Who Called From 508-366-0888?
Short answer: 508-366-0888 is a number used by Associated Credit Services, Inc. (Associated Credit Services, Inc.), a third-party collection agency based in Southington, CT — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2082470-dca on file, address of record in tewksbury, ma. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 508-366-0888?
The number 508-366-0888 is used by Associated Credit Services, Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2082470-dca on file, address of record in tewksbury, ma), a third-party collection agency in Southington, CT. For the full company profile — ownership, history, and known aliases — see our complete Associated Credit Services, Inc. guide. This page focuses on the calls coming from 508-366-0888 specifically.
About this specific number
- 📞 Number: 508-366-0888 (area code 508, ending in 0888)
- 📍 Line type: Direct-dial — resolves to the 508 area code.
- 🏢 Operator: Associated Credit Services, Inc., a third-party collection agency in Southington, CT.
- 🔢 Related lines: Associated Credit Services, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
508-366-0888 is a direct-dial number tied to the 508 area code, which is why the call may have appeared "local" on your caller ID even though Associated Credit Services, Inc. operates out of Southington, CT.
Some carriers display 508-366-0888 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Associated Credit Services, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Associated Credit Services, Inc..
Why Is Associated Credit Services, Inc. Calling Me From 508-366-0888?
In our directory, 508-366-0888 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2082470-dca on file, address of record in tewksbury, ma for Associated Credit Services, Inc., which typically collects consumer accounts. A call from 508-366-0888 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Associated Credit Services, Inc. to collect on behalf of the original creditor.
- ✅ Associated Credit Services, Inc. is now dialing you from 508-366-0888 and possibly other lines to reach a resolution.
Calls from 508-366-0888 often come right after a billing cycle closes. Some people report that 508-366-0888 calls once and hangs up, then tries again from a different Associated Credit Services, Inc. line hours later. A single missed call is not proof of a valid debt. When 508-366-0888 shows up on your caller ID, it is worth checking whether the Associated Credit Services, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Associated Credit Services, Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 508-366-0888 — does not prove you owe the debt, that the amount is correct, or that Associated Credit Services, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 508-366-0888
Anything you say to Associated Credit Services, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 508-366-0888 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Associated Credit Services, Inc..
Don't agree to a payment on the spot
A single payment to Associated Credit Services, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 508-366-0888.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 508-366-0888. Any legitimate Associated Credit Services, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 508-366-0888 caller. If it truly is your Associated Credit Services, Inc. account, they should already have what they need and must prove it.
What To Do If 508-366-0888 Keeps Calling
Here are concrete next steps for this specific Associated Credit Services, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 508-366-0888 as a contact labeled "Associated Credit Services, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 508-366-0888 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Associated Credit Services, Inc. identify the original creditor behind the 508-366-0888 calls and the date the debt was opened.
Your Rights When Associated Credit Services, Inc. Calls From 508-366-0888
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Associated Credit Services, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Associated Credit Services, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 508-366-0888: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Associated Credit Services, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Associated Credit Services, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Associated Credit Services, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 508-366-0888
We investigate the specific Associated Credit Services, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Associated Credit Services, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Associated Credit Services, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
508-366-0888 — Frequently Asked Questions
Who is calling me from 508-366-0888?
508-366-0888 is a direct-dial line associated with Associated Credit Services, Inc. (also seen as Associated Credit Services, Inc.), a third-party collection agency headquartered in Southington, CT and operating since 1969. The number resolves to the 508 area code. If you received a call from 508-366-0888 — often showing the last four digits 0888 on your screen — it is very likely Associated Credit Services, Inc. attempting to reach you about a debt they say you owe, most often consumer accounts.
Is 508-366-0888 a scam number?
Associated Credit Services, Inc. is a real, registered company, and 508-366-0888 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Associated Credit Services, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 508-366-0888?
You are not legally required to answer 508-366-0888 or call Associated Credit Services, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Associated Credit Services, Inc. must pause collection until it mails you proof of the debt.
Why is Associated Credit Services, Inc. calling me about consumer accounts?
A call from 508-366-0888 usually means an original consumer accounts went unpaid and was placed with Associated Credit Services, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Associated Credit Services, Inc. from calling 508-366-0888?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Associated Credit Services, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 508-366-0888 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Associated Credit Services, Inc. is calling about?
Do not pay anything based on a call from 508-366-0888 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Associated Credit Services, Inc.
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