Who Called From 516-524-8299?
Short answer: 516-524-8299 is a number used by Federal Recovery Group, Inc. (Federal Recovery Group, Inc.), a third-party collection agency based in Valley Stream, NY — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2035781-dca on file, address of record in valley stream, ny. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 516-524-8299?
The number 516-524-8299 is used by Federal Recovery Group, Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2035781-dca on file, address of record in valley stream, ny), a third-party collection agency in Valley Stream, NY. For the full company profile — ownership, history, and known aliases — see our complete Federal Recovery Group, Inc. guide. This page focuses on the calls coming from 516-524-8299 specifically.
About this specific number
- 📞 Number: 516-524-8299 (area code 516, ending in 8299)
- 📍 Line type: Direct-dial — resolves to the 516 area code.
- 🏢 Operator: Federal Recovery Group, Inc., a third-party collection agency in Valley Stream, NY.
- 🔢 Related lines: Federal Recovery Group, Inc. is documented using 1 number in our directory, so calls may also come from other digits.
516-524-8299 is a direct-dial number tied to the 516 area code, which is why the call may have appeared "local" on your caller ID even though Federal Recovery Group, Inc. operates out of Valley Stream, NY.
Some carriers display 516-524-8299 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Federal Recovery Group, Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Federal Recovery Group, Inc., FRGI.
Why Is Federal Recovery Group, Inc. Calling Me From 516-524-8299?
In our directory, 516-524-8299 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2035781-dca on file, address of record in valley stream, ny for Federal Recovery Group, Inc., which typically collects consumer accounts, financial services. A call from 516-524-8299 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Federal Recovery Group, Inc. to collect on behalf of the original creditor.
- ✅ Federal Recovery Group, Inc. is now dialing you from 516-524-8299 and possibly other lines to reach a resolution.
Calls from 516-524-8299 often come right after a billing cycle closes. Some people report that 516-524-8299 calls once and hangs up, then tries again from a different Federal Recovery Group, Inc. line hours later. A single missed call is not proof of a valid debt. When 516-524-8299 shows up on your caller ID, it is worth checking whether the Federal Recovery Group, Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Federal Recovery Group, Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 516-524-8299 — does not prove you owe the debt, that the amount is correct, or that Federal Recovery Group, Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 516-524-8299
Anything you say to Federal Recovery Group, Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 516-524-8299 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Federal Recovery Group, Inc..
Don't agree to a payment on the spot
A single payment to Federal Recovery Group, Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 516-524-8299.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 516-524-8299. Any legitimate Federal Recovery Group, Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 516-524-8299 caller. If it truly is your Federal Recovery Group, Inc. account, they should already have what they need and must prove it.
What To Do If 516-524-8299 Keeps Calling
Here are concrete next steps for this specific Federal Recovery Group, Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 516-524-8299 as a contact labeled "Federal Recovery Group, Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 516-524-8299 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Federal Recovery Group, Inc. identify the original creditor behind the 516-524-8299 calls and the date the debt was opened.
Your Rights When Federal Recovery Group, Inc. Calls From 516-524-8299
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Federal Recovery Group, Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Federal Recovery Group, Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 516-524-8299: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Federal Recovery Group, Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Federal Recovery Group, Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Federal Recovery Group, Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 516-524-8299
We investigate the specific Federal Recovery Group, Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Federal Recovery Group, Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Federal Recovery Group, Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
516-524-8299 — Frequently Asked Questions
Who is calling me from 516-524-8299?
516-524-8299 is a direct-dial line associated with Federal Recovery Group, Inc. (also seen as Federal Recovery Group, Inc.), a third-party collection agency headquartered in Valley Stream, NY. The number resolves to the 516 area code. If you received a call from 516-524-8299 — often showing the last four digits 8299 on your screen — it is very likely Federal Recovery Group, Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, financial services.
Is 516-524-8299 a scam number?
Federal Recovery Group, Inc. is a real, registered company, and 516-524-8299 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Federal Recovery Group, Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 516-524-8299?
You are not legally required to answer 516-524-8299 or call Federal Recovery Group, Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Federal Recovery Group, Inc. must pause collection until it mails you proof of the debt.
Why is Federal Recovery Group, Inc. calling me about consumer accounts?
A call from 516-524-8299 usually means an original consumer accounts went unpaid and was placed with Federal Recovery Group, Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Federal Recovery Group, Inc. from calling 516-524-8299?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Federal Recovery Group, Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 516-524-8299 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Federal Recovery Group, Inc. is calling about?
Do not pay anything based on a call from 516-524-8299 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Federal Recovery Group, Inc.
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