Who Called From 512-501-2400?
Short answer: 512-501-2400 is a number used by Loan Science, LLC (Loan Science, LLC), a third-party collection agency based in Austin, TX — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2039729-dca on file, address of record in austin, tx. They are almost certainly trying to collect a debt, most often mortgage debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 512-501-2400?
The number 512-501-2400 is used by Loan Science, LLC (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2039729-dca on file, address of record in austin, tx), a third-party collection agency in Austin, TX. For the full company profile — ownership, history, and known aliases — see our complete Loan Science, LLC guide. This page focuses on the calls coming from 512-501-2400 specifically.
About this specific number
- 📞 Number: 512-501-2400 (area code 512, ending in 2400)
- 📍 Line type: Direct-dial — resolves to the 512 area code.
- 🏢 Operator: Loan Science, LLC, a third-party collection agency in Austin, TX.
- 🔢 Related lines: Loan Science, LLC is documented using 1 number in our directory, so calls may also come from other digits.
512-501-2400 is a direct-dial number tied to the 512 area code, which is why the call may have appeared "local" on your caller ID even though Loan Science, LLC operates out of Austin, TX.
Some carriers display 512-501-2400 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Loan Science, LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: Loan Science, LLC.
Why Is Loan Science, LLC Calling Me From 512-501-2400?
In our directory, 512-501-2400 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2039729-dca on file, address of record in austin, tx for Loan Science, LLC, which typically collects mortgage debt. A call from 512-501-2400 usually happens because:
- ✅ An original account (a mortgage debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Loan Science, LLC to collect on behalf of the original creditor.
- ✅ Loan Science, LLC is now dialing you from 512-501-2400 and possibly other lines to reach a resolution.
Calls from 512-501-2400 often come right after a billing cycle closes. Some people report that 512-501-2400 calls once and hangs up, then tries again from a different Loan Science, LLC line hours later. A single missed call is not proof of a valid debt. When 512-501-2400 shows up on your caller ID, it is worth checking whether the Loan Science, LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Loan Science, LLC prove the mortgage debt in writing first.
Important: a phone call — even from a real number like 512-501-2400 — does not prove you owe the debt, that the amount is correct, or that Loan Science, LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 512-501-2400
Anything you say to Loan Science, LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 512-501-2400 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Loan Science, LLC.
Don't agree to a payment on the spot
A single payment to Loan Science, LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 512-501-2400.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 512-501-2400. Any legitimate Loan Science, LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 512-501-2400 caller. If it truly is your Loan Science, LLC account, they should already have what they need and must prove it.
What To Do If 512-501-2400 Keeps Calling
Here are concrete next steps for this specific Loan Science, LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 512-501-2400 as a contact labeled "Loan Science, LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 512-501-2400 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Loan Science, LLC identify the original creditor behind the 512-501-2400 calls and the date the debt was opened.
Your Rights When Loan Science, LLC Calls From 512-501-2400
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Loan Science, LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Loan Science, LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 512-501-2400: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Loan Science, LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Loan Science, LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Loan Science, LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 512-501-2400
We investigate the specific Loan Science, LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Loan Science, LLC account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Loan Science, LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
512-501-2400 — Frequently Asked Questions
Who is calling me from 512-501-2400?
512-501-2400 is a direct-dial line associated with Loan Science, LLC (also seen as Loan Science, LLC), a third-party collection agency headquartered in Austin, TX. The number resolves to the 512 area code. If you received a call from 512-501-2400 — often showing the last four digits 2400 on your screen — it is very likely Loan Science, LLC attempting to reach you about a debt they say you owe, most often mortgage debt.
Is 512-501-2400 a scam number?
Loan Science, LLC is a real, registered company, and 512-501-2400 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Loan Science, LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 512-501-2400?
You are not legally required to answer 512-501-2400 or call Loan Science, LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Loan Science, LLC must pause collection until it mails you proof of the debt.
Why is Loan Science, LLC calling me about mortgage debt?
A call from 512-501-2400 usually means an original mortgage debt went unpaid and was placed with Loan Science, LLC, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Loan Science, LLC from calling 512-501-2400?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Loan Science, LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 512-501-2400 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Loan Science, LLC is calling about?
Do not pay anything based on a call from 512-501-2400 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Loan Science, LLC
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