Who Called From 516-346-5400?
Short answer: 516-346-5400 is a number used by Roach & Murtha Attorneys at Law, P.C. (Roach & Murtha Attorneys at Law, P.C.), a collection law firm based in Farmingdale, NY — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2025270-dca on file, address of record in farmingdale, ny. They are almost certainly trying to collect a debt, most often retail and credit card accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 516-346-5400?
The number 516-346-5400 is used by Roach & Murtha Attorneys at Law, P.C. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2025270-dca on file, address of record in farmingdale, ny), a collection law firm in Farmingdale, NY. For the full company profile — ownership, history, and known aliases — see our complete Roach & Murtha Attorneys at Law, P.C. guide. This page focuses on the calls coming from 516-346-5400 specifically.
About this specific number
- 📞 Number: 516-346-5400 (area code 516, ending in 5400)
- 📍 Line type: Direct-dial — resolves to the 516 area code.
- 🏢 Operator: Roach & Murtha Attorneys at Law, P.C., a collection law firm in Farmingdale, NY.
- 🔢 Related lines: Roach & Murtha Attorneys at Law, P.C. is documented using 1 number in our directory, so calls may also come from other digits.
516-346-5400 is a direct-dial number tied to the 516 area code, which is why the call may have appeared "local" on your caller ID even though Roach & Murtha Attorneys at Law, P.C. operates out of Farmingdale, NY.
Some carriers display 516-346-5400 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Roach & Murtha Attorneys at Law, P.C..
On your caller ID, in voicemails, or in letters, this company can also appear as: Roach & Murtha Attorneys at Law, P.C..
Why Is Roach & Murtha Attorneys at Law, P.C. Calling Me From 516-346-5400?
In our directory, 516-346-5400 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2025270-dca on file, address of record in farmingdale, ny for Roach & Murtha Attorneys at Law, P.C., which typically collects retail and credit card accounts, small-balance judgments. A call from 516-346-5400 usually happens because:
- ✅ An original account (a retail and credit card accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Roach & Murtha Attorneys at Law, P.C. to collect on behalf of the original creditor.
- ✅ Roach & Murtha Attorneys at Law, P.C. is now dialing you from 516-346-5400 and possibly other lines to reach a resolution.
Calls from 516-346-5400 often come right after a billing cycle closes. Some people report that 516-346-5400 calls once and hangs up, then tries again from a different Roach & Murtha Attorneys at Law, P.C. line hours later. A single missed call is not proof of a valid debt. When 516-346-5400 shows up on your caller ID, it is worth checking whether the Roach & Murtha Attorneys at Law, P.C. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Roach & Murtha Attorneys at Law, P.C. prove the retail and credit card accounts in writing first.
Important: a phone call — even from a real number like 516-346-5400 — does not prove you owe the debt, that the amount is correct, or that Roach & Murtha Attorneys at Law, P.C. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 516-346-5400
Anything you say to Roach & Murtha Attorneys at Law, P.C. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 516-346-5400 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Roach & Murtha Attorneys at Law, P.C..
Don't agree to a payment on the spot
A single payment to Roach & Murtha Attorneys at Law, P.C. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 516-346-5400.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 516-346-5400. Any legitimate Roach & Murtha Attorneys at Law, P.C. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 516-346-5400 caller. If it truly is your Roach & Murtha Attorneys at Law, P.C. account, they should already have what they need and must prove it.
What To Do If 516-346-5400 Keeps Calling
Here are concrete next steps for this specific Roach & Murtha Attorneys at Law, P.C. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 516-346-5400 as a contact labeled "Roach & Murtha Attorneys at Law, P.C. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 516-346-5400 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Roach & Murtha Attorneys at Law, P.C. identify the original creditor behind the 516-346-5400 calls and the date the debt was opened.
Your Rights When Roach & Murtha Attorneys at Law, P.C. Calls From 516-346-5400
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Roach & Murtha Attorneys at Law, P.C. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Roach & Murtha Attorneys at Law, P.C. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 516-346-5400: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Roach & Murtha Attorneys at Law, P.C. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Roach & Murtha Attorneys at Law, P.C. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Roach & Murtha Attorneys at Law, P.C. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 516-346-5400
We investigate the specific Roach & Murtha Attorneys at Law, P.C. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Roach & Murtha Attorneys at Law, P.C. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Roach & Murtha Attorneys at Law, P.C.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
516-346-5400 — Frequently Asked Questions
Who is calling me from 516-346-5400?
516-346-5400 is a direct-dial line associated with Roach & Murtha Attorneys at Law, P.C. (also seen as Roach & Murtha Attorneys at Law, P.C.), a collection law firm headquartered in Farmingdale, NY. The number resolves to the 516 area code. If you received a call from 516-346-5400 — often showing the last four digits 5400 on your screen — it is very likely Roach & Murtha Attorneys at Law, P.C. attempting to reach you about a debt they say you owe, most often retail and credit card accounts, small-balance judgments.
Is 516-346-5400 a scam number?
Roach & Murtha Attorneys at Law, P.C. is a real, registered company, and 516-346-5400 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Roach & Murtha Attorneys at Law, P.C., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 516-346-5400?
You are not legally required to answer 516-346-5400 or call Roach & Murtha Attorneys at Law, P.C. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Roach & Murtha Attorneys at Law, P.C. must pause collection until it mails you proof of the debt.
Why is Roach & Murtha Attorneys at Law, P.C. calling me about retail and credit card accounts?
A call from 516-346-5400 usually means an original retail and credit card accounts went unpaid and was placed with Roach & Murtha Attorneys at Law, P.C., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Roach & Murtha Attorneys at Law, P.C. from calling 516-346-5400?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Roach & Murtha Attorneys at Law, P.C. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 516-346-5400 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Roach & Murtha Attorneys at Law, P.C. is calling about?
Do not pay anything based on a call from 516-346-5400 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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