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Debt Collector Caller ID · Third-Party Collection Agency

Who Called From 516-677-8200?

Short answer: 516-677-8200 is a number used by Borges & Associates, LLC (Borges & Associates, LLC), a third-party collection agency based in Syosset, NYnyc department of consumer affairs (predecessor to dcwp) debt-collection license 2046490-dca on file, address of record in syosset, ny. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.

Number516-677-8200
Belongs ToBorges & Associates, LLC
TypeThird-Party Collection Agency
HeadquartersSyosset, NY

Whose Number Is 516-677-8200?

The number 516-677-8200 is used by Borges & Associates, LLC (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2046490-dca on file, address of record in syosset, ny), a third-party collection agency in Syosset, NY. For the full company profile — ownership, history, and known aliases — see our complete Borges & Associates, LLC guide. This page focuses on the calls coming from 516-677-8200 specifically.

About this specific number

  • 📞 Number: 516-677-8200 (area code 516, ending in 8200)
  • 📍 Line type: Direct-dial — resolves to Nassau County, New York.
  • 🏢 Operator: Borges & Associates, LLC, a third-party collection agency in Syosset, NY.
  • 🔢 Related lines: Borges & Associates, LLC is documented using 1 number in our directory, so calls may also come from other digits.

516-677-8200 is a direct-dial number tied to Nassau County, New York, which is why the call may have appeared "local" on your caller ID even though Borges & Associates, LLC operates out of Syosset, NY.

Some carriers display 516-677-8200 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Borges & Associates, LLC.

On your caller ID, in voicemails, or in letters, this company can also appear as: Borges & Associates, LLC.

Why Is Borges & Associates, LLC Calling Me From 516-677-8200?

In our directory, 516-677-8200 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2046490-dca on file, address of record in syosset, ny for Borges & Associates, LLC, which typically collects consumer accounts, retail debt. A call from 516-677-8200 usually happens because:

  • ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
  • ✅ The account was placed with Borges & Associates, LLC to collect on behalf of the original creditor.
  • Borges & Associates, LLC is now dialing you from 516-677-8200 and possibly other lines to reach a resolution.

Calls from 516-677-8200 often come right after a billing cycle closes. Some people report that 516-677-8200 calls once and hangs up, then tries again from a different Borges & Associates, LLC line hours later. A single missed call is not proof of a valid debt. When 516-677-8200 shows up on your caller ID, it is worth checking whether the Borges & Associates, LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Borges & Associates, LLC prove the consumer accounts in writing first.

Important: a phone call — even from a real number like 516-677-8200 — does not prove you owe the debt, that the amount is correct, or that Borges & Associates, LLC can legally collect it. That is exactly why your validation rights matter.

What NOT to Say If You Answer 516-677-8200

Anything you say to Borges & Associates, LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.

Don't admit the debt is yours

When 516-677-8200 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Borges & Associates, LLC.

Don't agree to a payment on the spot

A single payment to Borges & Associates, LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 516-677-8200.

Don't give bank or card details

Do not read out your bank account, debit, or credit card number to anyone calling from 516-677-8200. Any legitimate Borges & Associates, LLC resolution can be handled in writing after validation.

Don't confirm personal information

Avoid confirming your SSN, date of birth, employer, or address to the 516-677-8200 caller. If it truly is your Borges & Associates, LLC account, they should already have what they need and must prove it.

What To Do If 516-677-8200 Keeps Calling

Here are concrete next steps for this specific Borges & Associates, LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.

  1. 1

    Save 516-677-8200 as a contact labeled "Borges & Associates, LLC — do not answer" so you can screen future calls with confidence.

  2. 2

    Do not return the call to 516-677-8200 until you have the account details in writing — a call-back can be treated as engagement.

  3. 3

    Ask, in writing, that Borges & Associates, LLC identify the original creditor behind the 516-677-8200 calls and the date the debt was opened.

Your Rights When Borges & Associates, LLC Calls From 516-677-8200

The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.

1. Demand Debt Validation (FDCPA §809)

Within 30 days of first contact, send Borges & Associates, LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.

2. Dispute With the Bureaus (FCRA §611)

If Borges & Associates, LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.

3. Log the Calls

Write down every call from 516-677-8200: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.

4. Send a Cease-and-Desist

You can demand in writing that Borges & Associates, LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.

5. Check the Statute of Limitations

Every state limits how long a collector can sue on a debt. If the debt is time-barred, Borges & Associates, LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.

6. Know the Anti-Harassment Rules

The FDCPA bars Borges & Associates, LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.

How Crowned Credit Helps With Calls From 516-677-8200

We investigate the specific Borges & Associates, LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.

01

Review & Validate

We pull all three bureau reports, find every error tied to the Borges & Associates, LLC account, and demand full debt validation.

02

Dispute & Escalate

Hand-packed disputes go to the bureaus and to Borges & Associates, LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.

03

Track & Build

We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.

Start With a Free Assessment →

Or call us directly at 336-310-0090. Results vary based on your individual credit profile.

516-677-8200 — Frequently Asked Questions

Who is calling me from 516-677-8200?

516-677-8200 is a direct-dial line associated with Borges & Associates, LLC (also seen as Borges & Associates, LLC), a third-party collection agency headquartered in Syosset, NY. The number resolves to Nassau County, New York. If you received a call from 516-677-8200 — often showing the last four digits 8200 on your screen — it is very likely Borges & Associates, LLC attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.

Is 516-677-8200 a scam number?

Borges & Associates, LLC is a real, registered company, and 516-677-8200 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Borges & Associates, LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.

Do I have to answer or call back 516-677-8200?

You are not legally required to answer 516-677-8200 or call Borges & Associates, LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Borges & Associates, LLC must pause collection until it mails you proof of the debt.

Why is Borges & Associates, LLC calling me about consumer accounts?

A call from 516-677-8200 usually means an original consumer accounts went unpaid and was placed with Borges & Associates, LLC, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.

Can I stop Borges & Associates, LLC from calling 516-677-8200?

Yes. The FDCPA lets you send a written cease-and-desist demand telling Borges & Associates, LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 516-677-8200 and any related lines must stop. This is a useful way to end harassment while you build your dispute.

Should I pay the debt Borges & Associates, LLC is calling about?

Do not pay anything based on a call from 516-677-8200 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.

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Crowned Credit is a service of Crowned Advisors Inc. This page is for general educational purposes and is not legal advice. Borges & Associates, LLC is an independent company and is not affiliated with or endorsed by Crowned Credit; the phone number 516-677-8200 and all company names and trademarks belong to their respective owners. Results vary based on individual credit profiles. We do not promise specific score increases or the deletion of accurate, current, and verifiable information.