Who Called From 443-336-5902?
Short answer: 443-336-5902 is a number used by Meridian Financial Management, Inc. (Meridian Financial Management, Inc.), a third-party collection agency based in Millersville, MD — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2043937-dca on file, address of record in millersville, md. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 443-336-5902?
The number 443-336-5902 is used by Meridian Financial Management, Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2043937-dca on file, address of record in millersville, md), a third-party collection agency in Millersville, MD. For the full company profile — ownership, history, and known aliases — see our complete Meridian Financial Management, Inc. guide. This page focuses on the calls coming from 443-336-5902 specifically.
About this specific number
- 📞 Number: 443-336-5902 (area code 443, ending in 5902)
- 📍 Line type: Direct-dial — resolves to the 443 area code.
- 🏢 Operator: Meridian Financial Management, Inc., a third-party collection agency in Millersville, MD.
- 🔢 Related lines: Meridian Financial Management, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
443-336-5902 is a direct-dial number tied to the 443 area code, which is why the call may have appeared "local" on your caller ID even though Meridian Financial Management, Inc. operates out of Millersville, MD.
Some carriers display 443-336-5902 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Meridian Financial Management, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Meridian Financial Management, Inc..
Why Is Meridian Financial Management, Inc. Calling Me From 443-336-5902?
In our directory, 443-336-5902 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2043937-dca on file, address of record in millersville, md for Meridian Financial Management, Inc., which typically collects consumer accounts, retail debt. A call from 443-336-5902 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Meridian Financial Management, Inc. to collect on behalf of the original creditor.
- ✅ Meridian Financial Management, Inc. is now dialing you from 443-336-5902 and possibly other lines to reach a resolution.
Calls from 443-336-5902 often come right after a billing cycle closes. Some people report that 443-336-5902 calls once and hangs up, then tries again from a different Meridian Financial Management, Inc. line hours later. A single missed call is not proof of a valid debt. When 443-336-5902 shows up on your caller ID, it is worth checking whether the Meridian Financial Management, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Meridian Financial Management, Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 443-336-5902 — does not prove you owe the debt, that the amount is correct, or that Meridian Financial Management, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 443-336-5902
Anything you say to Meridian Financial Management, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 443-336-5902 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Meridian Financial Management, Inc..
Don't agree to a payment on the spot
A single payment to Meridian Financial Management, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 443-336-5902.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 443-336-5902. Any legitimate Meridian Financial Management, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 443-336-5902 caller. If it truly is your Meridian Financial Management, Inc. account, they should already have what they need and must prove it.
What To Do If 443-336-5902 Keeps Calling
Here are concrete next steps for this specific Meridian Financial Management, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 443-336-5902 as a contact labeled "Meridian Financial Management, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 443-336-5902 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Meridian Financial Management, Inc. identify the original creditor behind the 443-336-5902 calls and the date the debt was opened.
Your Rights When Meridian Financial Management, Inc. Calls From 443-336-5902
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Meridian Financial Management, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Meridian Financial Management, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 443-336-5902: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Meridian Financial Management, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Meridian Financial Management, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Meridian Financial Management, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 443-336-5902
We investigate the specific Meridian Financial Management, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Meridian Financial Management, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Meridian Financial Management, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
443-336-5902 — Frequently Asked Questions
Who is calling me from 443-336-5902?
443-336-5902 is a direct-dial line associated with Meridian Financial Management, Inc. (also seen as Meridian Financial Management, Inc.), a third-party collection agency headquartered in Millersville, MD. The number resolves to the 443 area code. If you received a call from 443-336-5902 — often showing the last four digits 5902 on your screen — it is very likely Meridian Financial Management, Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 443-336-5902 a scam number?
Meridian Financial Management, Inc. is a real, registered company, and 443-336-5902 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Meridian Financial Management, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 443-336-5902?
You are not legally required to answer 443-336-5902 or call Meridian Financial Management, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Meridian Financial Management, Inc. must pause collection until it mails you proof of the debt.
Why is Meridian Financial Management, Inc. calling me about consumer accounts?
A call from 443-336-5902 usually means an original consumer accounts went unpaid and was placed with Meridian Financial Management, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Meridian Financial Management, Inc. from calling 443-336-5902?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Meridian Financial Management, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 443-336-5902 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Meridian Financial Management, Inc. is calling about?
Do not pay anything based on a call from 443-336-5902 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Meridian Financial Management, Inc.
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