Who Called From 630-425-8800?
Short answer: 630-425-8800 is a number used by Divine and Service Ltd. (Divine and Service Ltd.), a third-party collection agency based in Melville, NY — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2111425-dca on file, address of record in melville, ny. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 630-425-8800?
The number 630-425-8800 is used by Divine and Service Ltd. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2111425-dca on file, address of record in melville, ny), a third-party collection agency in Melville, NY. For the full company profile — ownership, history, and known aliases — see our complete Divine and Service Ltd. guide. This page focuses on the calls coming from 630-425-8800 specifically.
About this specific number
- 📞 Number: 630-425-8800 (area code 630, ending in 8800)
- 📍 Line type: Direct-dial — resolves to the Chicago suburbs of Illinois.
- 🏢 Operator: Divine and Service Ltd., a third-party collection agency in Melville, NY.
- 🔢 Related lines: Divine and Service Ltd. is documented using 1 number in our directory, so calls may also come from other digits.
630-425-8800 is a direct-dial number tied to the Chicago suburbs of Illinois, which is why the call may have appeared "local" on your caller ID even though Divine and Service Ltd. operates out of Melville, NY.
Some carriers display 630-425-8800 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Divine and Service Ltd..
On your caller ID, in voicemails, or in letters, this company can also appear as: Divine and Service Ltd., D&S Global Solutions.
Why Is Divine and Service Ltd. Calling Me From 630-425-8800?
In our directory, 630-425-8800 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2111425-dca on file, address of record in melville, ny for Divine and Service Ltd., which typically collects consumer accounts, retail debt. A call from 630-425-8800 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Divine and Service Ltd. to collect on behalf of the original creditor.
- ✅ Divine and Service Ltd. is now dialing you from 630-425-8800 and possibly other lines to reach a resolution.
Calls from 630-425-8800 often come right after a billing cycle closes. Some people report that 630-425-8800 calls once and hangs up, then tries again from a different Divine and Service Ltd. line hours later. A single missed call is not proof of a valid debt. When 630-425-8800 shows up on your caller ID, it is worth checking whether the Divine and Service Ltd. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Divine and Service Ltd. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 630-425-8800 — does not prove you owe the debt, that the amount is correct, or that Divine and Service Ltd. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 630-425-8800
Anything you say to Divine and Service Ltd. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 630-425-8800 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Divine and Service Ltd..
Don't agree to a payment on the spot
A single payment to Divine and Service Ltd. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 630-425-8800.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 630-425-8800. Any legitimate Divine and Service Ltd. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 630-425-8800 caller. If it truly is your Divine and Service Ltd. account, they should already have what they need and must prove it.
What To Do If 630-425-8800 Keeps Calling
Here are concrete next steps for this specific Divine and Service Ltd. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 630-425-8800 as a contact labeled "Divine and Service Ltd. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 630-425-8800 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Divine and Service Ltd. identify the original creditor behind the 630-425-8800 calls and the date the debt was opened.
Your Rights When Divine and Service Ltd. Calls From 630-425-8800
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Divine and Service Ltd. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Divine and Service Ltd. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 630-425-8800: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Divine and Service Ltd. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Divine and Service Ltd. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Divine and Service Ltd. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 630-425-8800
We investigate the specific Divine and Service Ltd. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Divine and Service Ltd. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Divine and Service Ltd.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
630-425-8800 — Frequently Asked Questions
Who is calling me from 630-425-8800?
630-425-8800 is a direct-dial line associated with Divine and Service Ltd. (also seen as Divine and Service Ltd.), a third-party collection agency headquartered in Melville, NY. The number resolves to the Chicago suburbs of Illinois. If you received a call from 630-425-8800 — often showing the last four digits 8800 on your screen — it is very likely Divine and Service Ltd. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 630-425-8800 a scam number?
Divine and Service Ltd. is a real, registered company, and 630-425-8800 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Divine and Service Ltd., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 630-425-8800?
You are not legally required to answer 630-425-8800 or call Divine and Service Ltd. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Divine and Service Ltd. must pause collection until it mails you proof of the debt.
Why is Divine and Service Ltd. calling me about consumer accounts?
A call from 630-425-8800 usually means an original consumer accounts went unpaid and was placed with Divine and Service Ltd., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Divine and Service Ltd. from calling 630-425-8800?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Divine and Service Ltd. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 630-425-8800 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Divine and Service Ltd. is calling about?
Do not pay anything based on a call from 630-425-8800 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Divine and Service Ltd.
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