Who Called From 509-925-4178?
Short answer: 509-925-4178 is a number used by Olympic Credit Service Inc. (Olympic Credit Service Inc.), a third-party collection agency based in Yakima, Washington — florida consumer-collection-agency registration cca9901152, first approved 1999, carries this telephone of record (yakima, wa). They are almost certainly trying to collect a debt, most often property management balances. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 509-925-4178?
The number 509-925-4178 is used by Olympic Credit Service Inc. (florida consumer-collection-agency registration cca9901152, first approved 1999, carries this telephone of record (yakima, wa)), a third-party collection agency in Yakima, Washington. For the full company profile — ownership, history, and known aliases — see our complete Olympic Credit Service Inc. guide. This page focuses on the calls coming from 509-925-4178 specifically.
About this specific number
- 📞 Number: 509-925-4178 (area code 509, ending in 4178)
- 📍 Line type: Direct-dial — resolves to the 509 area code.
- 🏢 Operator: Olympic Credit Service Inc., a third-party collection agency in Yakima, Washington.
- 🔢 Related lines: Olympic Credit Service Inc. is documented using 1 number in our directory, so calls may also come from other digits.
509-925-4178 is a direct-dial number tied to the 509 area code, which is why the call may have appeared "local" on your caller ID even though Olympic Credit Service Inc. operates out of Yakima, Washington.
Some carriers display 509-925-4178 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Olympic Credit Service Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as:
Why Is Olympic Credit Service Inc. Calling Me From 509-925-4178?
In our directory, 509-925-4178 is tracked as a florida consumer-collection-agency registration cca9901152, first approved 1999, carries this telephone of record (yakima, wa) for Olympic Credit Service Inc., which typically collects property management balances, utility accounts, retail accounts. A call from 509-925-4178 usually happens because:
- ✅ An original account (a property management balances, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Olympic Credit Service Inc. to collect on behalf of the original creditor.
- ✅ Olympic Credit Service Inc. is now dialing you from 509-925-4178 and possibly other lines to reach a resolution.
Calls from 509-925-4178 often come right after a billing cycle closes. Some people report that 509-925-4178 calls once and hangs up, then tries again from a different Olympic Credit Service Inc. line hours later. A single missed call is not proof of a valid debt. When 509-925-4178 shows up on your caller ID, it is worth checking whether the Olympic Credit Service Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Olympic Credit Service Inc. prove the property management balances in writing first.
Important: a phone call — even from a real number like 509-925-4178 — does not prove you owe the debt, that the amount is correct, or that Olympic Credit Service Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 509-925-4178
Anything you say to Olympic Credit Service Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 509-925-4178 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Olympic Credit Service Inc..
Don't agree to a payment on the spot
A single payment to Olympic Credit Service Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 509-925-4178.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 509-925-4178. Any legitimate Olympic Credit Service Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 509-925-4178 caller. If it truly is your Olympic Credit Service Inc. account, they should already have what they need and must prove it.
What To Do If 509-925-4178 Keeps Calling
Here are concrete next steps for this specific Olympic Credit Service Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 509-925-4178 as a contact labeled "Olympic Credit Service Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 509-925-4178 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Olympic Credit Service Inc. identify the original creditor behind the 509-925-4178 calls and the date the debt was opened.
Your Rights When Olympic Credit Service Inc. Calls From 509-925-4178
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Olympic Credit Service Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Olympic Credit Service Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 509-925-4178: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Olympic Credit Service Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Olympic Credit Service Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Olympic Credit Service Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 509-925-4178
We investigate the specific Olympic Credit Service Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Olympic Credit Service Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Olympic Credit Service Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
509-925-4178 — Frequently Asked Questions
Who is calling me from 509-925-4178?
509-925-4178 is a direct-dial line associated with Olympic Credit Service Inc. (also seen as Olympic Credit Service Inc.), a third-party collection agency headquartered in Yakima, Washington. The number resolves to the 509 area code. If you received a call from 509-925-4178 — often showing the last four digits 4178 on your screen — it is very likely Olympic Credit Service Inc. attempting to reach you about a debt they say you owe, most often property management balances, utility accounts, retail accounts.
Is 509-925-4178 a scam number?
Olympic Credit Service Inc. is a real, registered company, and 509-925-4178 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Olympic Credit Service Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 509-925-4178?
You are not legally required to answer 509-925-4178 or call Olympic Credit Service Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Olympic Credit Service Inc. must pause collection until it mails you proof of the debt.
Why is Olympic Credit Service Inc. calling me about property management balances?
A call from 509-925-4178 usually means an original property management balances went unpaid and was placed with Olympic Credit Service Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Olympic Credit Service Inc. from calling 509-925-4178?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Olympic Credit Service Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 509-925-4178 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Olympic Credit Service Inc. is calling about?
Do not pay anything based on a call from 509-925-4178 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Olympic Credit Service Inc.
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