anything you say to Advanced Call Center Technologies can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 435-787-8435 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Advanced Call Center Technologies.
Don't agree to a payment on the spot
A single payment to Advanced Call Center Technologies — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 435-787-8435.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 435-787-8435. Any legitimate Advanced Call Center Technologies resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 435-787-8435 caller. If it truly is your Advanced Call Center Technologies account, they should already have what they need and must prove it.
What To Do If 435-787-8435 Keeps Calling
Here are concrete next steps for this specific Advanced Call Center Technologies line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Do not return the call to 435-787-8435 until you have the account details in writing — a call-back can be treated as engagement.
- 2
Block 435-787-8435 on your device, but remember that Advanced Call Center Technologies may simply switch to another line — so pair blocking with a written request.
- 3
Save 435-787-8435 as a contact labeled "Advanced Call Center Technologies — do not answer" so you can screen future calls with confidence.
Your Rights When Advanced Call Center Technologies Calls From 435-787-8435
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Advanced Call Center Technologies a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Advanced Call Center Technologies reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 435-787-8435: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Advanced Call Center Technologies stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Advanced Call Center Technologies generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Advanced Call Center Technologies from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 435-787-8435
We investigate the specific Advanced Call Center Technologies account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Advanced Call Center Technologies account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Advanced Call Center Technologies. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
435-787-8435 — Frequently Asked Questions
Who is calling me from 435-787-8435?
435-787-8435 is a direct-dial line associated with Advanced Call Center Technologies (also seen as Advanced Call Center Technologies), a third-party collection agency headquartered in American Fork, UT. The number resolves to the 435 area code. If you received a call from 435-787-8435 — often showing the last four digits 8435 on your screen — it is very likely Advanced Call Center Technologies attempting to reach you about a debt they say you owe, most often retail debt, telecom debt.
Is 435-787-8435 a scam number?
Advanced Call Center Technologies is a real, registered company, and 435-787-8435 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Advanced Call Center Technologies, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 435-787-8435?
You are not legally required to answer 435-787-8435 or call Advanced Call Center Technologies back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Advanced Call Center Technologies must pause collection until it mails you proof of the debt.
Why is Advanced Call Center Technologies calling me about retail debt?
A call from 435-787-8435 usually means an original retail debt went unpaid and was placed with Advanced Call Center Technologies, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Advanced Call Center Technologies from calling 435-787-8435?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Advanced Call Center Technologies to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 435-787-8435 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Advanced Call Center Technologies is calling about?
Do not pay anything based on a call from 435-787-8435 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Advanced Call Center Technologies
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