Who Called From 602-385-8787?
Short answer: 602-385-8787 is a number used by Gatestone & Co. (Gatestone), a third-party collection agency based in Toronto, ON (US ops in Charlotte, NC) — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1023996-dca on file, address of record in phoenix, az. They are almost certainly trying to collect a debt, most often telecom debt. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 602-385-8787?
The number 602-385-8787 is used by Gatestone & Co. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1023996-dca on file, address of record in phoenix, az), a third-party collection agency in Toronto, ON (US ops in Charlotte, NC). For the full company profile — ownership, history, and known aliases — see our complete Gatestone & Co. guide. This page focuses on the calls coming from 602-385-8787 specifically.
About this specific number
- 📞 Number: 602-385-8787 (area code 602, ending in 8787)
- 📍 Line type: Direct-dial — resolves to the 602 area code.
- 🏢 Operator: Gatestone & Co., a third-party collection agency in Toronto, ON (US ops in Charlotte, NC).
- 🔢 Related lines: Gatestone & Co. is documented using 4 numbers in our directory, so calls may also come from other digits.
602-385-8787 is a direct-dial number tied to the 602 area code, which is why the call may have appeared "local" on your caller ID even though Gatestone & Co. operates out of Toronto, ON (US ops in Charlotte, NC).
Consumers frequently search "602-385-8787" the moment it rings. If you found this page that way, the safest next move is to say nothing by phone and demand Gatestone & Co. put everything in writing.
On your caller ID, in voicemails, or in letters, this company can also appear as: Gatestone, Gatestone and Co, Gatestone & Co International.
Why Is Gatestone Calling Me From 602-385-8787?
In our directory, 602-385-8787 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1023996-dca on file, address of record in phoenix, az for Gatestone & Co., which typically collects telecom debt, credit card debt, utilities. A call from 602-385-8787 usually happens because:
- ✅ An original account (a telecom debt, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Gatestone & Co. to collect on behalf of the original creditor.
- ✅ Gatestone & Co. is now dialing you from 602-385-8787 and possibly other lines to reach a resolution.
Calls from 602-385-8787 often come at the start and end of the business day. Reports around 602-385-8787 often describe repeated daily calls. If Gatestone & Co. is calling you more than seven times in a week about a single debt, that pattern alone may cross into harassment. Some consumers only notice 602-385-8787 after it has called dozens of times. You can send Gatestone & Co. a written request to communicate by mail only — that alone can quiet the phone while you investigate. Either way, the burden is on Gatestone & Co. to document the debt behind 602-385-8787.
Important: a phone call — even from a real number like 602-385-8787 — does not prove you owe the debt, that the amount is correct, or that Gatestone & Co. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 602-385-8787
Anything you say to Gatestone can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 602-385-8787 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Gatestone & Co..
Don't agree to a payment on the spot
A single payment to Gatestone & Co. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 602-385-8787.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 602-385-8787. Any legitimate Gatestone & Co. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 602-385-8787 caller. If it truly is your Gatestone & Co. account, they should already have what they need and must prove it.
What To Do If 602-385-8787 Keeps Calling
Here are concrete next steps for this specific Gatestone & Co. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Pull your Equifax, Experian, and TransUnion reports to see whether the Gatestone & Co. account tied to 602-385-8787 is actually being reported.
- 2
Ask, in writing, that Gatestone & Co. identify the original creditor behind the 602-385-8787 calls and the date the debt was opened.
- 3
If you believe the 602-385-8787 debt is not yours, dispute it in writing and request that Gatestone & Co. cease reporting until it is verified.
Your Rights When Gatestone Calls From 602-385-8787
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Gatestone a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Gatestone & Co. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 602-385-8787: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Gatestone & Co. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Gatestone generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Gatestone from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 602-385-8787
We investigate the specific Gatestone & Co. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Gatestone account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Gatestone & Co.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
602-385-8787 — Frequently Asked Questions
Who is calling me from 602-385-8787?
602-385-8787 is a direct-dial line associated with Gatestone & Co. (also seen as Gatestone), a third-party collection agency headquartered in Toronto, ON (US ops in Charlotte, NC) and operating since 1926. The number resolves to the 602 area code. If you received a call from 602-385-8787 — often showing the last four digits 8787 on your screen — it is very likely Gatestone & Co. attempting to reach you about a debt they say you owe, most often telecom debt, credit card debt, utilities.
Is 602-385-8787 a scam number?
Gatestone & Co. is a real, registered company, and 602-385-8787 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Gatestone, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 602-385-8787?
You are not legally required to answer 602-385-8787 or call Gatestone & Co. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Gatestone & Co. must pause collection until it mails you proof of the debt.
Why is Gatestone & Co. calling me about telecom debt?
A call from 602-385-8787 usually means an original telecom debt went unpaid and was placed with Gatestone & Co., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Gatestone & Co. from calling 602-385-8787?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Gatestone & Co. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 602-385-8787 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Gatestone & Co. is calling about?
Do not pay anything based on a call from 602-385-8787 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Gatestone & Co.
Other phone numbers used by Gatestone & Co.:
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