Who Called From 516-295-4636?
Short answer: 516-295-4636 is a number used by D.b.f. Collection Corp (D.b.f. Collection Corp), a third-party collection agency based in Hewlett, NY — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1111249-dca on file, address of record in hewlett, ny. They are almost certainly trying to collect a debt, most often credit card debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 516-295-4636?
The number 516-295-4636 is used by D.b.f. Collection Corp (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1111249-dca on file, address of record in hewlett, ny), a third-party collection agency in Hewlett, NY. For the full company profile — ownership, history, and known aliases — see our complete D.b.f. Collection Corp guide. This page focuses on the calls coming from 516-295-4636 specifically.
About this specific number
- 📞 Number: 516-295-4636 (area code 516, ending in 4636)
- 📍 Line type: Direct-dial — resolves to the 516 area code.
- 🏢 Operator: D.b.f. Collection Corp, a third-party collection agency in Hewlett, NY.
- 🔢 Related lines: D.b.f. Collection Corp is documented using 1 number in our directory, so calls may also come from other digits.
516-295-4636 is a direct-dial number tied to the 516 area code, which is why the call may have appeared "local" on your caller ID even though D.b.f. Collection Corp operates out of Hewlett, NY.
Some carriers display 516-295-4636 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from D.b.f. Collection Corp.
On your caller ID, in voicemails, or in letters, this company can also appear as: D.b.f. Collection Corp, DCC.
Why Is D.b.f. Collection Corp Calling Me From 516-295-4636?
In our directory, 516-295-4636 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1111249-dca on file, address of record in hewlett, ny for D.b.f. Collection Corp, which typically collects credit card debt, consumer loans. A call from 516-295-4636 usually happens because:
- ✅ An original account (a credit card debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with D.b.f. Collection Corp to collect on behalf of the original creditor.
- ✅ D.b.f. Collection Corp is now dialing you from 516-295-4636 and possibly other lines to reach a resolution.
Calls from 516-295-4636 often come right after a billing cycle closes. Some people report that 516-295-4636 calls once and hangs up, then tries again from a different D.b.f. Collection Corp line hours later. A single missed call is not proof of a valid debt. When 516-295-4636 shows up on your caller ID, it is worth checking whether the D.b.f. Collection Corp account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make D.b.f. Collection Corp prove the credit card debt in writing first.
Important: a phone call — even from a real number like 516-295-4636 — does not prove you owe the debt, that the amount is correct, or that D.b.f. Collection Corp can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 516-295-4636
Anything you say to D.b.f. Collection Corp can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 516-295-4636 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from D.b.f. Collection Corp.
Don't agree to a payment on the spot
A single payment to D.b.f. Collection Corp — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 516-295-4636.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 516-295-4636. Any legitimate D.b.f. Collection Corp resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 516-295-4636 caller. If it truly is your D.b.f. Collection Corp account, they should already have what they need and must prove it.
What To Do If 516-295-4636 Keeps Calling
Here are concrete next steps for this specific D.b.f. Collection Corp line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 516-295-4636 as a contact labeled "D.b.f. Collection Corp — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 516-295-4636 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that D.b.f. Collection Corp identify the original creditor behind the 516-295-4636 calls and the date the debt was opened.
Your Rights When D.b.f. Collection Corp Calls From 516-295-4636
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send D.b.f. Collection Corp a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If D.b.f. Collection Corp reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 516-295-4636: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that D.b.f. Collection Corp stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, D.b.f. Collection Corp generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars D.b.f. Collection Corp from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 516-295-4636
We investigate the specific D.b.f. Collection Corp account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the D.b.f. Collection Corp account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to D.b.f. Collection Corp. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
516-295-4636 — Frequently Asked Questions
Who is calling me from 516-295-4636?
516-295-4636 is a direct-dial line associated with D.b.f. Collection Corp (also seen as D.b.f. Collection Corp), a third-party collection agency headquartered in Hewlett, NY. The number resolves to the 516 area code. If you received a call from 516-295-4636 — often showing the last four digits 4636 on your screen — it is very likely D.b.f. Collection Corp attempting to reach you about a debt they say you owe, most often credit card debt, consumer loans.
Is 516-295-4636 a scam number?
D.b.f. Collection Corp is a real, registered company, and 516-295-4636 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like D.b.f. Collection Corp, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 516-295-4636?
You are not legally required to answer 516-295-4636 or call D.b.f. Collection Corp back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, D.b.f. Collection Corp must pause collection until it mails you proof of the debt.
Why is D.b.f. Collection Corp calling me about credit card debt?
A call from 516-295-4636 usually means an original credit card debt went unpaid and was placed with D.b.f. Collection Corp, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop D.b.f. Collection Corp from calling 516-295-4636?
Yes. The FDCPA lets you send a written cease-and-desist demand telling D.b.f. Collection Corp to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 516-295-4636 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt D.b.f. Collection Corp is calling about?
Do not pay anything based on a call from 516-295-4636 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About D.b.f. Collection Corp
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