Who Called From 602-274-9911?
Short answer: 602-274-9911 is a number used by Accounts Receivable Management (Accounts Receivable Management), a third-party collection agency based in Miramar, FL — documented consumer line (money.com/debt-collector-directory structured directory data). They are almost certainly trying to collect a debt, most often insurance claims. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 602-274-9911?
The number 602-274-9911 is used by Accounts Receivable Management (documented consumer line (money.com/debt-collector-directory structured directory data)), a third-party collection agency in Miramar, FL. For the full company profile — ownership, history, and known aliases — see our complete Accounts Receivable Management guide. This page focuses on the calls coming from 602-274-9911 specifically.
About this specific number
- 📞 Number: 602-274-9911 (area code 602, ending in 9911)
- 📍 Line type: Direct-dial — resolves to the 602 area code.
- 🏢 Operator: Accounts Receivable Management, a third-party collection agency in Miramar, FL.
- 🔢 Related lines: Accounts Receivable Management is documented using 3 numbers in our directory, so calls may also come from other digits.
602-274-9911 is a direct-dial number tied to the 602 area code, which is why the call may have appeared "local" on your caller ID even though Accounts Receivable Management operates out of Miramar, FL.
602-274-9911 may rotate with other Accounts Receivable Management lines during a single collection campaign, so blocking one number rarely stops the calls entirely.
On your caller ID, in voicemails, or in letters, this company can also appear as: Accounts Receivable Management.
Why Is Accounts Receivable Management Calling Me From 602-274-9911?
In our directory, 602-274-9911 is tracked as a documented consumer line (money.com/debt-collector-directory structured directory data) for Accounts Receivable Management, which typically collects insurance claims. A call from 602-274-9911 usually happens because:
- ✅ An original account (a insurance claims, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Accounts Receivable Management to collect on behalf of the original creditor.
- ✅ Accounts Receivable Management is now dialing you from 602-274-9911 and possibly other lines to reach a resolution.
Calls from 602-274-9911 often come in waves over several weeks. A number of consumers say 602-274-9911 left a vague voicemail asking them to "call back regarding an important business matter" without naming Accounts Receivable Management. Under the FDCPA, a collector must meaningfully disclose who it is. Text messages and emails sometimes accompany calls from 602-274-9911. Every channel Accounts Receivable Management uses is bound by the same FDCPA rules, so keep copies of all of them as potential evidence. In short, a ring from 602-274-9911 is a prompt to check your rights, not to pay.
Important: a phone call — even from a real number like 602-274-9911 — does not prove you owe the debt, that the amount is correct, or that Accounts Receivable Management can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 602-274-9911
Anything you say to Accounts Receivable Management can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 602-274-9911 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Accounts Receivable Management.
Don't agree to a payment on the spot
A single payment to Accounts Receivable Management — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 602-274-9911.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 602-274-9911. Any legitimate Accounts Receivable Management resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 602-274-9911 caller. If it truly is your Accounts Receivable Management account, they should already have what they need and must prove it.
What To Do If 602-274-9911 Keeps Calling
Here are concrete next steps for this specific Accounts Receivable Management line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Send Accounts Receivable Management a written debt-validation letter within 30 days of the first call from 602-274-9911 and keep the certified-mail receipt.
- 2
If 602-274-9911 calls before 8am or after 9pm your local time, note the exact timestamp; that window is off-limits under the FDCPA.
- 3
Block 602-274-9911 on your device, but remember that Accounts Receivable Management may simply switch to another line — so pair blocking with a written request.
Your Rights When Accounts Receivable Management Calls From 602-274-9911
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Accounts Receivable Management a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Accounts Receivable Management reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 602-274-9911: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Accounts Receivable Management stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Accounts Receivable Management generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Accounts Receivable Management from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 602-274-9911
We investigate the specific Accounts Receivable Management account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Accounts Receivable Management account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Accounts Receivable Management. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
602-274-9911 — Frequently Asked Questions
Who is calling me from 602-274-9911?
602-274-9911 is a direct-dial line associated with Accounts Receivable Management (also seen as Accounts Receivable Management), a third-party collection agency headquartered in Miramar, FL. The number resolves to the 602 area code. If you received a call from 602-274-9911 — often showing the last four digits 9911 on your screen — it is very likely Accounts Receivable Management attempting to reach you about a debt they say you owe, most often insurance claims.
Is 602-274-9911 a scam number?
Accounts Receivable Management is a real, registered company, and 602-274-9911 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Accounts Receivable Management, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 602-274-9911?
You are not legally required to answer 602-274-9911 or call Accounts Receivable Management back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Accounts Receivable Management must pause collection until it mails you proof of the debt.
Why is Accounts Receivable Management calling me about insurance claims?
A call from 602-274-9911 usually means an original insurance claims went unpaid and was placed with Accounts Receivable Management, which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Accounts Receivable Management from calling 602-274-9911?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Accounts Receivable Management to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 602-274-9911 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Accounts Receivable Management is calling about?
Do not pay anything based on a call from 602-274-9911 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Accounts Receivable Management
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