Who Called From 702-977-2307?
Short answer: 702-977-2307 is a number used by Zelkova Acquisition LLC (Zelkova Acquisition LLC), a debt buyer based in Las Vegas, NV — nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1414773-dca on file, address of record in las vegas, nv. They are almost certainly trying to collect a debt, most often charged-off consumer accounts. You are not required to answer or say anything — and you have the right to demand written proof before you pay a cent.
Whose Number Is 702-977-2307?
The number 702-977-2307 is used by Zelkova Acquisition LLC (nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1414773-dca on file, address of record in las vegas, nv), a debt buyer in Las Vegas, NV. For the full company profile — ownership, history, and known aliases — see our complete Zelkova Acquisition LLC guide. This page focuses on the calls coming from 702-977-2307 specifically.
About this specific number
- 📞 Number: 702-977-2307 (area code 702, ending in 2307)
- 📍 Line type: Direct-dial — resolves to the 702 area code.
- 🏢 Operator: Zelkova Acquisition LLC, a debt buyer in Las Vegas, NV.
- 🔢 Related lines: Zelkova Acquisition LLC is documented using 1 number in our directory, so calls may also come from other digits.
702-977-2307 is a direct-dial number tied to the 702 area code, which is why the call may have appeared "local" on your caller ID even though Zelkova Acquisition LLC operates out of Las Vegas, NV.
Some carriers display 702-977-2307 under a spoofed or neighboring city name. Do not trust the on-screen label — trust the written validation you request from Zelkova Acquisition LLC.
On your caller ID, in voicemails, or in letters, this company can also appear as: Zelkova Acquisition LLC, Credigy.
Why Is Zelkova Acquisition LLC Calling Me From 702-977-2307?
In our directory, 702-977-2307 is tracked as a nyc department of consumer affairs (predecessor to dcwp) debt-collection license 1414773-dca on file, address of record in las vegas, nv for Zelkova Acquisition LLC, which typically collects charged-off consumer accounts. A call from 702-977-2307 usually happens because:
- ✅ An original account (a charged-off consumer accounts, for example) went unpaid and was charged off by the creditor.
- ✅ The account was sold to Zelkova Acquisition LLC, which now owns the debt and is trying to collect the full balance.
- ✅ Zelkova Acquisition LLC is now dialing you from 702-977-2307 and possibly other lines to reach a resolution.
Calls from 702-977-2307 often come right after a billing cycle closes. Some people report that 702-977-2307 calls once and hangs up, then tries again from a different Zelkova Acquisition LLC line hours later. A single missed call is not proof of a valid debt. When 702-977-2307 shows up on your caller ID, it is worth checking whether the Zelkova Acquisition LLC account also appears on your credit report. A phantom call with no tradeline may signal an unvalidated or misrouted debt. Bottom line — make Zelkova Acquisition LLC prove the charged-off consumer accounts in writing first.
Important: a phone call — even from a real number like 702-977-2307 — does not prove you owe the debt, that the amount is correct, or that Zelkova Acquisition LLC can legally collect it. That is exactly why your validation rights matter.
What NOT to Say If You Answer 702-977-2307
Anything you say to Zelkova Acquisition LLC can be used to collect. Protect yourself — avoid these common mistakes on the call.
Don't admit the debt is yours
When 702-977-2307 calls, saying "yes, that's mine" or apologizing can be treated as acknowledging the debt — which may reset the statute of limitations. Neither confirm nor deny until you've seen written validation from Zelkova Acquisition LLC.
Don't agree to a payment on the spot
A single payment to Zelkova Acquisition LLC — even a small "good-faith" one — can restart the clock on an old debt and make it collectable again. Never authorize a payment over a call from 702-977-2307.
Don't give bank or card details
Do not read out your bank account, debit, or credit card number to anyone calling from 702-977-2307. Any legitimate Zelkova Acquisition LLC resolution can be handled in writing after validation.
Don't confirm personal information
Avoid confirming your SSN, date of birth, employer, or address to the 702-977-2307 caller. If it truly is your Zelkova Acquisition LLC account, they should already have what they need and must prove it.
What To Do If 702-977-2307 Keeps Calling
Here are concrete next steps for this specific Zelkova Acquisition LLC line. Work through them in order — each one strengthens your position before you ever discuss the debt.
- 1
Save 702-977-2307 as a contact labeled "Zelkova Acquisition LLC — do not answer" so you can screen future calls with confidence.
- 2
Do not return the call to 702-977-2307 until you have the account details in writing — a call-back can be treated as engagement.
- 3
Ask, in writing, that Zelkova Acquisition LLC identify the original creditor behind the 702-977-2307 calls and the date the debt was opened.
Your Rights When Zelkova Acquisition LLC Calls From 702-977-2307
The Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) give you real leverage. Here is the debt-validation playbook we use at Crowned Credit.
1. Demand Debt Validation (FDCPA §809)
Within 30 days of first contact, send Zelkova Acquisition LLC a written debt-validation letter. They must prove the debt is yours, the amount is right, and they have the legal authority to collect — or stop collecting.
2. Dispute With the Bureaus (FCRA §611)
If Zelkova Acquisition LLC reported a tradeline, dispute it with Equifax, Experian, and TransUnion. They have 30 days to investigate; unverifiable items must be corrected or deleted.
3. Log the Calls
Write down every call from 702-977-2307: date, time, and what was said. Repeated calls, calls at odd hours, or threats can be FDCPA violations — and leverage for you.
4. Send a Cease-and-Desist
You can demand in writing that Zelkova Acquisition LLC stop calling you entirely. The calls must stop, even though they may still report or pursue other legal steps.
5. Check the Statute of Limitations
Every state limits how long a collector can sue on a debt. If the debt is time-barred, Zelkova Acquisition LLC generally cannot win a lawsuit — and a payment could dangerously restart that clock.
6. Know the Anti-Harassment Rules
The FDCPA bars Zelkova Acquisition LLC from calling before 8am or after 9pm, threatening you, or lying about the debt. Each violation may entitle you to statutory damages.
How Crowned Credit Helps With Calls From 702-977-2307
We investigate the specific Zelkova Acquisition LLC account behind the calls, assert every applicable right, and work it with all three bureaus and the collector directly — no cookie-cutter form letters.
Review & Validate
We pull all three bureau reports, find every error tied to the Zelkova Acquisition LLC account, and demand full debt validation.
Dispute & Escalate
Hand-packed disputes go to the bureaus and to Zelkova Acquisition LLC. When they fail to investigate properly, we escalate to the CFPB and, where warranted, attorneys.
Track & Build
We monitor the outcome and coach you on rebuilding once inaccurate items are addressed. Results vary by profile.
Or call us directly at 336-310-0090. Results vary based on your individual credit profile.
702-977-2307 — Frequently Asked Questions
Who is calling me from 702-977-2307?
702-977-2307 is a direct-dial line associated with Zelkova Acquisition LLC (also seen as Zelkova Acquisition LLC), a debt buyer headquartered in Las Vegas, NV. The number resolves to the 702 area code. If you received a call from 702-977-2307 — often showing the last four digits 2307 on your screen — it is very likely Zelkova Acquisition LLC attempting to reach you about a debt they say you owe, most often charged-off consumer accounts.
Is 702-977-2307 a scam number?
Zelkova Acquisition LLC is a real, registered company, and 702-977-2307 is a documented line tied to it. That said, scammers do "spoof" the caller ID of well-known collectors like Zelkova Acquisition LLC, so the number showing on your screen is not proof of anything. Never give payment or personal information based on a phone call alone. Ask for the caller's name, company, and a written validation notice before you discuss any debt.
Do I have to answer or call back 702-977-2307?
You are not legally required to answer 702-977-2307 or call Zelkova Acquisition LLC back. In fact, it is usually smarter to say nothing on the phone and instead demand everything in writing. Under the FDCPA, once you send a written debt-validation request, Zelkova Acquisition LLC must pause collection until it mails you proof of the debt.
Why is Zelkova Acquisition LLC calling me about charged-off consumer accounts?
A call from 702-977-2307 usually means an original charged-off consumer accounts went unpaid and was sold to Zelkova Acquisition LLC, which now owns the balance and dials this line to collect it. The account may have aged or changed hands more than once, so demand the full paper trail before you accept the balance as accurate.
Can I stop Zelkova Acquisition LLC from calling 702-977-2307?
Yes. The FDCPA lets you send a written cease-and-desist demand telling Zelkova Acquisition LLC to stop contacting you by phone. They can still report to the bureaus or pursue other legal steps, but the calls from 702-977-2307 and any related lines must stop. This is a useful way to end harassment while you build your dispute.
Should I pay the debt Zelkova Acquisition LLC is calling about?
Do not pay anything based on a call from 702-977-2307 until the debt is validated. Once you confirm the debt is yours, accurate, and still within your state's statute of limitations, you can consider a written pay-for-delete arrangement. Paying an unverified or time-barred debt can restart the clock and lock in a negative mark. Get a free assessment first.
More About Zelkova Acquisition LLC
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