Who Called From 516-361-3500?
Short answer: 516-361-3500 is a number used by International Recovery Associates, Inc. (International Recovery Associates, Inc.), a third-party collection agency based in Nesconset, NY — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1005026-dca on file, address of record in nesconset, ny. They are almost certainly trying to collect a debt, most often retail debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 516-361-3500?
The number 516-361-3500 is used by International Recovery Associates, Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1005026-dca on file, address of record in nesconset, ny), a third-party collection agency in Nesconset, NY. For the full company profile — ownership, history, and known aliases — see our complete International Recovery Associates, Inc. guide. This page focuses on the calls coming from 516-361-3500 specifically.
About this specific number
- 📞 Number: 516-361-3500 (area code 516, ending in 3500)
- 📍 Line type: Direct-dial — resolves to the 516 area code.
- 🏢 Operator: International Recovery Associates, Inc., a third-party collection agency in Nesconset, NY.
- 🔢 Related lines: International Recovery Associates, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
516-361-3500 is a direct-dial number tied to the 516 area code, which is why the call may have appeared "local" on your caller ID even though International Recovery Associates, Inc. operates out of Nesconset, NY.
Some carriers display 516-361-3500 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from International Recovery Associates, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: International Recovery Associates, Inc., IRAI.
Why Is International Recovery Associates, Inc. Calling Me From 516-361-3500?
In our directory, 516-361-3500 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1005026-dca on file, address of record in nesconset, ny for International Recovery Associates, Inc., which typically collects retail debt, membership/service contracts. A call from 516-361-3500 usually happens because:
- ✅ An original account (a retail debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with International Recovery Associates, Inc. to collect on behalf of the original creditor.
- ✅ International Recovery Associates, Inc. is now dialing you from 516-361-3500 and possibly other lines to reach a resolution.
Calls from 516-361-3500 often come right after a billing cycle closes. Some people report that 516-361-3500 calls once and hangs up, then tries again from a different International Recovery Associates, Inc. line hours later. A single missed call is not proof of a valid debt. When 516-361-3500 shows up on your caller ID, it is worth checking whether the International Recovery Associates, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make International Recovery Associates, Inc. prove the retail debt in writing first.
Important: a phone call — even from a real number like 516-361-3500 — does not prove you owe the debt, that the amount is correct, or that International Recovery Associates, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 516-361-3500
Anything you say to International Recovery Associates, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 516-361-3500 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from International Recovery Associates, Inc..
Don't agree to a payment on the spot
A single payment to International Recovery Associates, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 516-361-3500.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 516-361-3500. Any legitimate International Recovery Associates, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 516-361-3500 caller. If it truly is your International Recovery Associates, Inc. account, they should already have what they need and must prove it.
What To Do If 516-361-3500 Keeps Calling
Here are concrete next steps for this specific International Recovery Associates, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 516-361-3500 as a contact labeled "International Recovery Associates, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 516-361-3500 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that International Recovery Associates, Inc. identify the original creditor behind the 516-361-3500 calls and the date the debt was opened.
Your Rights When International Recovery Associates, Inc. Calls From 516-361-3500
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send International Recovery Associates, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If International Recovery Associates, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 516-361-3500: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that International Recovery Associates, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, International Recovery Associates, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars International Recovery Associates, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 516-361-3500
We investigate the specific International Recovery Associates, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the International Recovery Associates, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to International Recovery Associates, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
516-361-3500 — Frequently Asked Questions
Who is calling me from 516-361-3500?
516-361-3500 is a direct-dial line associated with International Recovery Associates, Inc. (also seen as International Recovery Associates, Inc.), a third-party collection agency headquartered in Nesconset, NY. The number resolves to the 516 area code. If you received a call from 516-361-3500 — often showing the last four digits 3500 on your screen — it is very likely International Recovery Associates, Inc. attempting to reach you about a debt they say you owe, most often retail debt, membership/service contracts.
Is 516-361-3500 a scam number?
International Recovery Associates, Inc. is a real, registered company, and 516-361-3500 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like International Recovery Associates, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 516-361-3500?
You are not legally required to answer 516-361-3500 or call International Recovery Associates, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, International Recovery Associates, Inc. must pause collection until it mails you proof of the debt.
Why is International Recovery Associates, Inc. calling me about retail debt?
A call from 516-361-3500 usually means an original retail debt went unpaid and was placed with International Recovery Associates, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop International Recovery Associates, Inc. from calling 516-361-3500?
Yes. The FDCPA lets you send a written cease-and-desist demand telling International Recovery Associates, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 516-361-3500 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt International Recovery Associates, Inc. is calling about?
Do not pay anything based on a call from 516-361-3500 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
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