Who Called From 513-562-1300?
Short answer: 513-562-1300 is a number used by Maximum Recovery Specialist (Maximum Recovery Specialist), a third-party collection agency based in Simi Valley, CA — simi valley, ca headquarters / main line. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 513-562-1300?
The number 513-562-1300 is used by Maximum Recovery Specialist (simi valley, ca headquarters / main line), a third-party collection agency in Simi Valley, CA. For the full company profile — ownership, history, and known aliases — see our complete Maximum Recovery Specialist guide. This page focuses on the calls coming from 513-562-1300 specifically.
About this specific number
- 📞 Number: 513-562-1300 (area code 513, ending in 1300)
- 📍 Line type: Direct-dial — resolves to the Cincinnati area of Ohio.
- 🏢 Operator: Maximum Recovery Specialist, a third-party collection agency in Simi Valley, CA.
- 🔢 Related lines: Maximum Recovery Specialist is documented using 1 number in our directory, so calls may also come from other digits.
513-562-1300 is a direct-dial number tied to the Cincinnati area of Ohio, which is why the call may have appeared "local" on your caller ID even though Maximum Recovery Specialist operates out of Simi Valley, CA.
Some carriers display 513-562-1300 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Maximum Recovery Specialist.
On your caller ID, in voicemails, or in letters, this company can also appear as: Maximum Recovery Specialist.
Why Is Maximum Recovery Specialist Calling Me From 513-562-1300?
In our directory, 513-562-1300 is tracked as a simi valley, ca headquarters / main line for Maximum Recovery Specialist, which typically collects consumer accounts. A call from 513-562-1300 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Maximum Recovery Specialist to collect on behalf of the original creditor.
- ✅ Maximum Recovery Specialist is now dialing you from 513-562-1300 and possibly other lines to reach a resolution.
Calls from 513-562-1300 often come right after a billing cycle closes. Some people report that 513-562-1300 calls once and hangs up, then tries again from a different Maximum Recovery Specialist line hours later. A single missed call is not proof of a valid debt. When 513-562-1300 shows up on your caller ID, it is worth checking whether the Maximum Recovery Specialist account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Maximum Recovery Specialist prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 513-562-1300 — does not prove you owe the debt, that the amount is correct, or that Maximum Recovery Specialist can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 513-562-1300
Anything you say to Maximum Recovery Specialist can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 513-562-1300 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Maximum Recovery Specialist.
Don't agree to a payment on the spot
A single payment to Maximum Recovery Specialist — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 513-562-1300.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 513-562-1300. Any legitimate Maximum Recovery Specialist resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 513-562-1300 caller. If it truly is your Maximum Recovery Specialist account, they should already have what they need and must prove it.
What To Do If 513-562-1300 Keeps Calling
Here are concrete next steps for this specific Maximum Recovery Specialist line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 513-562-1300 as a contact labeled "Maximum Recovery Specialist — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 513-562-1300 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Maximum Recovery Specialist identify the original creditor behind the 513-562-1300 calls and the date the debt was opened.
Your Rights When Maximum Recovery Specialist Calls From 513-562-1300
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Maximum Recovery Specialist a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Maximum Recovery Specialist reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 513-562-1300: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Maximum Recovery Specialist stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Maximum Recovery Specialist generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Maximum Recovery Specialist from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 513-562-1300
We investigate the specific Maximum Recovery Specialist account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Maximum Recovery Specialist account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Maximum Recovery Specialist. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
513-562-1300 — Frequently Asked Questions
Who is calling me from 513-562-1300?
513-562-1300 is a direct-dial line associated with Maximum Recovery Specialist (also seen as Maximum Recovery Specialist), a third-party collection agency headquartered in Simi Valley, CA. The number resolves to the Cincinnati area of Ohio. If you received a call from 513-562-1300 — often showing the last four digits 1300 on your screen — it is very likely Maximum Recovery Specialist attempting to reach you about a debt they say you owe, most often consumer accounts.
Is 513-562-1300 a scam number?
Maximum Recovery Specialist is a real, registered company, and 513-562-1300 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Maximum Recovery Specialist, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 513-562-1300?
You are not legally required to answer 513-562-1300 or call Maximum Recovery Specialist back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Maximum Recovery Specialist must pause collection until it mails you proof of the debt.
Why is Maximum Recovery Specialist calling me about consumer accounts?
A call from 513-562-1300 usually means an original consumer accounts went unpaid and was placed with Maximum Recovery Specialist, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Maximum Recovery Specialist from calling 513-562-1300?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Maximum Recovery Specialist to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 513-562-1300 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Maximum Recovery Specialist is calling about?
Do not pay anything based on a call from 513-562-1300 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Maximum Recovery Specialist
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