Who Called From 504-841-2000?
Short answer: 504-841-2000 is a number used by Southern Credit Recovery, Inc. (SCR), a third-party collection agency based in Metairie, LA — telephone of record on florida consumer-collection-agency registration cca0200896 (metairie, la). They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 504-841-2000?
The number 504-841-2000 is used by Southern Credit Recovery, Inc. (telephone of record on florida consumer-collection-agency registration cca0200896 (metairie, la)), a third-party collection agency in Metairie, LA. For the full company profile — ownership, history, and known aliases — see our complete Southern Credit Recovery, Inc. guide. This page focuses on the calls coming from 504-841-2000 specifically.
About this specific number
- 📞 Number: 504-841-2000 (area code 504, ending in 2000)
- 📍 Line type: Direct-dial — resolves to the 504 area code.
- 🏢 Operator: Southern Credit Recovery, Inc., a third-party collection agency in Metairie, LA.
- 🔢 Related lines: Southern Credit Recovery, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
504-841-2000 is a direct-dial number tied to the 504 area code, which is why the call may have appeared "local" on your caller ID even though Southern Credit Recovery, Inc. operates out of Metairie, LA.
Some carriers display 504-841-2000 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Southern Credit Recovery, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: SCR, SCR Fast Pay.
Why Is SCR Calling Me From 504-841-2000?
In our directory, 504-841-2000 is tracked as a telephone of record on florida consumer-collection-agency registration cca0200896 (metairie, la) for Southern Credit Recovery, Inc., which typically collects consumer accounts, retail debt. A call from 504-841-2000 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Southern Credit Recovery, Inc. to collect on behalf of the original creditor.
- ✅ Southern Credit Recovery, Inc. is now dialing you from 504-841-2000 and possibly other lines to reach a resolution.
Calls from 504-841-2000 often come right after a billing cycle closes. Some people report that 504-841-2000 calls once and hangs up, then tries again from a different Southern Credit Recovery, Inc. line hours later. A single missed call is not proof of a valid debt. When 504-841-2000 shows up on your caller ID, it is worth checking whether the Southern Credit Recovery, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Southern Credit Recovery, Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 504-841-2000 — does not prove you owe the debt, that the amount is correct, or that Southern Credit Recovery, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 504-841-2000
Anything you say to SCR can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 504-841-2000 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Southern Credit Recovery, Inc..
Don't agree to a payment on the spot
A single payment to Southern Credit Recovery, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 504-841-2000.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 504-841-2000. Any legitimate Southern Credit Recovery, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 504-841-2000 caller. If it truly is your Southern Credit Recovery, Inc. account, they should already have what they need and must prove it.
What To Do If 504-841-2000 Keeps Calling
Here are concrete next steps for this specific Southern Credit Recovery, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 504-841-2000 as a contact labeled "Southern Credit Recovery, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 504-841-2000 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Southern Credit Recovery, Inc. identify the original creditor behind the 504-841-2000 calls and the date the debt was opened.
Your Rights When SCR Calls From 504-841-2000
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send SCR a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Southern Credit Recovery, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 504-841-2000: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Southern Credit Recovery, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, SCR generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars SCR from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 504-841-2000
We investigate the specific Southern Credit Recovery, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the SCR account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Southern Credit Recovery, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
504-841-2000 — Frequently Asked Questions
Who is calling me from 504-841-2000?
504-841-2000 is a direct-dial line associated with Southern Credit Recovery, Inc. (also seen as SCR), a third-party collection agency headquartered in Metairie, LA. The number resolves to the 504 area code. If you received a call from 504-841-2000 — often showing the last four digits 2000 on your screen — it is very likely Southern Credit Recovery, Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 504-841-2000 a scam number?
Southern Credit Recovery, Inc. is a real, registered company, and 504-841-2000 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like SCR, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 504-841-2000?
You are not legally required to answer 504-841-2000 or call Southern Credit Recovery, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Southern Credit Recovery, Inc. must pause collection until it mails you proof of the debt.
Why is Southern Credit Recovery, Inc. calling me about consumer accounts?
A call from 504-841-2000 usually means an original consumer accounts went unpaid and was placed with Southern Credit Recovery, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Southern Credit Recovery, Inc. from calling 504-841-2000?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Southern Credit Recovery, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 504-841-2000 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Southern Credit Recovery, Inc. is calling about?
Do not pay anything based on a call from 504-841-2000 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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