Who Called From 509-654-7110?
Short answer: 509-654-7110 is a number used by Evergreen Financial Services (Evergreen Financial Services), a medical debt collector based in Yakima, WA — documented consumer line (public directory record). They are almost certainly trying to collect a debt, most often medical debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 509-654-7110?
The number 509-654-7110 is used by Evergreen Financial Services (documented consumer line (public directory record)), a medical debt collector in Yakima, WA. For the full company profile — ownership, history, and known aliases — see our complete Evergreen Financial Services guide. This page focuses on the calls coming from 509-654-7110 specifically.
About this specific number
- 📞 Number: 509-654-7110 (area code 509, ending in 7110)
- 📍 Line type: Direct-dial — resolves to the 509 area code.
- 🏢 Operator: Evergreen Financial Services, a medical debt collector in Yakima, WA.
- 🔢 Related lines: Evergreen Financial Services is documented using 1 number in our directory, so calls may also come from other digits.
509-654-7110 is a direct-dial number tied to the 509 area code, which is why the call may have appeared "local" on your caller ID even though Evergreen Financial Services operates out of Yakima, WA.
Some carriers display 509-654-7110 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Evergreen Financial Services.
On your caller ID, in voicemails, or in letters, this company can also appear as: Evergreen Financial Services.
Why Is Evergreen Financial Services Calling Me From 509-654-7110?
In our directory, 509-654-7110 is tracked as a documented consumer line (public directory record) for Evergreen Financial Services, which typically collects medical debt, utilities, government receivables, financial services. A call from 509-654-7110 usually happens because:
- ✅ An original account (a medical debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Evergreen Financial Services to collect on behalf of the original creditor.
- ✅ Evergreen Financial Services is now dialing you from 509-654-7110 and possibly other lines to reach a resolution.
Calls from 509-654-7110 often come right after a billing cycle closes. Some people report that 509-654-7110 calls once and hangs up, then tries again from a different Evergreen Financial Services line hours later. A single missed call is not proof of a valid debt. When 509-654-7110 shows up on your caller ID, it is worth checking whether the Evergreen Financial Services account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Evergreen Financial Services prove the medical debt in writing first.
Important: a phone call — even from a real number like 509-654-7110 — does not prove you owe the debt, that the amount is correct, or that Evergreen Financial Services can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 509-654-7110
Anything you say to Evergreen Financial Services can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 509-654-7110 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Evergreen Financial Services.
Don't agree to a payment on the spot
A single payment to Evergreen Financial Services — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 509-654-7110.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 509-654-7110. Any legitimate Evergreen Financial Services resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 509-654-7110 caller. If it truly is your Evergreen Financial Services account, they should already have what they need and must prove it.
What To Do If 509-654-7110 Keeps Calling
Here are concrete next steps for this specific Evergreen Financial Services line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 509-654-7110 as a contact labeled "Evergreen Financial Services — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 509-654-7110 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Evergreen Financial Services identify the original creditor behind the 509-654-7110 calls and the date the debt was opened.
Your Rights When Evergreen Financial Services Calls From 509-654-7110
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Evergreen Financial Services a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Evergreen Financial Services reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 509-654-7110: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Evergreen Financial Services stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Evergreen Financial Services generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Evergreen Financial Services from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 509-654-7110
We investigate the specific Evergreen Financial Services account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Evergreen Financial Services account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Evergreen Financial Services. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
509-654-7110 — Frequently Asked Questions
Who is calling me from 509-654-7110?
509-654-7110 is a direct-dial line associated with Evergreen Financial Services (also seen as Evergreen Financial Services), a medical debt collector headquartered in Yakima, WA. The number resolves to the 509 area code. If you received a call from 509-654-7110 — often showing the last four digits 7110 on your screen — it is very likely Evergreen Financial Services attempting to reach you about a debt they say you owe, most often medical debt, utilities, government receivables, financial services.
Is 509-654-7110 a scam number?
Evergreen Financial Services is a real, registered company, and 509-654-7110 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Evergreen Financial Services, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 509-654-7110?
You are not legally required to answer 509-654-7110 or call Evergreen Financial Services back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Evergreen Financial Services must pause collection until it mails you proof of the debt.
Why is Evergreen Financial Services calling me about medical debt?
A call from 509-654-7110 usually means an original medical debt went unpaid and was placed with Evergreen Financial Services, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Evergreen Financial Services from calling 509-654-7110?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Evergreen Financial Services to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 509-654-7110 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Evergreen Financial Services is calling about?
Do not pay anything based on a call from 509-654-7110 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Evergreen Financial Services
Local to North Carolina? We help residents statewide:
Ready to Improve Your Credit Score?
Take the first step towards financial freedom today. Schedule your free consultation with our credit repair experts.