Who Called From 702-692-4037?
Short answer: 702-692-4037 is a number used by CACV of Colorado, LLC (CACV of Colorado, LLC), a debt buyer based in Greenville, SC — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2056327-dca on file, address of record in greenville, sc. They are almost certainly trying to collect a debt, most often charged-off consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 702-692-4037?
The number 702-692-4037 is used by CACV of Colorado, LLC (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2056327-dca on file, address of record in greenville, sc), a debt buyer in Greenville, SC. For the full company profile — ownership, history, and known aliases — see our complete CACV of Colorado, LLC guide. This page focuses on the calls coming from 702-692-4037 specifically.
About this specific number
- 📞 Number: 702-692-4037 (area code 702, ending in 4037)
- 📍 Line type: Direct-dial — resolves to the 702 area code.
- 🏢 Operator: CACV of Colorado, LLC, a debt buyer in Greenville, SC.
- 🔢 Related lines: CACV of Colorado, LLC is documented using 1 number in our directory, so calls may also come from other digits.
702-692-4037 is a direct-dial number tied to the 702 area code, which is why the call may have appeared "local" on your caller ID even though CACV of Colorado, LLC operates out of Greenville, SC.
Some carriers display 702-692-4037 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from CACV of Colorado, LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: CACV of Colorado, LLC.
Why Is CACV of Colorado, LLC Calling Me From 702-692-4037?
In our directory, 702-692-4037 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 2056327-dca on file, address of record in greenville, sc for CACV of Colorado, LLC, which typically collects charged-off consumer accounts. A call from 702-692-4037 usually happens because:
- ✅ An original account (a charged-off consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was sold to CACV of Colorado, LLC, which now owns the debt and is trying to collect the full balance.
- ✅ CACV of Colorado, LLC is now dialing you from 702-692-4037 and possibly other lines to reach a resolution.
Calls from 702-692-4037 often come right after a billing cycle closes. Some people report that 702-692-4037 calls once and hangs up, then tries again from a different CACV of Colorado, LLC line hours later. A single missed call is not proof of a valid debt. When 702-692-4037 shows up on your caller ID, it is worth checking whether the CACV of Colorado, LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make CACV of Colorado, LLC prove the charged-off consumer accounts in writing first.
Important: a phone call — even from a real number like 702-692-4037 — does not prove you owe the debt, that the amount is correct, or that CACV of Colorado, LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 702-692-4037
Anything you say to CACV of Colorado, LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 702-692-4037 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from CACV of Colorado, LLC.
Don't agree to a payment on the spot
A single payment to CACV of Colorado, LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 702-692-4037.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 702-692-4037. Any legitimate CACV of Colorado, LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 702-692-4037 caller. If it truly is your CACV of Colorado, LLC account, they should already have what they need and must prove it.
What To Do If 702-692-4037 Keeps Calling
Here are concrete next steps for this specific CACV of Colorado, LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 702-692-4037 as a contact labeled "CACV of Colorado, LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 702-692-4037 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that CACV of Colorado, LLC identify the original creditor behind the 702-692-4037 calls and the date the debt was opened.
Your Rights When CACV of Colorado, LLC Calls From 702-692-4037
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send CACV of Colorado, LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If CACV of Colorado, LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 702-692-4037: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that CACV of Colorado, LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, CACV of Colorado, LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars CACV of Colorado, LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 702-692-4037
We investigate the specific CACV of Colorado, LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the CACV of Colorado, LLC account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to CACV of Colorado, LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
702-692-4037 — Frequently Asked Questions
Who is calling me from 702-692-4037?
702-692-4037 is a direct-dial line associated with CACV of Colorado, LLC (also seen as CACV of Colorado, LLC), a debt buyer headquartered in Greenville, SC. The number resolves to the 702 area code. If you received a call from 702-692-4037 — often showing the last four digits 4037 on your screen — it is very likely CACV of Colorado, LLC attempting to reach you about a debt they say you owe, most often charged-off consumer accounts.
Is 702-692-4037 a scam number?
CACV of Colorado, LLC is a real, registered company, and 702-692-4037 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like CACV of Colorado, LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 702-692-4037?
You are not legally required to answer 702-692-4037 or call CACV of Colorado, LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, CACV of Colorado, LLC must pause collection until it mails you proof of the debt.
Why is CACV of Colorado, LLC calling me about charged-off consumer accounts?
A call from 702-692-4037 usually means an original charged-off consumer accounts went unpaid and was sold to CACV of Colorado, LLC, which now owns the balance and dials this line to collect it. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop CACV of Colorado, LLC from calling 702-692-4037?
Yes. The FDCPA lets you send a written cease-and-desist demand telling CACV of Colorado, LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 702-692-4037 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt CACV of Colorado, LLC is calling about?
Do not pay anything based on a call from 702-692-4037 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About CACV of Colorado, LLC
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