Who Called From 630-445-1374?
Short answer: 630-445-1374 is a number used by Mintex Inc. (Mintex Inc.), a third-party collection agency based in Chicago, IL — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2091045-dca on file, address of record in chicago, il. They are almost certainly trying to collect a debt, most often consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 630-445-1374?
The number 630-445-1374 is used by Mintex Inc. (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2091045-dca on file, address of record in chicago, il), a third-party collection agency in Chicago, IL. For the full company profile — ownership, history, and known aliases — see our complete Mintex Inc. guide. This page focuses on the calls coming from 630-445-1374 specifically.
About this specific number
- 📞 Number: 630-445-1374 (area code 630, ending in 1374)
- 📍 Line type: Direct-dial — resolves to the Chicago suburbs of Illinois.
- 🏢 Operator: Mintex Inc., a third-party collection agency in Chicago, IL.
- 🔢 Related lines: Mintex Inc. is documented using 1 number in our directory, so calls may also come from other digits.
630-445-1374 is a direct-dial number tied to the Chicago suburbs of Illinois, which is why the call may have appeared "local" on your caller ID even though Mintex Inc. operates out of Chicago, IL.
Some carriers display 630-445-1374 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Mintex Inc..
On your caller ID, in voicemails, or in letters, this company can also appear as: Mintex Inc., Mintex Of Chicago.
Why Is Mintex Inc. Calling Me From 630-445-1374?
In our directory, 630-445-1374 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2091045-dca on file, address of record in chicago, il for Mintex Inc., which typically collects consumer accounts, retail debt. A call from 630-445-1374 usually happens because:
- ✅ An original account (a consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was placed with Mintex Inc. to collect on behalf of the original creditor.
- ✅ Mintex Inc. is now dialing you from 630-445-1374 and possibly other lines to reach a resolution.
Calls from 630-445-1374 often come right after a billing cycle closes. Some people report that 630-445-1374 calls once and hangs up, then tries again from a different Mintex Inc. line hours later. A single missed call is not proof of a valid debt. When 630-445-1374 shows up on your caller ID, it is worth checking whether the Mintex Inc. account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Mintex Inc. prove the consumer accounts in writing first.
Important: a phone call — even from a real number like 630-445-1374 — does not prove you owe the debt, that the amount is correct, or that Mintex Inc. can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 630-445-1374
Anything you say to Mintex Inc. can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 630-445-1374 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Mintex Inc..
Don't agree to a payment on the spot
A single payment to Mintex Inc. — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 630-445-1374.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 630-445-1374. Any legitimate Mintex Inc. resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 630-445-1374 caller. If it truly is your Mintex Inc. account, they should already have what they need and must prove it.
What To Do If 630-445-1374 Keeps Calling
Here are concrete next steps for this specific Mintex Inc. line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 630-445-1374 as a contact labeled "Mintex Inc. — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 630-445-1374 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Mintex Inc. identify the original creditor behind the 630-445-1374 calls and the date the debt was opened.
Your Rights When Mintex Inc. Calls From 630-445-1374
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Mintex Inc. a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Mintex Inc. reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 630-445-1374: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Mintex Inc. stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Mintex Inc. generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Mintex Inc. from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 630-445-1374
We investigate the specific Mintex Inc. account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Mintex Inc. account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Mintex Inc.. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
630-445-1374 — Frequently Asked Questions
Who is calling me from 630-445-1374?
630-445-1374 is a direct-dial line associated with Mintex Inc. (also seen as Mintex Inc.), a third-party collection agency headquartered in Chicago, IL. The number resolves to the Chicago suburbs of Illinois. If you received a call from 630-445-1374 — often showing the last four digits 1374 on your screen — it is very likely Mintex Inc. attempting to reach you about a debt they say you owe, most often consumer accounts, retail debt.
Is 630-445-1374 a scam number?
Mintex Inc. is a real, registered company, and 630-445-1374 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Mintex Inc., so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 630-445-1374?
You are not legally required to answer 630-445-1374 or call Mintex Inc. back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Mintex Inc. must pause collection until it mails you proof of the debt.
Why is Mintex Inc. calling me about consumer accounts?
A call from 630-445-1374 usually means an original consumer accounts went unpaid and was placed with Mintex Inc., which dials this line to collect on the original creditor's behalf. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Mintex Inc. from calling 630-445-1374?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Mintex Inc. to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 630-445-1374 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Mintex Inc. is calling about?
Do not pay anything based on a call from 630-445-1374 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Mintex Inc.
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