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Debt Collector Caller ID · Third-Party Collection Agency

Who Called From 508-923-0310?

Short answer: 508-923-0310 is a number used by Action Collection Agencies, Inc (Action Collection Agencies, Inc), a third-party collection agency based in Middleboro, MAnyc department of consumer affairs (predecessor to dcwp) debt-collection license 2047931-dca on file, address of record in middleboro, ma. They are almost certainly trying to collect a debt, most often retail debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.

Number508-923-0310
Belongs ToAction Collection Agencies, Inc
TypeThird-Party Collection Agency
HeadquartersMiddleboro, MA

Whose Number Is 508-923-0310?

The number 508-923-0310 is used by Action Collection Agencies, Inc (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2047931-dca on file, address of record in middleboro, ma), a third-party collection agency in Middleboro, MA. For the full company profile — ownership, history, and known aliases — see our complete Action Collection Agencies, Inc guide. This page focuses on the calls coming from 508-923-0310 specifically.

About this specific number

  • 📞 Number: 508-923-0310 (area code 508, ending in 0310)
  • 📍 Line type: Direct-dial — resolves to the 508 area code.
  • 🏢 Operator: Action Collection Agencies, Inc, a third-party collection agency in Middleboro, MA.
  • 🔢 Related lines: Action Collection Agencies, Inc is documented using 1 number in our directory, so calls may also come from other digits.

508-923-0310 is a direct-dial number tied to the 508 area code, which is why the call may have appeared "local" on your caller ID even though Action Collection Agencies, Inc operates out of Middleboro, MA.

Some carriers display 508-923-0310 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Action Collection Agencies, Inc.

On your caller ID, in voicemails, or in letters, this company can also appear as: Action Collection Agencies, Inc, Action Collection Agency of Boston, ACAI.

Why Is Action Collection Agencies, Inc Calling Me From 508-923-0310?

In our directory, 508-923-0310 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2047931-dca on file, address of record in middleboro, ma for Action Collection Agencies, Inc, which typically collects retail debt, membership/service contracts. A call from 508-923-0310 usually happens because:

  • ✅ An original account (a retail debt, for example) went unpaid and was charged off by the creditor.
  • ✅ The account was placed with Action Collection Agencies, Inc to collect on behalf of the original creditor.
  • Action Collection Agencies, Inc is now dialing you from 508-923-0310 and possibly other lines to reach a resolution.

Calls from 508-923-0310 often come right after a billing cycle closes. Some people report that 508-923-0310 calls once and hangs up, then tries again from a different Action Collection Agencies, Inc line hours later. A single missed call is not proof of a valid debt. When 508-923-0310 shows up on your caller ID, it is worth checking whether the Action Collection Agencies, Inc account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Action Collection Agencies, Inc prove the retail debt in writing first.

Important: a phone call — even from a real number like 508-923-0310 — does not prove you owe the debt, that the amount is correct, or that Action Collection Agencies, Inc can legally collect it. That is exactly why your validation rights matter.

What NOT to Say If You Answer 508-923-0310

Anything you say to Action Collection Agencies, Inc can be used to collect. Protect yourself — avoid these common mistakes on the call.

Don't admit the debt is yours

When 508-923-0310 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Action Collection Agencies, Inc.

Don't agree to a payment on the spot

A single payment to Action Collection Agencies, Inc — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 508-923-0310.

Don't give bank or card details

Do not read out your bank account, debit, or credit card number to anyone calling from 508-923-0310. Any legitimate Action Collection Agencies, Inc resolution can be handled in writing after validation.

Don't confirm personal information

Avoid confirming your SSN, date of birth, employer, or address to the 508-923-0310 caller. If it truly is your Action Collection Agencies, Inc account, they should already have what they need and must prove it.

What To Do If 508-923-0310 Keeps Calling

Here are concrete next steps for this specific Action Collection Agencies, Inc line. Work through them in order — each one strengthens your position before you ever discuss the debt.

  1. 1

    Save 508-923-0310 as a contact labeled "Action Collection Agencies, Inc — do not answer" so you can screen future calls with confidence.

  2. 2

    Do not return the call to 508-923-0310 until you have the account details in writing — a call-back can be treated as engagement.

  3. 3

    Ask, in writing, that Action Collection Agencies, Inc identify the original creditor behind the 508-923-0310 calls and the date the debt was opened.

Your Rights When Action Collection Agencies, Inc Calls From 508-923-0310

The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.

1. Demand Debt Validation (FDCPA §809)

Within 30 days of first contact, send Action Collection Agencies, Inc a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.

2. Dispute With the Bureaus (FCRA §611)

If Action Collection Agencies, Inc reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.

3. Log the Calls

Write down every call from 508-923-0310: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.

4. Send a Cease-and-Desist

You can demand in writing that Action Collection Agencies, Inc stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.

5. Check the Statute of Limitations

Every state limits how long a collector can sue on a debt. If the debt is time-barred, Action Collection Agencies, Inc generally cannot win a lawsuit — and a payment could dangerously restart that clock.

6. Know the Anti-Harassment Rules

The FDCPA bars Action Collection Agencies, Inc from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.

How Crowned Credit Helps With Calls From 508-923-0310

We investigate the specific Action Collection Agencies, Inc account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.

01

Review & Validate

We pull all three bureau reports, find every error tied to the Action Collection Agencies, Inc account, and demand full debt validation.

02

Dispute & Escalate

Hand-packed disputes go to the bureaus and to Action Collection Agencies, Inc. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.

03

Track & Build

We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.

Start With a Free Assessment →

Or call us directly at 336-310-0090. Results vary based on your individual credit profile.

508-923-0310 — Frequently Asked Questions

Who is calling me from 508-923-0310?

508-923-0310 is a direct-dial line associated with Action Collection Agencies, Inc (also seen as Action Collection Agencies, Inc), a third-party collection agency headquartered in Middleboro, MA. The number resolves to the 508 area code. If you received a call from 508-923-0310 — often showing the last four digits 0310 on your screen — it is very likely Action Collection Agencies, Inc attempting to reach you about a debt they say you owe, most often retail debt, membership/service contracts.

Is 508-923-0310 a scam number?

Action Collection Agencies, Inc is a real, registered company, and 508-923-0310 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Action Collection Agencies, Inc, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.

Do I have to answer or call back 508-923-0310?

You are not legally required to answer 508-923-0310 or call Action Collection Agencies, Inc back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Action Collection Agencies, Inc must pause collection until it mails you proof of the debt.

Why is Action Collection Agencies, Inc calling me about retail debt?

A call from 508-923-0310 usually means an original retail debt went unpaid and was placed with Action Collection Agencies, Inc, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.

Can I stop Action Collection Agencies, Inc from calling 508-923-0310?

Yes. The FDCPA lets you send a written cease-and-desist demand telling Action Collection Agencies, Inc to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 508-923-0310 and any related lines must stop. This is a useful way to end harassment while you build your dispute.

Should I pay the debt Action Collection Agencies, Inc is calling about?

Do not pay anything based on a call from 508-923-0310 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.

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Crowned Credit is a service of Crowned Advisors Inc. This page is for general educational purposes and is not legal advice. Action Collection Agencies, Inc is an independent company and is not affiliated with or endorsed by Crowned Credit; the phone number 508-923-0310 and all company names and trademarks belong to their respective owners. Results vary based on individual credit profiles. We do not promise specific score increases or the deletion of accurate, current, and verifiable information.